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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and Life360, Inc. (LIF). Click either name above to swap in a different company.

Life360, Inc. is the larger business by last-quarter revenue ($146.0M vs $78.2M, roughly 1.9× Ellington Financial Inc.). Life360, Inc. runs the higher net margin — 88.8% vs 28.9%, a 59.9% gap on every dollar of revenue. On growth, Life360, Inc. posted the faster year-over-year revenue change (26.4% vs 8.7%). Over the past eight quarters, Life360, Inc.'s revenue compounded faster (36.6% CAGR vs 1.8%).

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

Life360, Inc. develops family-focused safety and connectivity platforms. Core offerings include real-time location sharing, emergency alerts, driving behavior analysis tools and identity theft protection. It serves consumer markets across North America, Europe and Asia-Pacific, with most revenue from tiered premium subscription plans.

EFC vs LIF — Head-to-Head

Bigger by revenue
LIF
LIF
1.9× larger
LIF
$146.0M
$78.2M
EFC
Growing faster (revenue YoY)
LIF
LIF
+17.6% gap
LIF
26.4%
8.7%
EFC
Higher net margin
LIF
LIF
59.9% more per $
LIF
88.8%
28.9%
EFC
Faster 2-yr revenue CAGR
LIF
LIF
Annualised
LIF
36.6%
1.8%
EFC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFC
EFC
LIF
LIF
Revenue
$78.2M
$146.0M
Net Profit
$22.6M
$129.7M
Gross Margin
75.1%
Operating Margin
7.4%
6.1%
Net Margin
28.9%
88.8%
Revenue YoY
8.7%
26.4%
Net Profit YoY
-26.2%
1425.9%
EPS (diluted)
$0.10
$1.53

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFC
EFC
LIF
LIF
Q4 25
$78.2M
$146.0M
Q3 25
$82.8M
$124.5M
Q2 25
$92.5M
$115.4M
Q1 25
$82.9M
$103.6M
Q4 24
$72.0M
$115.5M
Q3 24
$67.0M
$92.9M
Q2 24
$91.2M
$84.9M
Q1 24
$75.5M
$78.2M
Net Profit
EFC
EFC
LIF
LIF
Q4 25
$22.6M
$129.7M
Q3 25
$29.5M
$9.8M
Q2 25
$42.9M
$7.0M
Q1 25
$31.6M
$4.4M
Q4 24
$30.7M
$8.5M
Q3 24
$16.2M
$7.7M
Q2 24
$52.3M
$-11.0M
Q1 24
$26.9M
$-9.8M
Gross Margin
EFC
EFC
LIF
LIF
Q4 25
75.1%
Q3 25
78.0%
Q2 25
78.4%
Q1 25
80.6%
Q4 24
74.0%
Q3 24
75.4%
Q2 24
75.0%
Q1 24
76.7%
Operating Margin
EFC
EFC
LIF
LIF
Q4 25
7.4%
6.1%
Q3 25
31.1%
4.6%
Q2 25
38.3%
1.7%
Q1 25
37.3%
2.1%
Q4 24
28.0%
4.9%
Q3 24
24.0%
-5.3%
Q2 24
52.8%
-2.8%
Q1 24
42.2%
-8.2%
Net Margin
EFC
EFC
LIF
LIF
Q4 25
28.9%
88.8%
Q3 25
35.7%
7.9%
Q2 25
46.4%
6.1%
Q1 25
38.2%
4.2%
Q4 24
42.6%
7.4%
Q3 24
24.1%
8.3%
Q2 24
57.4%
-12.9%
Q1 24
35.6%
-12.5%
EPS (diluted)
EFC
EFC
LIF
LIF
Q4 25
$0.10
$1.53
Q3 25
$0.29
$0.11
Q2 25
$0.45
$0.08
Q1 25
$0.35
$0.05
Q4 24
$0.23
$0.14
Q3 24
$0.19
$0.09
Q2 24
$0.62
$-0.15
Q1 24
$0.32
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFC
EFC
LIF
LIF
Cash + ST InvestmentsLiquidity on hand
$201.9M
$494.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$1.8B
$548.2M
Total Assets
$19.4B
$959.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFC
EFC
LIF
LIF
Q4 25
$201.9M
$494.3M
Q3 25
$184.8M
$455.7M
Q2 25
$211.0M
$432.7M
Q1 25
$203.3M
$168.9M
Q4 24
$192.4M
$159.2M
Q3 24
$217.7M
$159.0M
Q2 24
$198.5M
$160.8M
Q1 24
$187.5M
$73.4M
Total Debt
EFC
EFC
LIF
LIF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
$5.2M
Stockholders' Equity
EFC
EFC
LIF
LIF
Q4 25
$1.8B
$548.2M
Q3 25
$1.8B
$391.4M
Q2 25
$1.7B
$366.7M
Q1 25
$1.6B
$376.3M
Q4 24
$1.6B
$358.5M
Q3 24
$1.6B
$339.7M
Q2 24
$1.6B
$326.7M
Q1 24
$1.5B
$239.8M
Total Assets
EFC
EFC
LIF
LIF
Q4 25
$19.4B
$959.7M
Q3 25
$17.8B
$787.5M
Q2 25
$17.1B
$753.6M
Q1 25
$16.6B
$455.4M
Q4 24
$16.3B
$441.6M
Q3 24
$16.0B
$427.4M
Q2 24
$15.1B
$405.9M
Q1 24
$15.1B
$318.8M
Debt / Equity
EFC
EFC
LIF
LIF
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
0.02×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFC
EFC
LIF
LIF
Operating Cash FlowLast quarter
$-925.5M
$36.8M
Free Cash FlowOCF − Capex
$36.6M
FCF MarginFCF / Revenue
25.1%
Capex IntensityCapex / Revenue
0.0%
0.2%
Cash ConversionOCF / Net Profit
-40.92×
0.28×
TTM Free Cash FlowTrailing 4 quarters
$86.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFC
EFC
LIF
LIF
Q4 25
$-925.5M
$36.8M
Q3 25
$-290.4M
$26.4M
Q2 25
$-210.5M
$13.3M
Q1 25
$-126.4M
$12.1M
Q4 24
$-430.5M
$12.3M
Q3 24
$-141.7M
$6.3M
Q2 24
$-88.6M
$3.3M
Q1 24
$-59.5M
$10.7M
Free Cash Flow
EFC
EFC
LIF
LIF
Q4 25
$36.6M
Q3 25
$25.6M
Q2 25
$12.7M
Q1 25
$11.9M
Q4 24
$11.2M
Q3 24
$6.3M
Q2 24
$3.2M
Q1 24
FCF Margin
EFC
EFC
LIF
LIF
Q4 25
25.1%
Q3 25
20.6%
Q2 25
11.0%
Q1 25
11.5%
Q4 24
9.7%
Q3 24
6.8%
Q2 24
3.8%
Q1 24
Capex Intensity
EFC
EFC
LIF
LIF
Q4 25
0.0%
0.2%
Q3 25
0.6%
Q2 25
0.6%
Q1 25
0.1%
Q4 24
0.0%
1.0%
Q3 24
0.0%
0.0%
Q2 24
0.0%
0.1%
Q1 24
0.0%
0.0%
Cash Conversion
EFC
EFC
LIF
LIF
Q4 25
-40.92×
0.28×
Q3 25
-9.84×
2.70×
Q2 25
-4.90×
1.90×
Q1 25
-3.99×
2.75×
Q4 24
-14.04×
1.45×
Q3 24
-8.76×
0.83×
Q2 24
-1.69×
Q1 24
-2.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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