vs

Side-by-side financial comparison of Enova International, Inc. (ENVA) and GLOBALFOUNDRIES Inc. (GFS). Click either name above to swap in a different company.

GLOBALFOUNDRIES Inc. is the larger business by last-quarter revenue ($1.7B vs $875.1M, roughly 1.9× Enova International, Inc.). GLOBALFOUNDRIES Inc. runs the higher net margin — 14.8% vs 10.4%, a 4.3% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs -2.9%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs -4.3%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

GlobalFoundries Inc. is a multinational semiconductor contract manufacturing and design company domiciled in the Cayman Islands and headquartered in Malta, New York. Created by the divestiture of the manufacturing arm of AMD in March 2009, the company was privately owned by Mubadala Investment Company, a sovereign wealth fund of the United Arab Emirates, until an initial public offering (IPO) in October 2021. Mubadala remains the majority owner of the company with an 82% stake.

ENVA vs GFS — Head-to-Head

Bigger by revenue
GFS
GFS
1.9× larger
GFS
$1.7B
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+20.3% gap
ENVA
17.4%
-2.9%
GFS
Higher net margin
GFS
GFS
4.3% more per $
GFS
14.8%
10.4%
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
-4.3%
GFS

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ENVA
ENVA
GFS
GFS
Revenue
$875.1M
$1.7B
Net Profit
$91.1M
$249.0M
Gross Margin
24.8%
Operating Margin
23.7%
11.6%
Net Margin
10.4%
14.8%
Revenue YoY
17.4%
-2.9%
Net Profit YoY
24.9%
39.9%
EPS (diluted)
$3.46
$0.44

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
GFS
GFS
Q1 26
$875.1M
Q4 25
$839.4M
Q3 25
$802.7M
$1.7B
Q2 25
$764.0M
$1.7B
Q1 25
$745.5M
$1.6B
Q4 24
$729.6M
Q3 24
$689.9M
$1.7B
Q2 24
$628.4M
$1.6B
Net Profit
ENVA
ENVA
GFS
GFS
Q1 26
$91.1M
Q4 25
$79.0M
Q3 25
$80.3M
$249.0M
Q2 25
$76.1M
$228.0M
Q1 25
$72.9M
$211.0M
Q4 24
$63.7M
Q3 24
$43.4M
$178.0M
Q2 24
$53.9M
$155.0M
Gross Margin
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
59.8%
Q3 25
57.4%
24.8%
Q2 25
57.8%
24.2%
Q1 25
57.2%
22.4%
Q4 24
56.6%
Q3 24
58.0%
23.8%
Q2 24
58.9%
24.2%
Operating Margin
ENVA
ENVA
GFS
GFS
Q1 26
23.7%
Q4 25
22.2%
Q3 25
24.5%
11.6%
Q2 25
24.1%
11.6%
Q1 25
23.1%
9.5%
Q4 24
21.3%
Q3 24
22.3%
10.6%
Q2 24
23.1%
9.5%
Net Margin
ENVA
ENVA
GFS
GFS
Q1 26
10.4%
Q4 25
9.4%
Q3 25
10.0%
14.8%
Q2 25
10.0%
13.5%
Q1 25
9.8%
13.3%
Q4 24
8.7%
Q3 24
6.3%
10.2%
Q2 24
8.6%
9.5%
EPS (diluted)
ENVA
ENVA
GFS
GFS
Q1 26
$3.46
Q4 25
$2.94
Q3 25
$3.03
$0.44
Q2 25
$2.86
$0.41
Q1 25
$2.69
$0.38
Q4 24
$2.29
Q3 24
$1.57
$0.32
Q2 24
$1.93
$0.28

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
GFS
GFS
Cash + ST InvestmentsLiquidity on hand
$96.1M
$2.0B
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
$11.8B
Total Assets
$6.9B
$16.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
GFS
GFS
Q1 26
$96.1M
Q4 25
$71.7M
Q3 25
$53.6M
$2.0B
Q2 25
$55.6M
$1.8B
Q1 25
$55.5M
$1.6B
Q4 24
$73.9M
Q3 24
$67.5M
$2.3B
Q2 24
$60.1M
$2.2B
Total Debt
ENVA
ENVA
GFS
GFS
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
$1.3B
Q3 25
$1.3B
$11.8B
Q2 25
$1.2B
$11.5B
Q1 25
$1.2B
$11.1B
Q4 24
$1.2B
Q3 24
$1.2B
$11.6B
Q2 24
$1.1B
$11.3B
Total Assets
ENVA
ENVA
GFS
GFS
Q1 26
$6.9B
Q4 25
$6.5B
Q3 25
$6.0B
$16.7B
Q2 25
$5.7B
$16.8B
Q1 25
$5.5B
$16.5B
Q4 24
$5.3B
Q3 24
$5.0B
$18.1B
Q2 24
$4.8B
Debt / Equity
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
GFS
GFS
Operating Cash FlowLast quarter
$595.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.39×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
$498.8M
Q3 25
$481.8M
$595.0M
Q2 25
$447.4M
$431.0M
Q1 25
$391.1M
$331.0M
Q4 24
$430.5M
Q3 24
$398.6M
$375.0M
Q2 24
$360.9M
$402.0M
Free Cash Flow
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
$487.1M
Q3 25
$470.5M
Q2 25
$436.1M
Q1 25
$378.3M
Q4 24
$420.3M
Q3 24
$387.6M
Q2 24
$349.9M
FCF Margin
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
58.0%
Q3 25
58.6%
Q2 25
57.1%
Q1 25
50.7%
Q4 24
57.6%
Q3 24
56.2%
Q2 24
55.7%
Capex Intensity
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
1.4%
Q3 25
1.4%
Q2 25
1.5%
Q1 25
1.7%
Q4 24
1.4%
Q3 24
1.6%
Q2 24
1.8%
Cash Conversion
ENVA
ENVA
GFS
GFS
Q1 26
Q4 25
6.32×
Q3 25
6.00×
2.39×
Q2 25
5.87×
1.89×
Q1 25
5.36×
1.57×
Q4 24
6.76×
Q3 24
9.18×
2.11×
Q2 24
6.70×
2.59×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

GFS
GFS

Smart Mobile Devices$752.0M45%
Automotive$306.0M18%
Home And Industrial Io T$258.0M15%
Goods Or Services Transferred Over Time$198.0M12%
Communications Infrastructure Datacenter$175.0M10%

Related Comparisons