vs

Side-by-side financial comparison of Enova International, Inc. (ENVA) and ResMed (RMD). Click either name above to swap in a different company.

ResMed is the larger business by last-quarter revenue ($1.4B vs $875.1M, roughly 1.6× Enova International, Inc.). ResMed runs the higher net margin — 27.6% vs 10.4%, a 17.2% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 11.0%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 7.8%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

ResMed Inc. is a medical equipment company based in San Diego, California, and founded in Australia. It primarily provides cloud-connectable medical devices for the treatment of sleep apnea, chronic obstructive pulmonary disease (COPD), and other respiratory conditions. Resmed produced hundreds of thousands of ventilators and bilevel devices to help treat the respiratory symptoms of patients with COVID-19.

ENVA vs RMD — Head-to-Head

Bigger by revenue
RMD
RMD
1.6× larger
RMD
$1.4B
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+6.4% gap
ENVA
17.4%
11.0%
RMD
Higher net margin
RMD
RMD
17.2% more per $
RMD
27.6%
10.4%
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
7.8%
RMD

Income Statement — Q1 FY2026 vs Q4 FY2026

Metric
ENVA
ENVA
RMD
RMD
Revenue
$875.1M
$1.4B
Net Profit
$91.1M
$392.6M
Gross Margin
61.8%
Operating Margin
23.7%
34.6%
Net Margin
10.4%
27.6%
Revenue YoY
17.4%
11.0%
Net Profit YoY
24.9%
13.9%
EPS (diluted)
$3.46
$2.68

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
RMD
RMD
Q2 26
$1.4B
Q1 26
$875.1M
$1.4B
Q4 25
$839.4M
$1.4B
Q3 25
$802.7M
$1.3B
Q2 25
$764.0M
$1.3B
Q1 25
$745.5M
$1.3B
Q4 24
$729.6M
$1.3B
Q3 24
$689.9M
$1.2B
Net Profit
ENVA
ENVA
RMD
RMD
Q2 26
$392.6M
Q1 26
$91.1M
$398.7M
Q4 25
$79.0M
$392.6M
Q3 25
$80.3M
$348.5M
Q2 25
$76.1M
$379.7M
Q1 25
$72.9M
$365.0M
Q4 24
$63.7M
$344.6M
Q3 24
$43.4M
$311.4M
Gross Margin
ENVA
ENVA
RMD
RMD
Q2 26
61.8%
Q1 26
62.2%
Q4 25
59.8%
61.8%
Q3 25
57.4%
61.5%
Q2 25
57.8%
60.8%
Q1 25
57.2%
59.3%
Q4 24
56.6%
58.6%
Q3 24
58.0%
58.6%
Operating Margin
ENVA
ENVA
RMD
RMD
Q2 26
34.6%
Q1 26
23.7%
34.9%
Q4 25
22.2%
34.6%
Q3 25
24.5%
33.4%
Q2 25
24.1%
33.7%
Q1 25
23.1%
33.0%
Q4 24
21.3%
32.5%
Q3 24
22.3%
31.6%
Net Margin
ENVA
ENVA
RMD
RMD
Q2 26
27.6%
Q1 26
10.4%
27.9%
Q4 25
9.4%
27.6%
Q3 25
10.0%
26.1%
Q2 25
10.0%
28.2%
Q1 25
9.8%
28.3%
Q4 24
8.7%
26.9%
Q3 24
6.3%
25.4%
EPS (diluted)
ENVA
ENVA
RMD
RMD
Q2 26
$2.68
Q1 26
$3.46
$2.74
Q4 25
$2.94
$2.68
Q3 25
$3.03
$2.37
Q2 25
$2.86
$2.58
Q1 25
$2.69
$2.48
Q4 24
$2.29
$2.34
Q3 24
$1.57
$2.11

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
RMD
RMD
Cash + ST InvestmentsLiquidity on hand
$96.1M
$1.4B
Total DebtLower is stronger
$4.8B
$663.8M
Stockholders' EquityBook value
$6.3B
Total Assets
$6.9B
$8.5B
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
RMD
RMD
Q2 26
$1.4B
Q1 26
$96.1M
$1.7B
Q4 25
$71.7M
$1.4B
Q3 25
$53.6M
$1.4B
Q2 25
$55.6M
$1.2B
Q1 25
$55.5M
$932.7M
Q4 24
$73.9M
$521.9M
Q3 24
$67.5M
$426.4M
Total Debt
ENVA
ENVA
RMD
RMD
Q2 26
$663.8M
Q1 26
$4.8B
$664.1M
Q4 25
$4.5B
$403.9M
Q3 25
$4.1B
$408.7M
Q2 25
$4.0B
$658.4M
Q1 25
$3.8B
$663.1M
Q4 24
$3.6B
$662.9M
Q3 24
$3.3B
$667.6M
Stockholders' Equity
ENVA
ENVA
RMD
RMD
Q2 26
$6.3B
Q1 26
$6.5B
Q4 25
$1.3B
$6.3B
Q3 25
$1.3B
$6.1B
Q2 25
$1.2B
$6.0B
Q1 25
$1.2B
$5.5B
Q4 24
$1.2B
$5.3B
Q3 24
$1.2B
$5.2B
Total Assets
ENVA
ENVA
RMD
RMD
Q2 26
$8.5B
Q1 26
$6.9B
$8.8B
Q4 25
$6.5B
$8.5B
Q3 25
$6.0B
$8.3B
Q2 25
$5.7B
$8.2B
Q1 25
$5.5B
$7.6B
Q4 24
$5.3B
$7.1B
Q3 24
$5.0B
$7.2B
Debt / Equity
ENVA
ENVA
RMD
RMD
Q2 26
0.11×
Q1 26
0.10×
Q4 25
3.37×
0.06×
Q3 25
3.20×
0.07×
Q2 25
3.23×
0.11×
Q1 25
3.14×
0.12×
Q4 24
2.98×
0.13×
Q3 24
2.79×
0.13×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons