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Side-by-side financial comparison of EAGLE FINANCIAL SERVICES INC (EFSI) and NEKTAR THERAPEUTICS (NKTR). Click either name above to swap in a different company.

NEKTAR THERAPEUTICS is the larger business by last-quarter revenue ($21.8M vs $16.4M, roughly 1.3× EAGLE FINANCIAL SERVICES INC). On growth, EAGLE FINANCIAL SERVICES INC posted the faster year-over-year revenue change (21.3% vs -25.3%). EAGLE FINANCIAL SERVICES INC produced more free cash flow last quarter ($24.3M vs $-65.0M). Over the past eight quarters, EAGLE FINANCIAL SERVICES INC's revenue compounded faster (1.5% CAGR vs 0.4%).

Ally Financial Inc. is an American bank holding company incorporated in Delaware and headquartered at Ally Detroit Center in Detroit, Michigan. The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and other related financing services such as installment sale and lease agreements.

Nektar Therapeutics is an American biopharmaceutical company. The company was founded in 1990 and is based in San Francisco, California. The company develops new drug candidates by applying its proprietary PEGylation and advanced polymer conjugate technologies to modify chemical structure of substances, which improves drug characteristics like retention and solubility. It is a technology supplier to a number of pharmaceutical companies including Affymax, Amgen, Merck, Pfizer and UCB Pharma, e...

EFSI vs NKTR — Head-to-Head

Bigger by revenue
NKTR
NKTR
1.3× larger
NKTR
$21.8M
$16.4M
EFSI
Growing faster (revenue YoY)
EFSI
EFSI
+46.6% gap
EFSI
21.3%
-25.3%
NKTR
More free cash flow
EFSI
EFSI
$89.3M more FCF
EFSI
$24.3M
$-65.0M
NKTR
Faster 2-yr revenue CAGR
EFSI
EFSI
Annualised
EFSI
1.5%
0.4%
NKTR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EFSI
EFSI
NKTR
NKTR
Revenue
$16.4M
$21.8M
Net Profit
$-36.1M
Gross Margin
Operating Margin
33.6%
-126.9%
Net Margin
-165.4%
Revenue YoY
21.3%
-25.3%
Net Profit YoY
-596.9%
EPS (diluted)
$1.10
$-4.67

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EFSI
EFSI
NKTR
NKTR
Q4 25
$16.4M
$21.8M
Q3 25
$22.4M
$11.8M
Q2 25
$20.6M
$11.2M
Q1 25
$4.8M
$10.5M
Q4 24
$22.0M
$29.2M
Q3 24
$18.4M
$24.1M
Q2 24
$16.5M
$23.5M
Q1 24
$15.9M
$21.6M
Net Profit
EFSI
EFSI
NKTR
NKTR
Q4 25
$-36.1M
Q3 25
$5.6M
$-35.5M
Q2 25
$5.3M
$-41.6M
Q1 25
$-7.0M
$-50.9M
Q4 24
$7.3M
Q3 24
$3.4M
$-37.1M
Q2 24
$3.2M
$-52.4M
Q1 24
$2.5M
$-36.8M
Gross Margin
EFSI
EFSI
NKTR
NKTR
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
72.7%
Q3 24
81.6%
Q2 24
58.5%
Q1 24
60.6%
Operating Margin
EFSI
EFSI
NKTR
NKTR
Q4 25
33.6%
-126.9%
Q3 25
30.9%
-268.6%
Q2 25
31.8%
-324.2%
Q1 25
-189.0%
-425.8%
Q4 24
36.8%
49.2%
Q3 24
21.6%
-142.4%
Q2 24
22.9%
-211.9%
Q1 24
19.1%
-163.7%
Net Margin
EFSI
EFSI
NKTR
NKTR
Q4 25
-165.4%
Q3 25
25.0%
-301.3%
Q2 25
25.6%
-372.2%
Q1 25
-145.8%
-486.4%
Q4 24
24.9%
Q3 24
18.6%
-153.6%
Q2 24
19.3%
-222.9%
Q1 24
16.0%
-170.1%
EPS (diluted)
EFSI
EFSI
NKTR
NKTR
Q4 25
$1.10
$-4.67
Q3 25
$1.04
$-1.87
Q2 25
$0.98
$-2.95
Q1 25
$-1.53
$-0.24
Q4 24
$1.74
$-2.07
Q3 24
$0.97
$-2.66
Q2 24
$0.89
$-3.76
Q1 24
$0.72
$-0.19

