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Side-by-side financial comparison of Enova International, Inc. (ENVA) and Real Brokerage Inc (REAX). Click either name above to swap in a different company.

Enova International, Inc. is the larger business by last-quarter revenue ($875.1M vs $568.5M, roughly 1.5× Real Brokerage Inc). Enova International, Inc. runs the higher net margin — 10.4% vs -0.1%, a 10.5% gap on every dollar of revenue. On growth, Real Brokerage Inc posted the faster year-over-year revenue change (52.6% vs 17.4%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Anywhere Real Estate Inc., formerly Realogy, was an American real estate services firm. It operated and franchised real estate brands that provided brokerage, relocation, title, insurance, and settlement services. Brands included Better Homes and Gardens Real Estate, Century 21 Real Estate, Coldwell Banker, Corcoran Group, ERA Real Estate and Sotheby's International Realty. In 2026, the company was acquired by Compass, Inc.

ENVA vs REAX — Head-to-Head

Bigger by revenue
ENVA
ENVA
1.5× larger
ENVA
$875.1M
$568.5M
REAX
Growing faster (revenue YoY)
REAX
REAX
+35.3% gap
REAX
52.6%
17.4%
ENVA
Higher net margin
ENVA
ENVA
10.5% more per $
ENVA
10.4%
-0.1%
REAX

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ENVA
ENVA
REAX
REAX
Revenue
$875.1M
$568.5M
Net Profit
$91.1M
$-447.0K
Gross Margin
7.9%
Operating Margin
23.7%
-0.1%
Net Margin
10.4%
-0.1%
Revenue YoY
17.4%
52.6%
Net Profit YoY
24.9%
82.7%
EPS (diluted)
$3.46
$0.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
REAX
REAX
Q1 26
$875.1M
Q4 25
$839.4M
Q3 25
$802.7M
$568.5M
Q2 25
$764.0M
$540.7M
Q1 25
$745.5M
$354.0M
Q4 24
$729.6M
Q3 24
$689.9M
$372.5M
Q2 24
$628.4M
Net Profit
ENVA
ENVA
REAX
REAX
Q1 26
$91.1M
Q4 25
$79.0M
Q3 25
$80.3M
$-447.0K
Q2 25
$76.1M
$1.5M
Q1 25
$72.9M
$-5.0M
Q4 24
$63.7M
Q3 24
$43.4M
$-2.6M
Q2 24
$53.9M
Gross Margin
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
59.8%
Q3 25
57.4%
7.9%
Q2 25
57.8%
8.9%
Q1 25
57.2%
9.6%
Q4 24
56.6%
Q3 24
58.0%
8.6%
Q2 24
58.9%
Operating Margin
ENVA
ENVA
REAX
REAX
Q1 26
23.7%
Q4 25
22.2%
Q3 25
24.5%
-0.1%
Q2 25
24.1%
0.3%
Q1 25
23.1%
-1.5%
Q4 24
21.3%
Q3 24
22.3%
-0.7%
Q2 24
23.1%
Net Margin
ENVA
ENVA
REAX
REAX
Q1 26
10.4%
Q4 25
9.4%
Q3 25
10.0%
-0.1%
Q2 25
10.0%
0.3%
Q1 25
9.8%
-1.4%
Q4 24
8.7%
Q3 24
6.3%
-0.7%
Q2 24
8.6%
EPS (diluted)
ENVA
ENVA
REAX
REAX
Q1 26
$3.46
Q4 25
$2.94
Q3 25
$3.03
$0.00
Q2 25
$2.86
$0.01
Q1 25
$2.69
$-0.02
Q4 24
$2.29
Q3 24
$1.57
$-0.01
Q2 24
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
REAX
REAX
Cash + ST InvestmentsLiquidity on hand
$96.1M
$38.7M
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
$53.6M
Total Assets
$6.9B
$145.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
REAX
REAX
Q1 26
$96.1M
Q4 25
$71.7M
Q3 25
$53.6M
$38.7M
Q2 25
$55.6M
$49.7M
Q1 25
$55.5M
$24.7M
Q4 24
$73.9M
Q3 24
$67.5M
$22.6M
Q2 24
$60.1M
Total Debt
ENVA
ENVA
REAX
REAX
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
$1.3B
Q3 25
$1.3B
$53.6M
Q2 25
$1.2B
$49.2M
Q1 25
$1.2B
$32.8M
Q4 24
$1.2B
Q3 24
$1.2B
$29.8M
Q2 24
$1.1B
Total Assets
ENVA
ENVA
REAX
REAX
Q1 26
$6.9B
Q4 25
$6.5B
Q3 25
$6.0B
$145.2M
Q2 25
$5.7B
$149.4M
Q1 25
$5.5B
$100.5M
Q4 24
$5.3B
Q3 24
$5.0B
$102.5M
Q2 24
$4.8B
Debt / Equity
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
REAX
REAX
Operating Cash FlowLast quarter
$8.8M
Free Cash FlowOCF − Capex
$8.4M
FCF MarginFCF / Revenue
1.5%
Capex IntensityCapex / Revenue
0.1%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$71.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
$498.8M
Q3 25
$481.8M
$8.8M
Q2 25
$447.4M
$41.0M
Q1 25
$391.1M
$15.9M
Q4 24
$430.5M
Q3 24
$398.6M
$7.2M
Q2 24
$360.9M
Free Cash Flow
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
$487.1M
Q3 25
$470.5M
$8.4M
Q2 25
$436.1M
$40.8M
Q1 25
$378.3M
$15.7M
Q4 24
$420.3M
Q3 24
$387.6M
$6.8M
Q2 24
$349.9M
FCF Margin
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
58.0%
Q3 25
58.6%
1.5%
Q2 25
57.1%
7.5%
Q1 25
50.7%
4.4%
Q4 24
57.6%
Q3 24
56.2%
1.8%
Q2 24
55.7%
Capex Intensity
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
1.4%
Q3 25
1.4%
0.1%
Q2 25
1.5%
0.0%
Q1 25
1.7%
0.1%
Q4 24
1.4%
Q3 24
1.6%
0.1%
Q2 24
1.8%
Cash Conversion
ENVA
ENVA
REAX
REAX
Q1 26
Q4 25
6.32×
Q3 25
6.00×
Q2 25
5.87×
27.13×
Q1 25
5.36×
Q4 24
6.76×
Q3 24
9.18×
Q2 24
6.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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