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Side-by-side financial comparison of Enova International, Inc. (ENVA) and Liberty Energy Inc. (LBRT). Click either name above to swap in a different company.

Liberty Energy Inc. is the larger business by last-quarter revenue ($1.0B vs $875.1M, roughly 1.2× Enova International, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs 2.2%, a 8.2% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 4.5%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs -6.2%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Liberty Energy Inc. is a North American energy services provider specializing in hydraulic fracturing and well completion solutions for oil and gas operators. It serves clients across major U.S. shale basins, offering low-emission equipment and tailored support to optimize well productivity.

ENVA vs LBRT — Head-to-Head

Bigger by revenue
LBRT
LBRT
1.2× larger
LBRT
$1.0B
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+12.9% gap
ENVA
17.4%
4.5%
LBRT
Higher net margin
ENVA
ENVA
8.2% more per $
ENVA
10.4%
2.2%
LBRT
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
-6.2%
LBRT

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ENVA
ENVA
LBRT
LBRT
Revenue
$875.1M
$1.0B
Net Profit
$91.1M
$22.6M
Gross Margin
Operating Margin
23.7%
2.2%
Net Margin
10.4%
2.2%
Revenue YoY
17.4%
4.5%
Net Profit YoY
24.9%
EPS (diluted)
$3.46
$0.14

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
LBRT
LBRT
Q1 26
$875.1M
$1.0B
Q4 25
$839.4M
$1.0B
Q3 25
$802.7M
$947.4M
Q2 25
$764.0M
$1.0B
Q1 25
$745.5M
$977.5M
Q4 24
$729.6M
$943.6M
Q3 24
$689.9M
$1.1B
Q2 24
$628.4M
$1.2B
Net Profit
ENVA
ENVA
LBRT
LBRT
Q1 26
$91.1M
$22.6M
Q4 25
$79.0M
$13.7M
Q3 25
$80.3M
$43.1M
Q2 25
$76.1M
$71.0M
Q1 25
$72.9M
$20.1M
Q4 24
$63.7M
$51.9M
Q3 24
$43.4M
$73.8M
Q2 24
$53.9M
$108.4M
Gross Margin
ENVA
ENVA
LBRT
LBRT
Q1 26
Q4 25
59.8%
20.6%
Q3 25
57.4%
18.7%
Q2 25
57.8%
22.1%
Q1 25
57.2%
22.1%
Q4 24
56.6%
21.4%
Q3 24
58.0%
26.2%
Q2 24
58.9%
27.9%
Operating Margin
ENVA
ENVA
LBRT
LBRT
Q1 26
23.7%
2.2%
Q4 25
22.2%
1.9%
Q3 25
24.5%
-0.3%
Q2 25
24.1%
3.6%
Q1 25
23.1%
1.9%
Q4 24
21.3%
2.6%
Q3 24
22.3%
9.4%
Q2 24
23.1%
12.2%
Net Margin
ENVA
ENVA
LBRT
LBRT
Q1 26
10.4%
2.2%
Q4 25
9.4%
1.3%
Q3 25
10.0%
4.5%
Q2 25
10.0%
6.8%
Q1 25
9.8%
2.1%
Q4 24
8.7%
5.5%
Q3 24
6.3%
6.5%
Q2 24
8.6%
9.3%
EPS (diluted)
ENVA
ENVA
LBRT
LBRT
Q1 26
$3.46
$0.14
Q4 25
$2.94
$0.08
Q3 25
$3.03
$0.26
Q2 25
$2.86
$0.43
Q1 25
$2.69
$0.12
Q4 24
$2.29
$0.31
Q3 24
$1.57
$0.44
Q2 24
$1.93
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
LBRT
LBRT
Cash + ST InvestmentsLiquidity on hand
$96.1M
$699.1M
Total DebtLower is stronger
$4.8B
$7.1M
Stockholders' EquityBook value
$1.9B
Total Assets
$6.9B
$4.4B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
LBRT
LBRT
Q1 26
$96.1M
$699.1M
Q4 25
$71.7M
$27.6M
Q3 25
$53.6M
$13.5M
Q2 25
$55.6M
$19.6M
Q1 25
$55.5M
$24.1M
Q4 24
$73.9M
$20.0M
Q3 24
$67.5M
$23.0M
Q2 24
$60.1M
$30.0M
Total Debt
ENVA
ENVA
LBRT
LBRT
Q1 26
$4.8B
$7.1M
Q4 25
$4.5B
$246.6M
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
$190.5M
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
LBRT
LBRT
Q1 26
$1.9B
Q4 25
$1.3B
$2.1B
Q3 25
$1.3B
$2.1B
Q2 25
$1.2B
$2.0B
Q1 25
$1.2B
$2.0B
Q4 24
$1.2B
$2.0B
Q3 24
$1.2B
$2.0B
Q2 24
$1.1B
$1.9B
Total Assets
ENVA
ENVA
LBRT
LBRT
Q1 26
$6.9B
$4.4B
Q4 25
$6.5B
$3.6B
Q3 25
$6.0B
$3.5B
Q2 25
$5.7B
$3.4B
Q1 25
$5.5B
$3.4B
Q4 24
$5.3B
$3.3B
Q3 24
$5.0B
$3.3B
Q2 24
$4.8B
$3.2B
Debt / Equity
ENVA
ENVA
LBRT
LBRT
Q1 26
0.00×
Q4 25
3.37×
0.12×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
0.10×
Q3 24
2.79×
Q2 24
2.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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