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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and Idaho Strategic Resources, Inc. (IDR). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $14.6M, roughly 1.1× Idaho Strategic Resources, Inc.). On growth, Idaho Strategic Resources, Inc. posted the faster year-over-year revenue change (92.0% vs 21.3%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $8.2M). Over the past eight quarters, Idaho Strategic Resources, Inc.'s revenue compounded faster (57.2% CAGR vs 1.5%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Idaho Strategic Resources, Inc. is a U.S.-based natural resource company focused on the exploration, development, and production of critical and strategic minerals. Primarily operating in Idaho, it targets rare earth elements, gold, silver, and other high-demand minerals, supplying products to the clean energy, defense, and industrial manufacturing sectors across North America.

EFSI vs IDR — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.1× larger
EFSI
$16.4M
$14.6M
IDR
Growing faster (revenue YoY)
IDR
IDR
+70.7% gap
IDR
92.0%
21.3%
EFSI
More free cash flow
EFSI
EFSI
$16.2M more FCF
EFSI
$24.3M
$8.2M
IDR
Faster 2-yr revenue CAGR
IDR
IDR
Annualised
IDR
57.2%
1.5%
EFSI

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFSI
EFSI
IDR
IDR
Revenue
$16.4M
$14.6M
Net Profit
$9.4M
Gross Margin
68.5%
Operating Margin
33.6%
62.4%
Net Margin
64.3%
Revenue YoY
21.3%
92.0%
Net Profit YoY
220.6%
EPS (diluted)
$1.10
$0.62

