vs
Side-by-side financial comparison of VAALCO ENERGY INC (EGY) and Velocity Financial, Inc. (VEL). Click either name above to swap in a different company.
VAALCO ENERGY INC is the larger business by last-quarter revenue ($91.0M vs $51.6M, roughly 1.8× Velocity Financial, Inc.). Velocity Financial, Inc. runs the higher net margin — 67.3% vs -64.4%, a 131.7% gap on every dollar of revenue. On growth, Velocity Financial, Inc. posted the faster year-over-year revenue change (32.8% vs -25.2%). Over the past eight quarters, Velocity Financial, Inc.'s revenue compounded faster (32.3% CAGR vs -4.7%).
VAALCO Energy is a company engaged in hydrocarbon exploration. It is organized in Delaware and headquartered in Houston, Texas with operations primarily in the Etame Marin block offshore Gabon.
Velocity Financial, Inc. is a U.S.-headquartered real estate finance company that offers specialized mortgage loan solutions primarily for residential investment properties. It partners with independent mortgage brokers nationwide, providing real estate investors with short-term bridge loans and long-term rental property financing options tailored to their operational needs.
EGY vs VEL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $91.0M | $51.6M |
| Net Profit | $-58.6M | $34.8M |
| Gross Margin | — | — |
| Operating Margin | -71.3% | 97.0% |
| Net Margin | -64.4% | 67.3% |
| Revenue YoY | -25.2% | 32.8% |
| Net Profit YoY | -602.5% | 67.0% |
| EPS (diluted) | $-0.56 | $0.90 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $91.0M | $51.6M | ||
| Q3 25 | $61.0M | $49.1M | ||
| Q2 25 | $96.9M | $47.6M | ||
| Q1 25 | $110.3M | $37.5M | ||
| Q4 24 | $121.7M | $38.9M | ||
| Q3 24 | $140.3M | $35.1M | ||
| Q2 24 | $116.8M | $32.4M | ||
| Q1 24 | $100.2M | $29.5M |
| Q4 25 | $-58.6M | $34.8M | ||
| Q3 25 | $1.1M | $25.4M | ||
| Q2 25 | $8.4M | $26.0M | ||
| Q1 25 | $7.7M | $18.9M | ||
| Q4 24 | $11.7M | $20.8M | ||
| Q3 24 | $11.0M | $15.8M | ||
| Q2 24 | $28.2M | $14.8M | ||
| Q1 24 | $7.7M | $17.3M |
| Q4 25 | -71.3% | 97.0% | ||
| Q3 25 | 1.5% | 72.1% | ||
| Q2 25 | 17.7% | 71.3% | ||
| Q1 25 | 23.7% | 71.7% | ||
| Q4 24 | 32.7% | 82.5% | ||
| Q3 24 | 31.4% | 60.6% | ||
| Q2 24 | 17.5% | 61.3% | ||
| Q1 24 | 32.1% | 78.8% |
| Q4 25 | -64.4% | 67.3% | ||
| Q3 25 | 1.8% | 51.7% | ||
| Q2 25 | 8.6% | 54.6% | ||
| Q1 25 | 7.0% | 50.4% | ||
| Q4 24 | 9.6% | 53.5% | ||
| Q3 24 | 7.8% | 45.1% | ||
| Q2 24 | 24.1% | 45.6% | ||
| Q1 24 | 7.7% | 58.5% |
| Q4 25 | $-0.56 | $0.90 | ||
| Q3 25 | $0.01 | $0.65 | ||
| Q2 25 | $0.08 | $0.69 | ||
| Q1 25 | $0.07 | $0.51 | ||
| Q4 24 | $0.12 | $0.56 | ||
| Q3 24 | $0.10 | $0.44 | ||
| Q2 24 | $0.27 | $0.42 | ||
| Q1 24 | $0.07 | $0.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.9M | $92.1M |
| Total DebtLower is stronger | $60.0M | — |
| Stockholders' EquityBook value | $443.5M | $672.5M |
| Total Assets | $913.4M | $7.4B |
