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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and FIRST COMMUNITY BANKSHARES INC (FCBC). Click either name above to swap in a different company.

Ellington Financial Inc. is the larger business by last-quarter revenue ($78.2M vs $43.8M, roughly 1.8× FIRST COMMUNITY BANKSHARES INC). Ellington Financial Inc. runs the higher net margin — 28.9% vs 28.5%, a 0.4% gap on every dollar of revenue. On growth, Ellington Financial Inc. posted the faster year-over-year revenue change (8.7% vs 5.1%). Over the past eight quarters, FIRST COMMUNITY BANKSHARES INC's revenue compounded faster (3.5% CAGR vs 1.8%).

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

First Community Bankshares, Inc. is a $2.43 billion bank holding company and the parent company of First Community Bank of Bluefield, Virginia, in the United States. As of 2012 First Community Bank had 45 locations in Virginia, West Virginia, and North Carolina, and two locations operating as Peoples Community Bank in Tennessee. As of April 21, 2023, First Community had $3.6 billion in assets.

EFC vs FCBC — Head-to-Head

Bigger by revenue
EFC
EFC
1.8× larger
EFC
$78.2M
$43.8M
FCBC
Growing faster (revenue YoY)
EFC
EFC
+3.6% gap
EFC
8.7%
5.1%
FCBC
Higher net margin
EFC
EFC
0.4% more per $
EFC
28.9%
28.5%
FCBC
Faster 2-yr revenue CAGR
FCBC
FCBC
Annualised
FCBC
3.5%
1.8%
EFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFC
EFC
FCBC
FCBC
Revenue
$78.2M
$43.8M
Net Profit
$22.6M
$12.5M
Gross Margin
Operating Margin
7.4%
36.8%
Net Margin
28.9%
28.5%
Revenue YoY
8.7%
5.1%
Net Profit YoY
-26.2%
-4.4%
EPS (diluted)
$0.10
$0.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFC
EFC
FCBC
FCBC
Q4 25
$78.2M
$43.8M
Q3 25
$82.8M
$42.2M
Q2 25
$92.5M
$41.0M
Q1 25
$82.9M
$40.5M
Q4 24
$72.0M
$41.7M
Q3 24
$67.0M
$42.0M
Q2 24
$91.2M
$41.3M
Q1 24
$75.5M
$40.9M
Net Profit
EFC
EFC
FCBC
FCBC
Q4 25
$22.6M
$12.5M
Q3 25
$29.5M
$12.3M
Q2 25
$42.9M
$12.2M
Q1 25
$31.6M
$11.8M
Q4 24
$30.7M
$13.0M
Q3 24
$16.2M
$13.0M
Q2 24
$52.3M
$12.7M
Q1 24
$26.9M
$12.8M
Operating Margin
EFC
EFC
FCBC
FCBC
Q4 25
7.4%
36.8%
Q3 25
31.1%
37.7%
Q2 25
38.3%
38.6%
Q1 25
37.3%
37.7%
Q4 24
28.0%
39.6%
Q3 24
24.0%
39.3%
Q2 24
52.8%
39.3%
Q1 24
42.2%
40.3%
Net Margin
EFC
EFC
FCBC
FCBC
Q4 25
28.9%
28.5%
Q3 25
35.7%
29.1%
Q2 25
46.4%
29.9%
Q1 25
38.2%
29.2%
Q4 24
42.6%
31.3%
Q3 24
24.1%
31.0%
Q2 24
57.4%
30.8%
Q1 24
35.6%
31.4%
EPS (diluted)
EFC
EFC
FCBC
FCBC
Q4 25
$0.10
$0.67
Q3 25
$0.29
$0.67
Q2 25
$0.45
$0.67
Q1 25
$0.35
$0.64
Q4 24
$0.23
$0.67
Q3 24
$0.19
$0.71
Q2 24
$0.62
$0.71
Q1 24
$0.32
$0.71