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
IDR
IDR
Q4 25
$16.4M
$14.6M
Q3 25
$22.4M
$11.1M
Q2 25
$20.6M
$9.5M
Q1 25
$4.8M
$7.3M
Q4 24
$22.0M
$7.6M
Q3 24
$18.4M
$6.2M
Q2 24
$16.5M
$6.1M
Q1 24
$15.9M
$5.9M
Net Profit
EFSI
EFSI
IDR
IDR
Q4 25
$9.4M
Q3 25
$5.6M
$3.0M
Q2 25
$5.3M
$2.8M
Q1 25
$-7.0M
$1.6M
Q4 24
$2.9M
Q3 24
$3.4M
$1.6M
Q2 24
$3.2M
$2.2M
Q1 24
$2.5M
$2.2M
Gross Margin
EFSI
EFSI
IDR
IDR
Q4 25
68.5%
Q3 25
63.6%
Q2 25
57.8%
Q1 25
50.8%
Q4 24
53.3%
Q3 24
48.7%
Q2 24
50.2%
Q1 24
48.1%
Operating Margin
EFSI
EFSI
IDR
IDR
Q4 25
33.6%
62.4%
Q3 25
30.9%
23.4%
Q2 25
31.8%
26.6%
Q1 25
-189.0%
19.3%
Q4 24
36.8%
36.2%
Q3 24
21.6%
23.4%
Q2 24
22.9%
34.2%
Q1 24
19.1%
36.3%
Net Margin
EFSI
EFSI
IDR
IDR
Q4 25
64.3%
Q3 25
25.0%
26.8%
Q2 25
25.6%
29.2%
Q1 25
-145.8%
22.1%
Q4 24
38.5%
Q3 24
18.6%
25.8%
Q2 24
19.3%
35.2%
Q1 24
16.0%
36.8%
EPS (diluted)
EFSI
EFSI
IDR
IDR
Q4 25
$1.10
$0.62
Q3 25
$1.04
$0.20
Q2 25
$0.98
$0.20
Q1 25
$-1.53
$0.12
Q4 24
$1.74
$0.21
Q3 24
$0.97
$0.12
Q2 24
$0.89
$0.17
Q1 24
$0.72
$0.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
IDR
IDR
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$2.3M
Stockholders' EquityBook value
$188.8M
$108.2M
Total Assets
$1.9B
$116.2M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
IDR
IDR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$6.3M
Q1 24
$5.3M
Total Debt
EFSI
EFSI
IDR
IDR
Q4 25
$2.3M
Q3 25
$3.0M
Q2 25
$3.3M
Q1 25
$3.7M
Q4 24
$1.7M
Q3 24
$2.9M
Q2 24
$2.7M
Q1 24
$3.3M
Stockholders' Equity
EFSI
EFSI
IDR
IDR
Q4 25
$188.8M
$108.2M
Q3 25
$185.6M
$74.3M
Q2 25
$179.6M
$49.3M
Q1 25
$176.5M
$39.8M
Q4 24
$119.0M
$37.7M
Q3 24
$117.8M
$33.1M
Q2 24
$111.1M
$25.4M
Q1 24
$107.7M
$21.6M
Total Assets
EFSI
EFSI
IDR
IDR
Q4 25
$1.9B
$116.2M
Q3 25
$1.9B
$83.1M
Q2 25
$2.0B
$57.7M
Q1 25
$1.9B
$48.1M
Q4 24
$1.9B
$44.0M
Q3 24
$1.9B
$40.8M
Q2 24
$1.8B
$32.2M
Q1 24
$1.8B
$28.7M
Debt / Equity
EFSI
EFSI
IDR
IDR
Q4 25
0.02×
Q3 25
0.04×
Q2 25
0.07×
Q1 25
0.09×
Q4 24
0.05×
Q3 24
0.09×
Q2 24
0.11×
Q1 24
0.15×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
IDR
IDR
Operating Cash FlowLast quarter
$25.8M
$10.7M
Free Cash FlowOCF − Capex
$24.3M
$8.2M
FCF MarginFCF / Revenue
148.6%
56.0%
Capex IntensityCapex / Revenue
8.6%
17.7%
Cash ConversionOCF / Net Profit
1.15×
TTM Free Cash FlowTrailing 4 quarters
$39.7M
$12.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
IDR
IDR
Q4 25
$25.8M
$10.7M
Q3 25
$8.2M
$2.4M
Q2 25
$2.6M
$3.5M
Q1 25
$5.8M
$2.4M
Q4 24
$18.8M
$3.2M
Q3 24
$7.5M
$2.5M
Q2 24
$-1.8M
$2.6M
Q1 24
$6.8M
$2.6M
Free Cash Flow
EFSI
EFSI
IDR
IDR
Q4 25
$24.3M
$8.2M
Q3 25
$7.8M
$709.8K
Q2 25
$2.3M
$2.5M
Q1 25
$5.3M
$1.0M
Q4 24
$17.7M
$2.1M
Q3 24
$7.3M
$1.9M
Q2 24
$-2.2M
$2.4M
Q1 24
$6.7M
$2.3M
FCF Margin
EFSI
EFSI
IDR
IDR
Q4 25
148.6%
56.0%
Q3 25
35.0%
6.4%
Q2 25
11.2%
26.5%
Q1 25
110.1%
13.8%
Q4 24
80.6%
28.0%
Q3 24
39.6%
30.4%
Q2 24
-13.6%
38.7%
Q1 24
41.9%
38.3%
Capex Intensity
EFSI
EFSI
IDR
IDR
Q4 25
8.6%
17.7%
Q3 25
1.7%
15.3%
Q2 25
1.3%
10.8%
Q1 25
11.2%
19.4%
Q4 24
4.6%
13.6%
Q3 24
1.3%
9.8%
Q2 24
2.6%
4.3%
Q1 24
0.6%
5.5%
Cash Conversion
EFSI
EFSI
IDR
IDR
Q4 25
1.15×
Q3 25
1.47×
0.81×
Q2 25
0.49×
1.28×
Q1 25
1.50×
Q4 24
1.08×
Q3 24
2.19×
1.56×
Q2 24
-0.57×
1.22×
Q1 24
2.65×
1.19×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

IDR
IDR

Segment breakdown not available.

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