SEACOAST BANKING CORP OF FLORIDA

SEACOAST BANKING CORP OF FLORIDASBCFEarnings & Financial Report

Nasdaq · Financials · State Commercial Banks

Seacoast Banking Corporation of Florida is a Florida-headquartered US financial holding company. It provides full consumer and commercial banking services including deposits, personal and business loans, wealth management and insurance, serving individuals, SMEs and local commercial entities mainly across Florida's regional markets.

SBCF Q4 FY2025 Key Financial Metrics

Revenue

$203.3M

Gross Profit

N/A

Operating Profit

$43.5M

Net Profit

N/A

Gross Margin

N/A

Operating Margin

21.4%

Net Margin

N/A

YoY Growth

53.0%

EPS

$0.28

SEACOAST BANKING CORP OF FLORIDA Q4 FY2025 Financial Summary

SEACOAST BANKING CORP OF FLORIDA reported revenue of $203.3M (up 53.0% YoY) for Q4 FY2025, with a net profit of N/A (N/A margin).

Key Financial Metrics

Total Revenue$203.3M
Net ProfitN/A
Gross MarginN/A
Operating Margin21.4%
Report PeriodQ4 FY2025

SEACOAST BANKING CORP OF FLORIDA Annual Revenue by Year

SEACOAST BANKING CORP OF FLORIDA annual revenue history includes year-by-year totals (for example, 2025 revenue was $652.6M).

YearAnnual Revenue
2025$652.6Mvs 2024
2024$515.4Mvs 2023
2023$488.2Mvs 2022
2022$366.2M

SEACOAST BANKING CORP OF FLORIDA Quarterly Revenue & Net Profit History

SEACOAST BANKING CORP OF FLORIDA results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.

QuarterRevenueRevenue YoYNet ProfitNet Margin
Q4 FY2025$203.3M+53.0%N/AN/A
Q3 FY2025$157.3M+20.7%$36.5M23.2%
Q2 FY2025$151.4M+19.6%$42.7M28.2%
Q1 FY2025$140.7M+12.0%$31.5M22.4%
Q4 FY2024$132.9M+3.7%N/AN/A
Q3 FY2024$130.3M-4.9%$30.7M23.5%
Q2 FY2024$126.6M-14.8%$30.2M23.9%
Q1 FY2024$125.6M-18.2%$26.0M20.7%

Income Statement

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Revenue$125.6M$126.6M$130.3M$132.9M$140.7M$151.4M$157.3M$203.3M
YoY Growth-18.2%-14.8%-4.9%3.7%12.0%19.6%20.7%53.0%

Balance Sheet

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Assets$14.83B$14.95B$15.17B$15.18B$15.73B$15.94B$16.68B$20.84B
Liabilities$12.71B$12.82B$12.97B$12.99B$13.50B$13.67B$14.30B$17.79B
Equity$2.12B$2.13B$2.19B$2.18B$2.23B$2.27B$2.38B$2.71B

Cash Flow

Q1 2024Q2 2024Q3 2024Q4 2024Q1 2025Q2 2025Q3 2025Q4 2025
Operating CF$24.7M$56.9M$53.4M$179.9M$31.0M$72.3M$30.2M$188.1M