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFC
EFC
FCBC
FCBC
Cash + ST InvestmentsLiquidity on hand
$201.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.8B
$500.5M
Total Assets
$19.4B
$3.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFC
EFC
FCBC
FCBC
Q4 25
$201.9M
Q3 25
$184.8M
Q2 25
$211.0M
Q1 25
$203.3M
Q4 24
$192.4M
Q3 24
$217.7M
Q2 24
$198.5M
Q1 24
$187.5M
Total Debt
EFC
EFC
FCBC
FCBC
Q4 25
Q3 25
$0
Q2 25
$0
Q1 25
$0
Q4 24
$0
Q3 24
$0
Q2 24
$0
Q1 24
$0
Stockholders' Equity
EFC
EFC
FCBC
FCBC
Q4 25
$1.8B
$500.5M
Q3 25
$1.8B
$510.7M
Q2 25
$1.7B
$502.8M
Q1 25
$1.6B
$496.4M
Q4 24
$1.6B
$526.4M
Q3 24
$1.6B
$520.7M
Q2 24
$1.6B
$508.9M
Q1 24
$1.5B
$506.9M
Total Assets
EFC
EFC
FCBC
FCBC
Q4 25
$19.4B
$3.3B
Q3 25
$17.8B
$3.2B
Q2 25
$17.1B
$3.2B
Q1 25
$16.6B
$3.2B
Q4 24
$16.3B
$3.3B
Q3 24
$16.0B
$3.2B
Q2 24
$15.1B
$3.2B
Q1 24
$15.1B
$3.2B
Debt / Equity
EFC
EFC
FCBC
FCBC
Q4 25
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.00×
Q3 24
0.00×
Q2 24
0.00×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFC
EFC
FCBC
FCBC
Operating Cash FlowLast quarter
$-925.5M
$62.7M
Free Cash FlowOCF − Capex
$60.0M
FCF MarginFCF / Revenue
137.0%
Capex IntensityCapex / Revenue
0.0%
6.3%
Cash ConversionOCF / Net Profit
-40.92×
5.03×
TTM Free Cash FlowTrailing 4 quarters
$100.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFC
EFC
FCBC
FCBC
Q4 25
$-925.5M
$62.7M
Q3 25
$-290.4M
$18.9M
Q2 25
$-210.5M
$10.2M
Q1 25
$-126.4M
$13.2M
Q4 24
$-430.5M
$57.7M
Q3 24
$-141.7M
$11.4M
Q2 24
$-88.6M
$14.5M
Q1 24
$-59.5M
$16.9M
Free Cash Flow
EFC
EFC
FCBC
FCBC
Q4 25
$60.0M
Q3 25
$18.5M
Q2 25
$10.0M
Q1 25
$12.1M
Q4 24
$54.9M
Q3 24
$10.9M
Q2 24
$14.1M
Q1 24
$15.2M
FCF Margin
EFC
EFC
FCBC
FCBC
Q4 25
137.0%
Q3 25
43.9%
Q2 25
24.3%
Q1 25
29.8%
Q4 24
131.8%
Q3 24
26.0%
Q2 24
34.1%
Q1 24
37.1%
Capex Intensity
EFC
EFC
FCBC
FCBC
Q4 25
0.0%
6.3%
Q3 25
1.0%
Q2 25
0.6%
Q1 25
2.8%
Q4 24
0.0%
6.7%
Q3 24
0.0%
1.2%
Q2 24
0.0%
0.9%
Q1 24
0.0%
4.4%
Cash Conversion
EFC
EFC
FCBC
FCBC
Q4 25
-40.92×
5.03×
Q3 25
-9.84×
1.54×
Q2 25
-4.90×
0.83×
Q1 25
-3.99×
1.12×
Q4 24
-14.04×
4.43×
Q3 24
-8.76×
0.88×
Q2 24
-1.69×
1.14×
Q1 24
-2.21×
1.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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