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Side-by-side financial comparison of ENCORE CAPITAL GROUP INC (ECPG) and EXPRO GROUP HOLDINGS N.V. (XPRO). Click either name above to swap in a different company.
ENCORE CAPITAL GROUP INC is the larger business by last-quarter revenue ($473.6M vs $367.6M, roughly 1.3× EXPRO GROUP HOLDINGS N.V.). On growth, ENCORE CAPITAL GROUP INC posted the faster year-over-year revenue change (78.3% vs -6.0%). ENCORE CAPITAL GROUP INC produced more free cash flow last quarter ($126.9M vs $23.2M). Over the past eight quarters, ENCORE CAPITAL GROUP INC's revenue compounded faster (20.1% CAGR vs -11.5%).
Encore Capital Group, Inc. is a publicly traded debt buyer based in the United States. The company is headquartered in San Diego, and operates throughout the United States. The firm is a publicly traded NASDAQ Global Select company (ECPG), a component stock of the Russell 2000, the S&P SmallCap 600, and the Wilshire 4500.
Expro is an energy services provider headquartered in Houston, Texas, United States.
ECPG vs XPRO — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $473.6M | $367.6M |
| Net Profit | $76.7M | — |
| Gross Margin | — | 6.7% |
| Operating Margin | 36.6% | 0.0% |
| Net Margin | 16.2% | — |
| Revenue YoY | 78.3% | -6.0% |
| Net Profit YoY | — | — |
| EPS (diluted) | $3.32 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $367.6M | ||
| Q4 25 | $473.6M | $382.1M | ||
| Q3 25 | $460.4M | $411.4M | ||
| Q2 25 | $442.1M | $422.7M | ||
| Q1 25 | $392.8M | $390.9M | ||
| Q4 24 | $265.6M | $436.8M | ||
| Q3 24 | $367.1M | $422.8M | ||
| Q2 24 | $355.3M | $469.6M |
| Q1 26 | — | — | ||
| Q4 25 | $76.7M | $5.8M | ||
| Q3 25 | $74.7M | $14.0M | ||
| Q2 25 | $58.7M | $18.0M | ||
| Q1 25 | $46.8M | $13.9M | ||
| Q4 24 | — | $23.0M | ||
| Q3 24 | $30.6M | $16.3M | ||
| Q2 24 | $32.2M | $15.3M |
| Q1 26 | — | 6.7% | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | 0.0% | ||
| Q4 25 | 36.6% | 3.1% | ||
| Q3 25 | 37.6% | 6.4% | ||
| Q2 25 | 34.1% | 7.7% | ||
| Q1 25 | 32.9% | 2.6% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | 28.9% | 6.2% | ||
| Q2 24 | 28.7% | 5.9% |
| Q1 26 | — | — | ||
| Q4 25 | 16.2% | 1.5% | ||
| Q3 25 | 16.2% | 3.4% | ||
| Q2 25 | 13.3% | 4.3% | ||
| Q1 25 | 11.9% | 3.6% | ||
| Q4 24 | — | 5.3% | ||
| Q3 24 | 8.3% | 3.8% | ||
| Q2 24 | 9.1% | 3.3% |
| Q1 26 | — | $0.05 | ||
| Q4 25 | $3.32 | $0.05 | ||
| Q3 25 | $3.17 | $0.12 | ||
| Q2 25 | $2.49 | $0.16 | ||
| Q1 25 | $1.93 | $0.12 | ||
| Q4 24 | — | $0.20 | ||
| Q3 24 | $1.26 | $0.14 | ||
| Q2 24 | $1.34 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $156.8M | $170.7M |
| Total DebtLower is stronger | $4.0B | $79.1M |
| Stockholders' EquityBook value | $976.8M | $1.5B |
| Total Assets | $5.3B | $2.2B |
