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Side-by-side financial comparison of Enova International, Inc. (ENVA) and ILLUMINA, INC. (ILMN). Click either name above to swap in a different company.

ILLUMINA, INC. is the larger business by last-quarter revenue ($1.1B vs $875.1M, roughly 1.2× Enova International, Inc.). ILLUMINA, INC. runs the higher net margin — 12.3% vs 10.4%, a 1.9% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 4.8%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs -1.3%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Illumina, Inc. is an American biotechnology company, headquartered in San Diego, California. Incorporated on April 1, 1998, Illumina develops, manufactures, and markets integrated systems for the analysis of genetic variation and biological function. The company provides a line of products and services that serves the sequencing, genotyping and gene expression, and proteomics markets, and serves more than 155 countries.

ENVA vs ILMN — Head-to-Head

Bigger by revenue
ILMN
ILMN
1.2× larger
ILMN
$1.1B
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+12.6% gap
ENVA
17.4%
4.8%
ILMN
Higher net margin
ILMN
ILMN
1.9% more per $
ILMN
12.3%
10.4%
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
-1.3%
ILMN

Income Statement — Q1 FY2026 vs Q1 FY2027

Metric
ENVA
ENVA
ILMN
ILMN
Revenue
$875.1M
$1.1B
Net Profit
$91.1M
$134.0M
Gross Margin
66.1%
Operating Margin
23.7%
19.2%
Net Margin
10.4%
12.3%
Revenue YoY
17.4%
4.8%
Net Profit YoY
24.9%
EPS (diluted)
$3.46
$0.87

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
ILMN
ILMN
Q1 26
$875.1M
$1.1B
Q4 25
$839.4M
$1.2B
Q3 25
$802.7M
Q2 25
$764.0M
Q1 25
$745.5M
Q4 24
$729.6M
$1.1B
Q3 24
$689.9M
$1.1B
Q2 24
$628.4M
$1.1B
Net Profit
ENVA
ENVA
ILMN
ILMN
Q1 26
$91.1M
$134.0M
Q4 25
$79.0M
$334.0M
Q3 25
$80.3M
Q2 25
$76.1M
Q1 25
$72.9M
Q4 24
$63.7M
$186.0M
Q3 24
$43.4M
$705.0M
Q2 24
$53.9M
$-2.0B
Gross Margin
ENVA
ENVA
ILMN
ILMN
Q1 26
66.1%
Q4 25
59.8%
65.5%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
65.9%
Q3 24
58.0%
69.0%
Q2 24
58.9%
64.8%
Operating Margin
ENVA
ENVA
ILMN
ILMN
Q1 26
23.7%
19.2%
Q4 25
22.2%
17.4%
Q3 25
24.5%
Q2 25
24.1%
Q1 25
23.1%
Q4 24
21.3%
15.8%
Q3 24
22.3%
68.6%
Q2 24
23.1%
-147.2%
Net Margin
ENVA
ENVA
ILMN
ILMN
Q1 26
10.4%
12.3%
Q4 25
9.4%
28.8%
Q3 25
10.0%
Q2 25
10.0%
Q1 25
9.8%
Q4 24
8.7%
16.8%
Q3 24
6.3%
65.3%
Q2 24
8.6%
-178.8%
EPS (diluted)
ENVA
ENVA
ILMN
ILMN
Q1 26
$3.46
$0.87
Q4 25
$2.94
$2.16
Q3 25
$3.03
Q2 25
$2.86
Q1 25
$2.69
Q4 24
$2.29
$1.16
Q3 24
$1.57
$4.42
Q2 24
$1.93
$-12.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
ILMN
ILMN
Cash + ST InvestmentsLiquidity on hand
$96.1M
$1.2B
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
$2.7B
Total Assets
$6.9B
$6.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
ILMN
ILMN
Q1 26
$96.1M
$1.2B
Q4 25
$71.7M
$1.6B
Q3 25
$53.6M
Q2 25
$55.6M
Q1 25
$55.5M
Q4 24
$73.9M
$93.0M
Q3 24
$67.5M
$70.0M
Q2 24
$60.1M
$74.0M
Total Debt
ENVA
ENVA
ILMN
ILMN
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
ILMN
ILMN
Q1 26
$2.7B
Q4 25
$1.3B
$2.7B
Q3 25
$1.3B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
$2.4B
Q3 24
$1.2B
$2.1B
Q2 24
$1.1B
$1.4B
Total Assets
ENVA
ENVA
ILMN
ILMN
Q1 26
$6.9B
$6.6B
Q4 25
$6.5B
$6.6B
Q3 25
$6.0B
Q2 25
$5.7B
Q1 25
$5.5B
Q4 24
$5.3B
$6.3B
Q3 24
$5.0B
$6.0B
Q2 24
$4.8B
$6.1B
Debt / Equity
ENVA
ENVA
ILMN
ILMN
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
ILMN
ILMN
Operating Cash FlowLast quarter
$289.0M
Free Cash FlowOCF − Capex
$251.0M
FCF MarginFCF / Revenue
23.0%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.16×
TTM Free Cash FlowTrailing 4 quarters
$1.1B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
ILMN
ILMN
Q1 26
$289.0M
Q4 25
$498.8M
$321.0M
Q3 25
$481.8M
Q2 25
$447.4M
Q1 25
$391.1M
Q4 24
$430.5M
$364.0M
Q3 24
$398.6M
$316.0M
Q2 24
$360.9M
$80.0M
Free Cash Flow
ENVA
ENVA
ILMN
ILMN
Q1 26
$251.0M
Q4 25
$487.1M
$267.0M
Q3 25
$470.5M
Q2 25
$436.1M
Q1 25
$378.3M
Q4 24
$420.3M
$335.0M
Q3 24
$387.6M
$284.0M
Q2 24
$349.9M
$49.0M
FCF Margin
ENVA
ENVA
ILMN
ILMN
Q1 26
23.0%
Q4 25
58.0%
23.0%
Q3 25
58.6%
Q2 25
57.1%
Q1 25
50.7%
Q4 24
57.6%
30.3%
Q3 24
56.2%
26.3%
Q2 24
55.7%
4.4%
Capex Intensity
ENVA
ENVA
ILMN
ILMN
Q1 26
Q4 25
1.4%
Q3 25
1.4%
Q2 25
1.5%
Q1 25
1.7%
Q4 24
1.4%
2.6%
Q3 24
1.6%
3.0%
Q2 24
1.8%
2.8%
Cash Conversion
ENVA
ENVA
ILMN
ILMN
Q1 26
2.16×
Q4 25
6.32×
0.96×
Q3 25
6.00×
Q2 25
5.87×
Q1 25
5.36×
Q4 24
6.76×
1.96×
Q3 24
9.18×
0.45×
Q2 24
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

ILMN
ILMN

Product revenue$917.0M84%
Service and other revenue$174.0M16%

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