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Side-by-side financial comparison of Ellington Financial Inc. (EFC) and Proficient Auto Logistics, Inc (PAL). Click either name above to swap in a different company.

Proficient Auto Logistics, Inc is the larger business by last-quarter revenue ($91.5M vs $78.2M, roughly 1.2× Ellington Financial Inc.). Ellington Financial Inc. runs the higher net margin — 28.9% vs -1.5%, a 30.4% gap on every dollar of revenue.

Ellington Management Group is an American hedge fund firm. As of June 2019, the firm was reportedly managing $8.5 billion in structured products and other credit instruments.

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

EFC vs PAL — Head-to-Head

Bigger by revenue
PAL
PAL
1.2× larger
PAL
$91.5M
$78.2M
EFC
Higher net margin
EFC
EFC
30.4% more per $
EFC
28.9%
-1.5%
PAL

Income Statement — Q4 FY2025 vs Q3 FY2024

Metric
EFC
EFC
PAL
PAL
Revenue
$78.2M
$91.5M
Net Profit
$22.6M
$-1.4M
Gross Margin
Operating Margin
7.4%
-2.4%
Net Margin
28.9%
-1.5%
Revenue YoY
8.7%
Net Profit YoY
-26.2%
EPS (diluted)
$0.10
$-0.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFC
EFC
PAL
PAL
Q4 25
$78.2M
Q3 25
$82.8M
Q2 25
$92.5M
Q1 25
$82.9M
Q4 24
$72.0M
Q3 24
$67.0M
$91.5M
Q2 24
$91.2M
Q1 24
$75.5M
Net Profit
EFC
EFC
PAL
PAL
Q4 25
$22.6M
Q3 25
$29.5M
Q2 25
$42.9M
Q1 25
$31.6M
Q4 24
$30.7M
Q3 24
$16.2M
$-1.4M
Q2 24
$52.3M
Q1 24
$26.9M
Operating Margin
EFC
EFC
PAL
PAL
Q4 25
7.4%
Q3 25
31.1%
Q2 25
38.3%
Q1 25
37.3%
Q4 24
28.0%
Q3 24
24.0%
-2.4%
Q2 24
52.8%
Q1 24
42.2%
Net Margin
EFC
EFC
PAL
PAL
Q4 25
28.9%
Q3 25
35.7%
Q2 25
46.4%
Q1 25
38.2%
Q4 24
42.6%
Q3 24
24.1%
-1.5%
Q2 24
57.4%
Q1 24
35.6%
EPS (diluted)
EFC
EFC
PAL
PAL
Q4 25
$0.10
Q3 25
$0.29
Q2 25
$0.45
Q1 25
$0.35
Q4 24
$0.23
Q3 24
$0.19
$-0.05
Q2 24
$0.62
Q1 24
$0.32

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFC
EFC
PAL
PAL
Cash + ST InvestmentsLiquidity on hand
$201.9M
$16.8M
Total DebtLower is stronger
$64.0M
Stockholders' EquityBook value
$1.8B
$338.5M
Total Assets
$19.4B
$498.2M
Debt / EquityLower = less leverage
0.19×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFC
EFC
PAL
PAL
Q4 25
$201.9M
Q3 25
$184.8M
Q2 25
$211.0M
Q1 25
$203.3M
Q4 24
$192.4M
Q3 24
$217.7M
$16.8M
Q2 24
$198.5M
Q1 24
$187.5M
Total Debt
EFC
EFC
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$64.0M
Q2 24
Q1 24
Stockholders' Equity
EFC
EFC
PAL
PAL
Q4 25
$1.8B
Q3 25
$1.8B
Q2 25
$1.7B
Q1 25
$1.6B
Q4 24
$1.6B
Q3 24
$1.6B
$338.5M
Q2 24
$1.6B
Q1 24
$1.5B
Total Assets
EFC
EFC
PAL
PAL
Q4 25
$19.4B
Q3 25
$17.8B
Q2 25
$17.1B
Q1 25
$16.6B
Q4 24
$16.3B
Q3 24
$16.0B
$498.2M
Q2 24
$15.1B
Q1 24
$15.1B
Debt / Equity
EFC
EFC
PAL
PAL
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
0.19×
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFC
EFC
PAL
PAL
Operating Cash FlowLast quarter
$-925.5M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
-40.92×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFC
EFC
PAL
PAL
Q4 25
$-925.5M
Q3 25
$-290.4M
Q2 25
$-210.5M
Q1 25
$-126.4M
Q4 24
$-430.5M
Q3 24
$-141.7M
Q2 24
$-88.6M
Q1 24
$-59.5M
Capex Intensity
EFC
EFC
PAL
PAL
Q4 25
0.0%
Q3 25
Q2 25
Q1 25
Q4 24
0.0%
Q3 24
0.0%
Q2 24
0.0%
Q1 24
0.0%
Cash Conversion
EFC
EFC
PAL
PAL
Q4 25
-40.92×
Q3 25
-9.84×
Q2 25
-4.90×
Q1 25
-3.99×
Q4 24
-14.04×
Q3 24
-8.76×
Q2 24
-1.69×
Q1 24
-2.21×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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