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EFSI
EFSI
NKTR
NKTR
Cash + ST InvestmentsLiquidity on hand
$15.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$188.8M
$89.8M
Total Assets
$1.9B
$280.4M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EFSI
EFSI
NKTR
NKTR
Q4 25
$15.1M
Q3 25
$41.0M
Q2 25
$43.0M
Q1 25
$38.9M
Q4 24
$44.3M
Q3 24
$30.1M
Q2 24
$27.9M
Q1 24
$48.6M
Stockholders' Equity
EFSI
EFSI
NKTR
NKTR
Q4 25
$188.8M
$89.8M
Q3 25
$185.6M
$85.1M
Q2 25
$179.6M
$-24.2M
Q1 25
$176.5M
$13.7M
Q4 24
$119.0M
$60.7M
Q3 24
$117.8M
$48.9M
Q2 24
$111.1M
$79.7M
Q1 24
$107.7M
$126.7M
Total Assets
EFSI
EFSI
NKTR
NKTR
Q4 25
$1.9B
$280.4M
Q3 25
$1.9B
$301.3M
Q2 25
$2.0B
$207.5M
Q1 25
$1.9B
$256.2M
Q4 24
$1.9B
$303.9M
Q3 24
$1.9B
$308.0M
Q2 24
$1.8B
$343.3M
Q1 24
$1.8B
$396.0M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EFSI
EFSI
NKTR
NKTR
Operating Cash FlowLast quarter
$25.8M
$-65.0M
Free Cash FlowOCF − Capex
$24.3M
$-65.0M
FCF MarginFCF / Revenue
148.6%
-298.0%
Capex IntensityCapex / Revenue
8.6%
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$39.7M
$-208.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EFSI
EFSI
NKTR
NKTR
Q4 25
$25.8M
$-65.0M
Q3 25
$8.2M
$-48.8M
Q2 25
$2.6M
$-45.7M
Q1 25
$5.8M
$-49.1M
Q4 24
$18.8M
$-46.2M
Q3 24
$7.5M
$-43.9M
Q2 24
$-1.8M
$-37.7M
Q1 24
$6.8M
$-47.9M
Free Cash Flow
EFSI
EFSI
NKTR
NKTR
Q4 25
$24.3M
$-65.0M
Q3 25
$7.8M
$-48.9M
Q2 25
$2.3M
$-45.8M
Q1 25
$5.3M
$-49.1M
Q4 24
$17.7M
$-46.6M
Q3 24
$7.3M
$-44.6M
Q2 24
$-2.2M
$-37.9M
Q1 24
$6.7M
$-48.0M
FCF Margin
EFSI
EFSI
NKTR
NKTR
Q4 25
148.6%
-298.0%
Q3 25
35.0%
-414.5%
Q2 25
11.2%
-409.6%
Q1 25
110.1%
-469.0%
Q4 24
80.6%
-159.9%
Q3 24
39.6%
-184.9%
Q2 24
-13.6%
-161.3%
Q1 24
41.9%
-222.0%
Capex Intensity
EFSI
EFSI
NKTR
NKTR
Q4 25
8.6%
0.1%
Q3 25
1.7%
1.0%
Q2 25
1.3%
0.3%
Q1 25
11.2%
0.0%
Q4 24
4.6%
1.6%
Q3 24
1.3%
2.8%
Q2 24
2.6%
0.8%
Q1 24
0.6%
0.7%
Cash Conversion
EFSI
EFSI
NKTR
NKTR
Q4 25
Q3 25
1.47×
Q2 25
0.49×
Q1 25
Q4 24
-6.36×
Q3 24
2.19×
Q2 24
-0.57×
Q1 24
2.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EFSI
EFSI

Asset Management$6.0M37%
Other$3.8M23%
Interchange Fees$3.5M22%
Overdrawn Account Fees$1.6M10%
Brokerage Commissions$1.4M9%

NKTR
NKTR

Segment breakdown not available.

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