vs

Side-by-side financial comparison of ENTERPRISE FINANCIAL SERVICES CORP (EFSC) and Tempus AI, Inc. (TEM). Click either name above to swap in a different company.

Tempus AI, Inc. is the larger business by last-quarter revenue ($367.2M vs $185.2M, roughly 2.0× ENTERPRISE FINANCIAL SERVICES CORP). ENTERPRISE FINANCIAL SERVICES CORP runs the higher net margin — 26.6% vs -14.8%, a 41.4% gap on every dollar of revenue. Over the past eight quarters, Tempus AI, Inc.'s revenue compounded faster (58.7% CAGR vs 9.0%).

The Hewlett Packard Enterprise Company (HPE) is an American multinational information technology company based in Spring, Texas. It is a business-focused organization which works in servers, storage, networking, containerization software and consulting and support. HPE was ranked No. 107 in the 2018 Fortune 500 list of the largest United States corporations by total revenue.

Tempus AI, Inc. is an American health technology company founded in 2015 by Eric Lefkofsky in Chicago, Illinois. It was established by Lefkofsky soon after his wife was diagnosed with breast cancer. Tempus uses data and artificial intelligence (AI) to create precision medicine services, including diagnostics, for oncology, cardiology, radiology, and depression. The company went public on the Nasdaq on June 14, 2024, under the ticker symbol "TEM."

EFSC vs TEM — Head-to-Head

Bigger by revenue
TEM
TEM
2.0× larger
TEM
$367.2M
$185.2M
EFSC
Higher net margin
EFSC
EFSC
41.4% more per $
EFSC
26.6%
-14.8%
TEM
Faster 2-yr revenue CAGR
TEM
TEM
Annualised
TEM
58.7%
9.0%
EFSC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EFSC
EFSC
TEM
TEM
Revenue
$185.2M
$367.2M
Net Profit
$49.4M
$-54.2M
Gross Margin
Operating Margin
-16.7%
Net Margin
26.6%
-14.8%
Revenue YoY
83.0%
Net Profit YoY
-1.2%
-316.2%
EPS (diluted)
$1.30
$-0.30

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSC
EFSC
TEM
TEM
Q1 26
$185.2M
Q4 25
$193.6M
$367.2M
Q3 25
$206.9M
$334.2M
Q2 25
$173.4M
$314.6M
Q1 25
$166.0M
$255.7M
Q4 24
$167.0M
$200.7M
Q3 24
$164.9M
$180.9M
Q2 24
$156.0M
$166.0M
Net Profit
EFSC
EFSC
TEM
TEM
Q1 26
$49.4M
Q4 25
$54.8M
$-54.2M
Q3 25
$45.2M
$-80.0M
Q2 25
$51.4M
$-42.8M
Q1 25
$50.0M
$-68.0M
Q4 24
$48.8M
$-13.0M
Q3 24
$50.6M
$-75.8M
Q2 24
$45.4M
$-552.2M
Operating Margin
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
-16.7%
Q3 25
42.9%
-18.3%
Q2 25
37.0%
-19.6%
Q1 25
36.8%
-26.9%
Q4 24
-25.3%
Q3 24
38.1%
-29.6%
Q2 24
36.7%
-321.4%
Net Margin
EFSC
EFSC
TEM
TEM
Q1 26
26.6%
Q4 25
28.3%
-14.8%
Q3 25
21.9%
-23.9%
Q2 25
29.6%
-13.6%
Q1 25
30.1%
-26.6%
Q4 24
29.2%
-6.5%
Q3 24
30.7%
-41.9%
Q2 24
29.1%
-332.7%
EPS (diluted)
EFSC
EFSC
TEM
TEM
Q1 26
$1.30
Q4 25
$1.45
$-0.30
Q3 25
$1.19
$-0.46
Q2 25
$1.36
$-0.25
Q1 25
$1.31
$-0.40
Q4 24
$1.27
$2.56
Q3 24
$1.32
$-0.46
Q2 24
$1.19
$-6.86

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSC
EFSC
TEM
TEM
Cash + ST InvestmentsLiquidity on hand
$604.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.1B
$491.3M
Total Assets
$17.3B
$2.3B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
$604.8M
Q3 25
$655.9M
Q2 25
$186.3M
Q1 25
$151.6M
Q4 24
$341.0M
Q3 24
$388.0M
Q2 24
$478.8M
Stockholders' Equity
EFSC
EFSC
TEM
TEM
Q1 26
$2.1B
Q4 25
$2.0B
$491.3M
Q3 25
$2.0B
$507.8M
Q2 25
$1.9B
$309.6M
Q1 25
$1.9B
$326.2M
Q4 24
$1.8B
$56.3M
Q3 24
$1.8B
$53.7M
Q2 24
$1.8B
$98.3M
Total Assets
EFSC
EFSC
TEM
TEM
Q1 26
$17.3B
Q4 25
$17.3B
$2.3B
Q3 25
$16.4B
$2.3B
Q2 25
$16.1B
$1.6B
Q1 25
$15.7B
$1.5B
Q4 24
$15.6B
$926.1M
Q3 24
$15.0B
$971.7M
Q2 24
$14.6B
$864.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSC
EFSC
TEM
TEM
Operating Cash FlowLast quarter
$-36.8M
Free Cash FlowOCF − Capex
$-41.5M
FCF MarginFCF / Revenue
-11.3%
Capex IntensityCapex / Revenue
1.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$-239.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
$193.5M
$-36.8M
Q3 25
$49.4M
$-119.8M
Q2 25
$61.3M
$44.2M
Q1 25
$40.0M
$-105.6M
Q4 24
$247.4M
Q3 24
$89.0M
$48.7M
Q2 24
$76.5M
$-97.1M
Free Cash Flow
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
$181.5M
$-41.5M
Q3 25
$47.1M
$-126.5M
Q2 25
$59.0M
$36.6M
Q1 25
$35.6M
$-107.7M
Q4 24
$239.9M
Q3 24
$88.2M
$48.6M
Q2 24
$74.7M
$-105.1M
FCF Margin
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
93.8%
-11.3%
Q3 25
22.8%
-37.9%
Q2 25
34.0%
11.6%
Q1 25
21.5%
-42.1%
Q4 24
143.7%
Q3 24
53.5%
26.9%
Q2 24
47.9%
-63.3%
Capex Intensity
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
6.2%
1.3%
Q3 25
1.1%
2.0%
Q2 25
1.3%
2.4%
Q1 25
2.7%
0.8%
Q4 24
4.5%
Q3 24
0.5%
0.0%
Q2 24
1.1%
4.8%
Cash Conversion
EFSC
EFSC
TEM
TEM
Q1 26
Q4 25
3.53×
Q3 25
1.09×
Q2 25
1.19×
Q1 25
0.80×
Q4 24
5.07×
Q3 24
1.76×
Q2 24
1.68×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSC
EFSC

Net Interest Income$166.1M90%
Noninterest Income$19.1M10%

TEM
TEM

Segment breakdown not available.

Related Comparisons