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Side-by-side financial comparison of Enova International, Inc. (ENVA) and MongoDB, Inc. (MDB). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $628.3M, roughly 1.4× MongoDB, Inc.). Enova International, Inc. runs the higher net margin — 10.4% vs -0.3%, a 10.7% gap on every dollar of revenue. On growth, MongoDB, Inc. posted the faster year-over-year revenue change (18.7% vs 17.4%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 17.1%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

MongoDB, Inc. is an American software company that develops and provides commercial support for the source-available database engine MongoDB, a database for unstructured data. Over the years, the company has expanded the product from its NoSQL roots to have broader appeal to enterprise customers, such as adding ACID and transactions.

ENVA vs MDB — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.4× larger
ENVA
$875.1M
$628.3M
MDB
Growing faster (revenue YoY)
MDB
MDB
+1.3% gap
MDB
18.7%
17.4%
ENVA
Higher net margin
ENVA
ENVA
10.7% more per $
ENVA
10.4%
-0.3%
MDB
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
17.1%
MDB

Income Statement — Q1 FY2026 vs Q3 FY2026

Metric
ENVA
ENVA
MDB
MDB
Revenue
$875.1M
$628.3M
Net Profit
$91.1M
$-2.0M
Gross Margin
71.5%
Operating Margin
23.7%
-2.9%
Net Margin
10.4%
-0.3%
Revenue YoY
17.4%
18.7%
Net Profit YoY
24.9%
79.5%
EPS (diluted)
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
MDB
MDB
Q1 26
$875.1M
Q4 25
$839.4M
$628.3M
Q3 25
$802.7M
$591.4M
Q2 25
$764.0M
$549.0M
Q1 25
$745.5M
$548.4M
Q4 24
$729.6M
$529.4M
Q3 24
$689.9M
$478.1M
Q2 24
$628.4M
$450.6M
Net Profit
ENVA
ENVA
MDB
MDB
Q1 26
$91.1M
Q4 25
$79.0M
$-2.0M
Q3 25
$80.3M
$-47.0M
Q2 25
$76.1M
$-37.6M
Q1 25
$72.9M
$15.8M
Q4 24
$63.7M
$-9.8M
Q3 24
$43.4M
$-54.5M
Q2 24
$53.9M
$-80.6M
Gross Margin
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
59.8%
71.5%
Q3 25
57.4%
71.0%
Q2 25
57.8%
71.2%
Q1 25
57.2%
72.8%
Q4 24
56.6%
74.4%
Q3 24
58.0%
73.2%
Q2 24
58.9%
72.8%
Operating Margin
ENVA
ENVA
MDB
MDB
Q1 26
23.7%
Q4 25
22.2%
-2.9%
Q3 25
24.5%
-11.0%
Q2 25
24.1%
-9.8%
Q1 25
23.1%
-3.4%
Q4 24
21.3%
-5.3%
Q3 24
22.3%
-14.9%
Q2 24
23.1%
-21.8%
Net Margin
ENVA
ENVA
MDB
MDB
Q1 26
10.4%
Q4 25
9.4%
-0.3%
Q3 25
10.0%
-8.0%
Q2 25
10.0%
-6.9%
Q1 25
9.8%
2.9%
Q4 24
8.7%
-1.8%
Q3 24
6.3%
-11.4%
Q2 24
8.6%
-17.9%
EPS (diluted)
ENVA
ENVA
MDB
MDB
Q1 26
$3.46
Q4 25
$2.94
Q3 25
$3.03
Q2 25
$2.86
Q1 25
$2.69
Q4 24
$2.29
Q3 24
$1.57
Q2 24
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
MDB
MDB
Cash + ST InvestmentsLiquidity on hand
$96.1M
$834.1M
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
$2.9B
Total Assets
$6.9B
$3.6B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
MDB
MDB
Q1 26
$96.1M
Q4 25
$71.7M
$834.1M
Q3 25
$53.6M
$647.1M
Q2 25
$55.6M
$657.8M
Q1 25
$55.5M
$490.1M
Q4 24
$73.9M
$673.1M
Q3 24
$67.5M
$1.3B
Q2 24
$60.1M
$815.7M
Total Debt
ENVA
ENVA
MDB
MDB
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
$1.3B
$2.9B
Q3 25
$1.3B
$2.9B
Q2 25
$1.2B
$3.0B
Q1 25
$1.2B
$2.8B
Q4 24
$1.2B
$1.5B
Q3 24
$1.2B
$1.4B
Q2 24
$1.1B
$1.3B
Total Assets
ENVA
ENVA
MDB
MDB
Q1 26
$6.9B
Q4 25
$6.5B
$3.6B
Q3 25
$6.0B
$3.5B
Q2 25
$5.7B
$3.6B
Q1 25
$5.5B
$3.4B
Q4 24
$5.3B
$3.2B
Q3 24
$5.0B
$3.1B
Q2 24
$4.8B
$3.0B
Debt / Equity
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
MDB
MDB
Operating Cash FlowLast quarter
$143.5M
Free Cash FlowOCF − Capex
$141.8M
FCF MarginFCF / Revenue
22.6%
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$346.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
$498.8M
$143.5M
Q3 25
$481.8M
$72.1M
Q2 25
$447.4M
$109.9M
Q1 25
$391.1M
$50.5M
Q4 24
$430.5M
$37.4M
Q3 24
$398.6M
$-1.4M
Q2 24
$360.9M
$63.6M
Free Cash Flow
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
$487.1M
$141.8M
Q3 25
$470.5M
$71.6M
Q2 25
$436.1M
$108.3M
Q1 25
$378.3M
$24.6M
Q4 24
$420.3M
$35.5M
Q3 24
$387.6M
$-2.4M
Q2 24
$349.9M
$63.1M
FCF Margin
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
58.0%
22.6%
Q3 25
58.6%
12.1%
Q2 25
57.1%
19.7%
Q1 25
50.7%
4.5%
Q4 24
57.6%
6.7%
Q3 24
56.2%
-0.5%
Q2 24
55.7%
14.0%
Capex Intensity
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
1.4%
0.3%
Q3 25
1.4%
0.1%
Q2 25
1.5%
0.3%
Q1 25
1.7%
4.7%
Q4 24
1.4%
0.4%
Q3 24
1.6%
0.2%
Q2 24
1.8%
0.1%
Cash Conversion
ENVA
ENVA
MDB
MDB
Q1 26
Q4 25
6.32×
Q3 25
6.00×
Q2 25
5.87×
Q1 25
5.36×
3.19×
Q4 24
6.76×
Q3 24
9.18×
Q2 24
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ENVA
ENVA

Segment breakdown not available.

MDB
MDB

Mongo DB Atlas Related$470.4M75%
Other Subscription$138.7M22%
Services$19.2M3%

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