vs

Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and iPower Inc. (IPW). Click either name above to swap in a different company.

EAGLE FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($16.4M vs $12.0M, roughly 1.4× iPower Inc.). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs -36.8%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

American Electric Power Company, Inc. is an American domestic electric utility company in the United States. It is one of the largest electric utility companies in the country, with more than five million customers in 11 states.

EFSI vs IPW — Head-to-Head

Bigger by revenue
EFSI
EFSI
1.4× larger
EFSI
$16.4M
$12.0M
IPW
Growing faster (revenue YoY)
EFSI
EFSI
+58.1% gap
EFSI
21.3%
-36.8%
IPW

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EFSI
EFSI
IPW
IPW
Revenue
$16.4M
$12.0M
Net Profit
Gross Margin
40.0%
Operating Margin
33.6%
-14.1%
Net Margin
Revenue YoY
21.3%
-36.8%
Net Profit YoY
EPS (diluted)
$1.10
$-0.51

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
IPW
IPW
Q4 25
$16.4M
Q3 25
$22.4M
$12.0M
Q2 25
$20.6M
Q1 25
$4.8M
Q4 24
$22.0M
Q3 24
$18.4M
Q2 24
$16.5M
Q1 24
$15.9M
Net Profit
EFSI
EFSI
IPW
IPW
Q4 25
Q3 25
$5.6M
Q2 25
$5.3M
Q1 25
$-7.0M
Q4 24
Q3 24
$3.4M
Q2 24
$3.2M
Q1 24
$2.5M
Gross Margin
EFSI
EFSI
IPW
IPW
Q4 25
Q3 25
40.0%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
EFSI
EFSI
IPW
IPW
Q4 25
33.6%
Q3 25
30.9%
-14.1%
Q2 25
31.8%
Q1 25
-189.0%
Q4 24
36.8%
Q3 24
21.6%
Q2 24
22.9%
Q1 24
19.1%
Net Margin
EFSI
EFSI
IPW
IPW
Q4 25
Q3 25
25.0%
Q2 25
25.6%
Q1 25
-145.8%
Q4 24
Q3 24
18.6%
Q2 24
19.3%
Q1 24
16.0%
EPS (diluted)
EFSI
EFSI
IPW
IPW
Q4 25
$1.10
Q3 25
$1.04
$-0.51
Q2 25
$0.98
Q1 25
$-1.53
Q4 24
$1.74
Q3 24
$0.97
Q2 24
$0.89
Q1 24
$0.72

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
IPW
IPW
Cash + ST InvestmentsLiquidity on hand
$904.0K
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$17.9M
Total Assets
$1.9B
$28.6M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
IPW
IPW
Q4 25
Q3 25
$904.0K
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
EFSI
EFSI
IPW
IPW
Q4 25
$188.8M
Q3 25
$185.6M
$17.9M
Q2 25
$179.6M
Q1 25
$176.5M
Q4 24
$119.0M
Q3 24
$117.8M
Q2 24
$111.1M
Q1 24
$107.7M
Total Assets
EFSI
EFSI
IPW
IPW
Q4 25
$1.9B
Q3 25
$1.9B
$28.6M
Q2 25
$2.0B
Q1 25
$1.9B
Q4 24
$1.9B
Q3 24
$1.9B
Q2 24
$1.8B
Q1 24
$1.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
IPW
IPW
Operating Cash FlowLast quarter
$25.8M
$1.7M
Free Cash FlowOCF − Capex
$24.3M
FCF MarginFCF / Revenue
148.6%
Capex IntensityCapex / Revenue
8.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
IPW
IPW
Q4 25
$25.8M
Q3 25
$8.2M
$1.7M
Q2 25
$2.6M
Q1 25
$5.8M
Q4 24
$18.8M
Q3 24
$7.5M
Q2 24
$-1.8M
Q1 24
$6.8M
Free Cash Flow
EFSI
EFSI
IPW
IPW
Q4 25
$24.3M
Q3 25
$7.8M
Q2 25
$2.3M
Q1 25
$5.3M
Q4 24
$17.7M
Q3 24
$7.3M
Q2 24
$-2.2M
Q1 24
$6.7M
FCF Margin
EFSI
EFSI
IPW
IPW
Q4 25
148.6%
Q3 25
35.0%
Q2 25
11.2%
Q1 25
110.1%
Q4 24
80.6%
Q3 24
39.6%
Q2 24
-13.6%
Q1 24
41.9%
Capex Intensity
EFSI
EFSI
IPW
IPW
Q4 25
8.6%
Q3 25
1.7%
Q2 25
1.3%
Q1 25
11.2%
Q4 24
4.6%
Q3 24
1.3%
Q2 24
2.6%
Q1 24
0.6%
Cash Conversion
EFSI
EFSI
IPW
IPW
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

IPW
IPW

Products$10.5M87%
Services$1.5M13%

Related Comparisons