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Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and MASIMO CORP (MASI). Click either name above to swap in a different company.
ENCORE CAPITAL GROUP INC is the larger business by last-quarter revenue ($473.6M vs $371.5M, roughly 1.3× MASIMO CORP). ENCORE CAPITAL GROUP INC runs the higher net margin — 16.2% vs -27.0%, a 43.2% gap on every dollar of revenue. On growth, ENCORE CAPITAL GROUP INC posted the faster year-over-year revenue change (78.3% vs -26.4%). ENCORE CAPITAL GROUP INC produced more free cash flow last quarter ($126.9M vs $50.9M). Over the past eight quarters, ENCORE CAPITAL GROUP INC's revenue compounded faster (20.1% CAGR vs -17.7%).
Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.
Masimo Corporation is an American health technology and consumer electronics company headquartered in Irvine, California. The company develops patient monitoring devices, non-invasive sensors, and related software platforms used in hospital and home settings. Masimo has also operated in the consumer audio and wearable device markets.
ECPG vs MASI — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $473.6M | $371.5M |
| Net Profit | $76.7M | $-100.4M |
| Gross Margin | — | 62.1% |
| Operating Margin | 36.6% | 22.5% |
| Net Margin | 16.2% | -27.0% |
| Revenue YoY | 78.3% | -26.4% |
| Net Profit YoY | — | -1124.5% |
| EPS (diluted) | $3.32 | $-1.84 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $473.6M | — | ||
| Q3 25 | $460.4M | $371.5M | ||
| Q2 25 | $442.1M | $370.9M | ||
| Q1 25 | $392.8M | $372.0M | ||
| Q4 24 | $265.6M | $600.7M | ||
| Q3 24 | $367.1M | $504.6M | ||
| Q2 24 | $355.3M | $496.3M | ||
| Q1 24 | $328.4M | $492.8M |
| Q4 25 | $76.7M | — | ||
| Q3 25 | $74.7M | $-100.4M | ||
| Q2 25 | $58.7M | $51.3M | ||
| Q1 25 | $46.8M | $-170.7M | ||
| Q4 24 | — | $-349.6M | ||
| Q3 24 | $30.6M | $9.8M | ||
| Q2 24 | $32.2M | $16.0M | ||
| Q1 24 | $23.2M | $18.9M |
| Q4 25 | — | — | ||
| Q3 25 | — | 62.1% | ||
| Q2 25 | — | 62.9% | ||
| Q1 25 | — | 62.9% | ||
| Q4 24 | — | 40.7% | ||
| Q3 24 | — | 52.2% | ||
| Q2 24 | — | 51.3% | ||
| Q1 24 | — | 49.0% |
| Q4 25 | 36.6% | — | ||
| Q3 25 | 37.6% | 22.5% | ||
| Q2 25 | 34.1% | 17.4% | ||
| Q1 25 | 32.9% | 21.0% | ||
| Q4 24 | — | -59.8% | ||
| Q3 24 | 28.9% | 6.0% | ||
| Q2 24 | 28.7% | 5.7% | ||
| Q1 24 | 25.5% | 6.9% |
| Q4 25 | 16.2% | — | ||
| Q3 25 | 16.2% | -27.0% | ||
| Q2 25 | 13.3% | 13.8% | ||
| Q1 25 | 11.9% | -45.9% | ||
| Q4 24 | — | -58.2% | ||
| Q3 24 | 8.3% | 1.9% | ||
| Q2 24 | 9.1% | 3.2% | ||
| Q1 24 | 7.1% | 3.8% |
| Q4 25 | $3.32 | — | ||
| Q3 25 | $3.17 | $-1.84 | ||
| Q2 25 | $2.49 | $0.94 | ||
| Q1 25 | $1.93 | $-3.12 | ||
| Q4 24 | — | $-6.54 | ||
| Q3 24 | $1.26 | $0.18 | ||
| Q2 24 | $1.34 | $0.29 | ||
| Q1 24 | $0.95 | $0.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.8M | $312.3M |