| Debt / EquityLower = less leverage | 0.14× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.9M | $92.1M | ||
| Q3 25 | $24.0M | $99.0M | ||
| Q2 25 | $67.9M | $79.6M | ||
| Q1 25 | $40.9M | $51.7M | ||
| Q4 24 | $82.7M | $49.9M | ||
| Q3 24 | $89.1M | $44.1M | ||
| Q2 24 | $62.9M | $47.4M | ||
| Q1 24 | $113.3M | $34.8M |
| Q4 25 | $60.0M | — | ||
| Q3 25 | $60.0M | — | ||
| Q2 25 | $60.0M | — | ||
| Q1 25 | $0 | — | ||
| Q4 24 | $0 | — | ||
| Q3 24 | $0 | — | ||
| Q2 24 | $0 | — | ||
| Q1 24 | $0 | — |
| Q4 25 | $443.5M | $672.5M | ||
| Q3 25 | $505.9M | $634.3M | ||
| Q2 25 | $511.6M | $597.9M | ||
| Q1 25 | $504.1M | $563.2M | ||
| Q4 24 | $501.6M | $516.9M | ||
| Q3 24 | $501.0M | $484.6M | ||
| Q2 24 | $493.6M | $471.3M | ||
| Q1 24 | $472.6M | $452.9M |
| Q4 25 | $913.4M | $7.4B | ||
| Q3 25 | $950.4M | $7.0B | ||
| Q2 25 | $964.9M | $6.5B | ||
| Q1 25 | $927.1M | $6.0B | ||
| Q4 24 | $955.0M | $5.5B | ||
| Q3 24 | $937.9M | $5.2B | ||
| Q2 24 | $917.4M | $4.9B | ||
| Q1 24 | $809.1M | $4.6B |
| Q4 25 | 0.14× | — | ||
| Q3 25 | 0.12× | — | ||
| Q2 25 | 0.12× | — | ||
| Q1 25 | 0.00× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.00× | — | ||
| Q1 24 | 0.00× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $145.2M | $18.2M |
| Free Cash FlowOCF − Capex | — | $17.9M |
| FCF MarginFCF / Revenue | — | 34.6% |
| Capex IntensityCapex / Revenue | — | 0.5% |
| Cash ConversionOCF / Net Profit | — | 0.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $40.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $145.2M | $18.2M | ||
| Q3 25 | $16.4M | $11.5M | ||
| Q2 25 | $18.3M | $7.7M | ||
| Q1 25 | $32.7M | $3.5M | ||
| Q4 24 | $44.5M | $37.8M | ||
| Q3 24 | $47.8M | $-17.6M | ||
| Q2 24 | $-438.0K | $11.5M | ||
| Q1 24 | $21.8M | $10.6M |
| Q4 25 | — | $17.9M | ||
| Q3 25 | — | $11.4M | ||
| Q2 25 | — | $7.6M | ||
| Q1 25 | $29.7M | $3.5M | ||
| Q4 24 | — | $37.5M | ||
| Q3 24 | — | $-17.6M | ||
| Q2 24 | — | $11.4M | ||
| Q1 24 | — | $10.5M |
| Q4 25 | — | 34.6% | ||
| Q3 25 | — | 23.2% | ||
| Q2 25 | — | 15.9% | ||
| Q1 25 | 26.9% | 9.2% | ||
| Q4 24 | — | 96.4% | ||
| Q3 24 | — | -50.3% | ||
| Q2 24 | — | 35.1% | ||
| Q1 24 | — | 35.8% |
| Q4 25 | — | 0.5% | ||
| Q3 25 | — | 0.1% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | 2.7% | 0.2% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.3% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | — | 0.52× | ||
| Q3 25 | 14.94× | 0.45× | ||
| Q2 25 | 2.19× | 0.29× | ||
| Q1 25 | 4.23× | 0.19× | ||
| Q4 24 | 3.82× | 1.81× | ||
| Q3 24 | 4.35× | -1.11× | ||
| Q2 24 | -0.02× | 0.78× | ||
| Q1 24 | 2.84× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EGY
| Crude Oil Sales And Purchase Agreements | $54.8M | 60% |
| Other | $31.9M | 35% |
| Crude Oil | $3.0M | 3% |
| Natural Gas Liquids Reserves | $1.4M | 2% |
VEL
| Related Party | $19.3M | 37% |
| Nonrelated Party | $16.9M | 33% |
| Other | $15.4M | 30% |
