vs
Side-by-side financial comparison of Ellington Financial Inc. (EFC) and Origin Bancorp, Inc. (OBK). Click either name above to swap in a different company.
Origin Bancorp, Inc. is the larger business by last-quarter revenue ($104.0M vs $78.2M, roughly 1.3× Ellington Financial Inc.). Ellington Financial Inc. runs the higher net margin — 28.9% vs 26.6%, a 2.3% gap on every dollar of revenue. Over the past eight quarters, Origin Bancorp, Inc.'s revenue compounded faster (3.9% CAGR vs 1.8%).
Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.
Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas. It was founded in 1986 as Southern Development Bancorporation, and is often referred to simply as "Southern".
EFC vs OBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $78.2M | $104.0M |
| Net Profit | $22.6M | $27.7M |
| Gross Margin | — | — |
| Operating Margin | 7.4% | — |
| Net Margin | 28.9% | 26.6% |
| Revenue YoY | 8.7% | — |
| Net Profit YoY | -26.2% | — |
| EPS (diluted) | $0.10 | $0.89 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $104.0M | ||
| Q4 25 | $78.2M | $103.4M | ||
| Q3 25 | $82.8M | $109.8M | ||
| Q2 25 | $92.5M | $83.5M | ||
| Q1 25 | $82.9M | $94.1M | ||
| Q4 24 | $72.0M | $78.3M | ||
| Q3 24 | $67.0M | $90.8M | ||
| Q2 24 | $91.2M | $96.4M |
| Q1 26 | — | $27.7M | ||
| Q4 25 | $22.6M | $29.5M | ||
| Q3 25 | $29.5M | $8.6M | ||
| Q2 25 | $42.9M | $14.6M | ||
| Q1 25 | $31.6M | $22.4M | ||
| Q4 24 | $30.7M | $14.3M | ||
| Q3 24 | $16.2M | $18.6M | ||
| Q2 24 | $52.3M | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 7.4% | 36.2% | ||
| Q3 25 | 31.1% | 10.0% | ||
| Q2 25 | 38.3% | 22.3% | ||
| Q1 25 | 37.3% | 30.4% | ||
| Q4 24 | 28.0% | 23.0% | ||
| Q3 24 | 24.0% | 26.1% | ||
| Q2 24 | 52.8% | 27.7% |
| Q1 26 | — | 26.6% | ||
| Q4 25 | 28.9% | 28.5% | ||
| Q3 25 | 35.7% | 7.9% | ||
| Q2 25 | 46.4% | 17.5% | ||
| Q1 25 | 38.2% | 23.8% | ||
| Q4 24 | 42.6% | 18.2% | ||
| Q3 24 | 24.1% | 20.5% | ||
| Q2 24 | 57.4% | 21.8% |
| Q1 26 | — | $0.89 | ||
| Q4 25 | $0.10 | $0.95 | ||
| Q3 25 | $0.29 | $0.27 | ||
| Q2 25 | $0.45 | $0.47 | ||
| Q1 25 | $0.35 | $0.71 | ||
| Q4 24 | $0.23 | $0.45 | ||
| Q3 24 | $0.19 | $0.60 | ||
| Q2 24 | $0.62 | $0.67 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $201.9M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.8B | $1.3B |
| Total Assets | $19.4B | $10.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $201.9M | $424.2M | ||
| Q3 25 | $184.8M | $626.9M | ||
| Q2 25 | $211.0M | $334.1M | ||
| Q1 25 | $203.3M | $486.2M | ||
| Q4 24 | $192.4M | $470.2M | ||
| Q3 24 | $217.7M | $321.2M | ||
| Q2 24 | $198.5M | $288.1M |
| Q1 26 | — | $1.3B | ||
| Q4 25 | $1.8B | $1.2B | ||
| Q3 25 | $1.8B | $1.2B | ||
| Q2 25 | $1.7B | $1.2B | ||
| Q1 25 | $1.6B | $1.2B | ||
| Q4 24 | $1.6B | $1.1B | ||
| Q3 24 | $1.6B | $1.1B | ||
| Q2 24 | $1.6B | $1.1B |
| Q1 26 | — | $10.2B | ||
| Q4 25 | $19.4B | $9.7B | ||
| Q3 25 | $17.8B | $9.8B | ||
| Q2 25 | $17.1B | $9.7B | ||
| Q1 25 | $16.6B | $9.8B | ||
| Q4 24 | $16.3B | $9.7B | ||
| Q3 24 | $16.0B | $10.0B | ||
| Q2 24 | $15.1B | $9.9B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-925.5M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.0% | — |
| Cash ConversionOCF / Net Profit | -40.92× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-925.5M | $158.9M | ||
| Q3 25 | $-290.4M | $59.3M | ||
| Q2 25 | $-210.5M | $20.6M | ||
| Q1 25 | $-126.4M | $35.6M | ||
| Q4 24 | $-430.5M | $108.5M | ||
| Q3 24 | $-141.7M | $39.6M | ||
| Q2 24 | $-88.6M | $11.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | $151.1M | ||
| Q3 25 | — | $56.8M | ||
| Q2 25 | — | $19.6M | ||
| Q1 25 | — | $34.8M | ||
| Q4 24 | — | $86.4M | ||
| Q3 24 | — | $32.2M | ||
| Q2 24 | — | $6.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 146.0% | ||
| Q3 25 | — | 51.7% | ||
| Q2 25 | — | 23.5% | ||
| Q1 25 | — | 37.0% | ||
| Q4 24 | — | 110.3% | ||
| Q3 24 | — | 35.5% | ||
| Q2 24 | — | 6.8% |
| Q1 26 | — | — | ||
| Q4 25 | 0.0% | 7.6% | ||
| Q3 25 | — | 2.3% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | 0.0% | 28.1% | ||
| Q3 24 | 0.0% | 8.1% | ||
| Q2 24 | 0.0% | 5.6% |
| Q1 26 | — | — | ||
| Q4 25 | -40.92× | 5.38× | ||
| Q3 25 | -9.84× | 6.88× | ||
| Q2 25 | -4.90× | 1.41× | ||
| Q1 25 | -3.99× | 1.59× | ||
| Q4 24 | -14.04× | 7.60× | ||
| Q3 24 | -8.76× | 2.13× | ||
| Q2 24 | -1.69× | 0.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EFC
Segment breakdown not available.
OBK
| Net Interest Income | $87.2M | 84% |
| Noninterest Income | $16.8M | 16% |
