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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and Northfield Bancorp, Inc. (NFBK). Click either name above to swap in a different company.
Ellington Financial Inc. is the larger business by last-quarter revenue ($78.2M vs $41.3M, roughly 1.9× Northfield Bancorp, Inc.). Ellington Financial Inc. runs the higher net margin — 28.9% vs -1545.5%, a 1574.4% gap on every dollar of revenue. On growth, Northfield Bancorp, Inc. posted the faster year-over-year revenue change (12.7% vs 8.7%). Over the past eight quarters, Northfield Bancorp, Inc.'s revenue compounded faster (15.0% CAGR vs 1.8%).
Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.
Northfield Bancorp, Inc. is a regional bank holding company based in the United States, operating primarily across the U.S. Northeast region. It provides a full range of personal and commercial banking services including deposit accounts, mortgage loans, commercial lending, and wealth management solutions for retail consumers, small to medium-sized businesses and local community clients.
EFC vs NFBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $78.2M | $41.3M |
| Net Profit | $22.6M | $-27.4M |
| Gross Margin | — | — |
| Operating Margin | 7.4% | -1263.3% |
| Net Margin | 28.9% | -1545.5% |
| Revenue YoY | 8.7% | 12.7% |
| Net Profit YoY | -26.2% | -343.6% |
| EPS (diluted) | $0.10 | $-0.68 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $78.2M | $41.3M | ||
| Q3 25 | $82.8M | $39.2M | ||
| Q2 25 | $92.5M | $38.9M | ||
| Q1 25 | $82.9M | $34.8M | ||
| Q4 24 | $72.0M | $36.7M | ||
| Q3 24 | $67.0M | $31.8M | ||
| Q2 24 | $91.2M | $31.5M | ||
| Q1 24 | $75.5M | $31.3M |
| Q4 25 | $22.6M | $-27.4M | ||
| Q3 25 | $29.5M | $10.8M | ||
| Q2 25 | $42.9M | $9.6M | ||
| Q1 25 | $31.6M | $7.9M | ||
| Q4 24 | $30.7M | $11.3M | ||
| Q3 24 | $16.2M | $6.5M | ||
| Q2 24 | $52.3M | $6.0M | ||
| Q1 24 | $26.9M | $6.2M |
| Q4 25 | 7.4% | -1263.3% | ||
| Q3 25 | 31.1% | 37.7% | ||
| Q2 25 | 38.3% | 35.6% | ||
| Q1 25 | 37.3% | 31.0% | ||
| Q4 24 | 28.0% | 38.0% | ||
| Q3 24 | 24.0% | 27.9% | ||
| Q2 24 | 52.8% | 29.1% | ||
| Q1 24 | 42.2% | 27.2% |
| Q4 25 | 28.9% | -1545.5% | ||
| Q3 25 | 35.7% | 27.4% | ||
| Q2 25 | 46.4% | 24.6% | ||
| Q1 25 | 38.2% | 22.6% | ||
| Q4 24 | 42.6% | 30.7% | ||
| Q3 24 | 24.1% | 20.5% | ||
| Q2 24 | 57.4% | 18.9% | ||
| Q1 24 | 35.6% | 19.9% |
| Q4 25 | $0.10 | $-0.68 | ||
| Q3 25 | $0.29 | $0.27 | ||
| Q2 25 | $0.45 | $0.24 | ||
| Q1 25 | $0.35 | $0.19 | ||
| Q4 24 | $0.23 | $0.27 | ||
| Q3 24 | $0.19 | $0.16 | ||
| Q2 24 | $0.62 | $0.14 | ||
| Q1 24 | $0.32 | $0.15 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $201.9M | $164.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.8B | $690.1M |
| Total Assets | $19.4B | $5.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $201.9M | $164.0M | ||
| Q3 25 | $184.8M | $131.7M | ||
| Q2 25 | $211.0M | $97.6M | ||
| Q1 25 | $203.3M | $101.7M | ||
| Q4 24 | $192.4M | $167.7M | ||
| Q3 24 | $217.7M | $232.9M | ||
| Q2 24 | $198.5M | $153.5M | ||
| Q1 24 | $187.5M | $238.8M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $666.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.8B | $690.1M | ||
| Q3 25 | $1.8B | $719.6M | ||
| Q2 25 | $1.7B | $710.3M | ||
| Q1 25 | $1.6B | $711.1M | ||
| Q4 24 | $1.6B | $704.7M | ||
| Q3 24 | $1.6B | $699.6M | ||
| Q2 24 | $1.6B | $693.0M | ||
| Q1 24 | $1.5B | $698.4M |
| Q4 25 | $19.4B | $5.8B | ||
| Q3 25 | $17.8B | $5.7B | ||
| Q2 25 | $17.1B | $5.7B | ||
| Q1 25 | $16.6B | $5.7B | ||
| Q4 24 | $16.3B | $5.7B | ||
| Q3 24 | $16.0B | $5.7B | ||
| Q2 24 | $15.1B | $5.7B | ||
| Q1 24 | $15.1B | $5.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.95× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-925.5M | $53.7M |
| Free Cash FlowOCF − Capex | — | $52.5M |
| FCF MarginFCF / Revenue | — | 127.1% |
| Capex IntensityCapex / Revenue | 0.0% | 2.8% |
| Cash ConversionOCF / Net Profit | -40.92× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $89.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-925.5M | $53.7M | ||
| Q3 25 | $-290.4M | $13.9M | ||
| Q2 25 | $-210.5M | $14.1M | ||
| Q1 25 | $-126.4M | $9.4M | ||
| Q4 24 | $-430.5M | $31.1M | ||
| Q3 24 | $-141.7M | $14.0M | ||
| Q2 24 | $-88.6M | $6.9M | ||
| Q1 24 | $-59.5M | $4.2M |
| Q4 25 | — | $52.5M | ||
| Q3 25 | — | $13.6M | ||
| Q2 25 | — | $13.9M | ||
| Q1 25 | — | $9.2M | ||
| Q4 24 | — | $30.0M | ||
| Q3 24 | — | $13.7M | ||
| Q2 24 | — | $6.7M | ||
| Q1 24 | — | $3.8M |
| Q4 25 | — | 127.1% | ||
| Q3 25 | — | 34.6% | ||
| Q2 25 | — | 35.7% | ||
| Q1 25 | — | 26.3% | ||
| Q4 24 | — | 81.6% | ||
| Q3 24 | — | 43.2% | ||
| Q2 24 | — | 21.1% | ||
| Q1 24 | — | 12.1% |
| Q4 25 | 0.0% | 2.8% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.7% | ||
| Q4 24 | 0.0% | 3.1% | ||
| Q3 24 | 0.0% | 0.7% | ||
| Q2 24 | 0.0% | 0.8% | ||
| Q1 24 | 0.0% | 1.4% |
| Q4 25 | -40.92× | — | ||
| Q3 25 | -9.84× | 1.29× | ||
| Q2 25 | -4.90× | 1.48× | ||
| Q1 25 | -3.99× | 1.20× | ||
| Q4 24 | -14.04× | 2.76× | ||
| Q3 24 | -8.76× | 2.14× | ||
| Q2 24 | -1.69× | 1.16× | ||
| Q1 24 | -2.21× | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