| Debt / EquityLower = less leverage | 4.13× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $170.7M | ||
| Q4 25 | $156.8M | $196.1M | ||
| Q3 25 | $172.5M | $197.9M | ||
| Q2 25 | $172.9M | $206.8M | ||
| Q1 25 | $187.1M | $179.3M | ||
| Q4 24 | $199.9M | $183.0M | ||
| Q3 24 | $247.4M | $165.7M | ||
| Q2 24 | $250.6M | $133.5M |
| Q1 26 | — | $79.1M | ||
| Q4 25 | $4.0B | $79.1M | ||
| Q3 25 | — | $99.1M | ||
| Q2 25 | — | $121.1M | ||
| Q1 25 | — | $121.1M | ||
| Q4 24 | $3.7B | $121.1M | ||
| Q3 24 | — | $121.1M | ||
| Q2 24 | — | $121.1M |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $976.8M | $1.5B | ||
| Q3 25 | $952.9M | $1.5B | ||
| Q2 25 | $896.0M | $1.5B | ||
| Q1 25 | $819.1M | $1.5B | ||
| Q4 24 | $767.3M | $1.5B | ||
| Q3 24 | $1.0B | $1.5B | ||
| Q2 24 | $988.1M | $1.5B |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $5.3B | $2.3B | ||
| Q3 25 | $5.3B | $2.3B | ||
| Q2 25 | $5.2B | $2.3B | ||
| Q1 25 | $5.0B | $2.3B | ||
| Q4 24 | $4.8B | $2.3B | ||
| Q3 24 | $5.0B | $2.3B | ||
| Q2 24 | $4.8B | $2.3B |
| Q1 26 | — | 0.05× | ||
| Q4 25 | 4.13× | 0.05× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.08× | ||
| Q1 25 | — | 0.08× | ||
| Q4 24 | 4.83× | 0.08× | ||
| Q3 24 | — | 0.08× | ||
| Q2 24 | — | 0.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $153.2M | $25.3M |
| Free Cash FlowOCF − Capex | $126.9M | $23.2M |
| FCF MarginFCF / Revenue | 26.8% | 6.3% |
| Capex IntensityCapex / Revenue | 5.5% | 1.2% |
| Cash ConversionOCF / Net Profit | 2.00× | — |
| TTM Free Cash FlowTrailing 4 quarters | $244.0M | $112.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $25.3M | ||
| Q4 25 | $153.2M | $57.1M | ||
| Q3 25 | $81.6M | $63.2M | ||
| Q2 25 | $9.5M | $48.4M | ||
| Q1 25 | $45.3M | $41.5M | ||
| Q4 24 | $156.2M | $97.4M | ||
| Q3 24 | $45.9M | $55.3M | ||
| Q2 24 | $35.7M | $-13.2M |
| Q1 26 | — | $23.2M | ||
| Q4 25 | $126.9M | $23.2M | ||
| Q3 25 | $75.6M | $39.0M | ||
| Q2 25 | $3.2M | $27.2M | ||
| Q1 25 | $38.3M | $8.4M | ||
| Q4 24 | $127.2M | $53.0M | ||
| Q3 24 | $39.7M | $23.3M | ||
| Q2 24 | $28.3M | $-49.5M |
| Q1 26 | — | 6.3% | ||
| Q4 25 | 26.8% | 6.1% | ||
| Q3 25 | 16.4% | 9.5% | ||
| Q2 25 | 0.7% | 6.4% | ||
| Q1 25 | 9.7% | 2.1% | ||
| Q4 24 | 47.9% | 12.1% | ||
| Q3 24 | 10.8% | 5.5% | ||
| Q2 24 | 8.0% | -10.5% |
| Q1 26 | — | 1.2% | ||
| Q4 25 | 5.5% | 8.9% | ||
| Q3 25 | 1.3% | 5.9% | ||
| Q2 25 | 1.4% | 5.0% | ||
| Q1 25 | 1.8% | 8.5% | ||
| Q4 24 | 10.9% | 10.2% | ||
| Q3 24 | 1.7% | 7.6% | ||
| Q2 24 | 2.1% | 7.7% |
| Q1 26 | — | — | ||
| Q4 25 | 2.00× | 9.89× | ||
| Q3 25 | 1.09× | 4.52× | ||
| Q2 25 | 0.16× | 2.69× | ||
| Q1 25 | 0.97× | 2.98× | ||
| Q4 24 | — | 4.23× | ||
| Q3 24 | 1.50× | 3.40× | ||
| Q2 24 | 1.11× | -0.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