| Total DebtLower is stronger | $4.0B | $559.1M |
| Stockholders' EquityBook value | $976.8M | $810.0M |
| Total Assets | $5.3B | $1.8B |
| Debt / EquityLower = less leverage | 4.13× | 0.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $156.8M | — | ||
| Q3 25 | $172.5M | $312.3M | ||
| Q2 25 | $172.9M | $149.6M | ||
| Q1 25 | $187.1M | $130.8M | ||
| Q4 24 | $199.9M | $177.6M | ||
| Q3 24 | $247.4M | $158.5M | ||
| Q2 24 | $250.6M | $129.6M | ||
| Q1 24 | $173.0M | $157.6M |
| Q4 25 | $4.0B | — | ||
| Q3 25 | — | $559.1M | ||
| Q2 25 | — | $613.7M | ||
| Q1 25 | — | $651.0M | ||
| Q4 24 | $3.7B | $765.2M | ||
| Q3 24 | — | $772.6M | ||
| Q2 24 | — | $781.6M | ||
| Q1 24 | — | $876.0M |
| Q4 25 | $976.8M | — | ||
| Q3 25 | $952.9M | $810.0M | ||
| Q2 25 | $896.0M | $1.0B | ||
| Q1 25 | $819.1M | $946.4M | ||
| Q4 24 | $767.3M | $1.1B | ||
| Q3 24 | $1.0B | $1.5B | ||
| Q2 24 | $988.1M | $1.4B | ||
| Q1 24 | $953.9M | $1.4B |
| Q4 25 | $5.3B | — | ||
| Q3 25 | $5.3B | $1.8B | ||
| Q2 25 | $5.2B | $2.4B | ||
| Q1 25 | $5.0B | $2.3B | ||
| Q4 24 | $4.8B | $2.6B | ||
| Q3 24 | $5.0B | $3.1B | ||
| Q2 24 | $4.8B | $2.9B | ||
| Q1 24 | $4.7B | $3.0B |
| Q4 25 | 4.13× | — | ||
| Q3 25 | — | 0.69× | ||
| Q2 25 | — | 0.59× | ||
| Q1 25 | — | 0.69× | ||
| Q4 24 | 4.83× | 0.73× | ||
| Q3 24 | — | 0.53× | ||
| Q2 24 | — | 0.57× | ||
| Q1 24 | — | 0.64× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.2M | $56.8M |
| Free Cash FlowOCF − Capex | $126.9M | $50.9M |
| FCF MarginFCF / Revenue | 26.8% | 13.7% |
| Capex IntensityCapex / Revenue | 5.5% | 1.6% |
| Cash ConversionOCF / Net Profit | 2.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | $244.0M | $191.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $153.2M | — | ||
| Q3 25 | $81.6M | $56.8M | ||
| Q2 25 | $9.5M | $69.4M | ||
| Q1 25 | $45.3M | $31.1M | ||
| Q4 24 | $156.2M | $50.5M | ||
| Q3 24 | $45.9M | $25.6M | ||
| Q2 24 | $35.7M | $74.5M | ||
| Q1 24 | $51.0M | $45.8M |
| Q4 25 | $126.9M | — | ||
| Q3 25 | $75.6M | $50.9M | ||
| Q2 25 | $3.2M | $65.6M | ||
| Q1 25 | $38.3M | $28.5M | ||
| Q4 24 | $127.2M | $46.0M | ||
| Q3 24 | $39.7M | $16.9M | ||
| Q2 24 | $28.3M | $66.9M | ||
| Q1 24 | $44.1M | $37.6M |
| Q4 25 | 26.8% | — | ||
| Q3 25 | 16.4% | 13.7% | ||
| Q2 25 | 0.7% | 17.7% | ||
| Q1 25 | 9.7% | 7.7% | ||
| Q4 24 | 47.9% | 7.7% | ||
| Q3 24 | 10.8% | 3.3% | ||
| Q2 24 | 8.0% | 13.5% | ||
| Q1 24 | 13.4% | 7.6% |
| Q4 25 | 5.5% | — | ||
| Q3 25 | 1.3% | 1.6% | ||
| Q2 25 | 1.4% | 1.0% | ||
| Q1 25 | 1.8% | 0.7% | ||
| Q4 24 | 10.9% | 0.7% | ||
| Q3 24 | 1.7% | 1.7% | ||
| Q2 24 | 2.1% | 1.5% | ||
| Q1 24 | 2.1% | 1.7% |
| Q4 25 | 2.00× | — | ||
| Q3 25 | 1.09× | — | ||
| Q2 25 | 0.16× | 1.35× | ||
| Q1 25 | 0.97× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 1.50× | 2.61× | ||
| Q2 24 | 1.11× | 4.66× | ||
| Q1 24 | 2.19× | 2.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
