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Side-by-side financial comparison of Aflac (AFL) and ENCORE CAPITAL GROUP INC (ECPG). Click either name above to swap in a different company.

Aflac Incorporated is an American insurance company and is the largest provider of supplemental insurance in the United States. It was founded in 1955 and is based in Columbus, Georgia. In the U.S., it underwrites a wide range of insurance policies, but is perhaps more known for its payroll deduction insurance coverage, which pays cash benefits when a policyholder has a covered accident or illness. The company states it "provides financial protection to more than 50 million people worldwide".

Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
AFL
AFL
ECPG
ECPG
Q4 25
$4.9B
Q3 25
$4.7B
Q2 25
$4.2B
Q1 25
$3.4B
Q4 24
$5.4B
Q3 24
$2.9B
Q2 24
$5.1B
Q1 24
$5.4B
Net Profit
AFL
AFL
ECPG
ECPG
Q4 25
$1.4B
Q3 25
$1.6B
Q2 25
$599.0M
Q1 25
$29.0M
Q4 24
$1.9B
Q3 24
$-93.0M
Q2 24
$1.8B
Q1 24
$1.9B
Operating Margin
AFL
AFL
ECPG
ECPG
Q4 25
32.3%
Q3 25
42.1%
Q2 25
19.8%
Q1 25
4.3%
Q4 24
39.5%
Q3 24
3.1%
Q2 24
39.3%
Q1 24
39.9%
Net Margin
AFL
AFL
ECPG
ECPG
Q4 25
28.3%
Q3 25
34.6%
Q2 25
14.4%
Q1 25
0.9%
Q4 24
35.2%
Q3 24
-3.2%
Q2 24
34.2%
Q1 24
34.6%
EPS (diluted)
AFL
AFL
ECPG
ECPG
Q4 25
$2.58
Q3 25
$3.08
Q2 25
$1.11
Q1 25
$0.05
Q4 24
$3.45
Q3 24
$-0.17
Q2 24
$3.10
Q1 24
$3.25

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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