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Side-by-side financial comparison of Enova International, Inc. (ENVA) and Rollins, Inc. (ROL). Click either name above to swap in a different company.

Rollins, Inc. is the larger business by last-quarter revenue ($906.4M vs $875.1M, roughly 1.0× Enova International, Inc.). Rollins, Inc. runs the higher net margin — 11.9% vs 10.4%, a 1.5% gap on every dollar of revenue. On growth, Enova International, Inc. posted the faster year-over-year revenue change (17.4% vs 10.2%). Over the past eight quarters, Enova International, Inc.'s revenue compounded faster (18.0% CAGR vs 0.8%).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

Rollins, Inc. is a North American pest control company serving residential and commercial clients. Operating globally through its wholly owned subsidiaries, Orkin, Inc., PCO Services, HomeTeam Pest Defense, Western Pest Services, Industrial Fumigant Company, TruTech, Critter Control, Crane, Waltham, OPC Services, PermaTreat, Northwest Exterminating, McCall Service and Clark Pest Control, as well UK subsidiaries Integrated Pest Management Limited, Safeguard Pest Control, NBC Environment, Europ...

ENVA vs ROL — Head-to-Head

Bigger by revenue
ROL
ROL
1.0× larger
ROL
$906.4M
$875.1M
ENVA
Growing faster (revenue YoY)
ENVA
ENVA
+7.2% gap
ENVA
17.4%
10.2%
ROL
Higher net margin
ROL
ROL
1.5% more per $
ROL
11.9%
10.4%
ENVA
Faster 2-yr revenue CAGR
ENVA
ENVA
Annualised
ENVA
18.0%
0.8%
ROL

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
ENVA
ENVA
ROL
ROL
Revenue
$875.1M
$906.4M
Net Profit
$91.1M
$107.8M
Gross Margin
Operating Margin
23.7%
16.1%
Net Margin
10.4%
11.9%
Revenue YoY
17.4%
10.2%
Net Profit YoY
24.9%
2.5%
EPS (diluted)
$3.46
$0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
ROL
ROL
Q1 26
$875.1M
$906.4M
Q4 25
$839.4M
$912.9M
Q3 25
$802.7M
$1.0B
Q2 25
$764.0M
$999.5M
Q1 25
$745.5M
$822.5M
Q4 24
$729.6M
$832.2M
Q3 24
$689.9M
$916.3M
Q2 24
$628.4M
$891.9M
Net Profit
ENVA
ENVA
ROL
ROL
Q1 26
$91.1M
$107.8M
Q4 25
$79.0M
$116.4M
Q3 25
$80.3M
$163.5M
Q2 25
$76.1M
$141.5M
Q1 25
$72.9M
$105.2M
Q4 24
$63.7M
$105.7M
Q3 24
$43.4M
$136.9M
Q2 24
$53.9M
$129.4M
Gross Margin
ENVA
ENVA
ROL
ROL
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ENVA
ENVA
ROL
ROL
Q1 26
23.7%
16.1%
Q4 25
22.2%
17.5%
Q3 25
24.5%
21.9%
Q2 25
24.1%
19.8%
Q1 25
23.1%
17.3%
Q4 24
21.3%
18.1%
Q3 24
22.3%
20.9%
Q2 24
23.1%
20.4%
Net Margin
ENVA
ENVA
ROL
ROL
Q1 26
10.4%
11.9%
Q4 25
9.4%
12.8%
Q3 25
10.0%
15.9%
Q2 25
10.0%
14.2%
Q1 25
9.8%
12.8%
Q4 24
8.7%
12.7%
Q3 24
6.3%
14.9%
Q2 24
8.6%
14.5%
EPS (diluted)
ENVA
ENVA
ROL
ROL
Q1 26
$3.46
$0.22
Q4 25
$2.94
$0.24
Q3 25
$3.03
$0.34
Q2 25
$2.86
$0.29
Q1 25
$2.69
$0.22
Q4 24
$2.29
$0.22
Q3 24
$1.57
$0.28
Q2 24
$1.93
$0.27

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
ROL
ROL
Cash + ST InvestmentsLiquidity on hand
$96.1M
$116.5M
Total DebtLower is stronger
$4.8B
$650.6M
Stockholders' EquityBook value
$1.4B
Total Assets
$6.9B
$3.2B
Debt / EquityLower = less leverage
0.47×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
ROL
ROL
Q1 26
$96.1M
$116.5M
Q4 25
$71.7M
$100.0M
Q3 25
$53.6M
$127.4M
Q2 25
$55.6M
$123.0M
Q1 25
$55.5M
$201.2M
Q4 24
$73.9M
$89.6M
Q3 24
$67.5M
$95.3M
Q2 24
$60.1M
$106.7M
Total Debt
ENVA
ENVA
ROL
ROL
Q1 26
$4.8B
$650.6M
Q4 25
$4.5B
$486.1M
Q3 25
$4.1B
$485.7M
Q2 25
$4.0B
$485.3M
Q1 25
$3.8B
$485.5M
Q4 24
$3.6B
$395.3M
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
ROL
ROL
Q1 26
$1.4B
Q4 25
$1.3B
$1.4B
Q3 25
$1.3B
$1.5B
Q2 25
$1.2B
$1.4B
Q1 25
$1.2B
$1.4B
Q4 24
$1.2B
$1.3B
Q3 24
$1.2B
$1.3B
Q2 24
$1.1B
$1.2B
Total Assets
ENVA
ENVA
ROL
ROL
Q1 26
$6.9B
$3.2B
Q4 25
$6.5B
$3.1B
Q3 25
$6.0B
$3.2B
Q2 25
$5.7B
$3.2B
Q1 25
$5.5B
$2.9B
Q4 24
$5.3B
$2.8B
Q3 24
$5.0B
$2.8B
Q2 24
$4.8B
$2.8B
Debt / Equity
ENVA
ENVA
ROL
ROL
Q1 26
0.47×
Q4 25
3.37×
0.35×
Q3 25
3.20×
0.32×
Q2 25
3.23×
0.34×
Q1 25
3.14×
0.36×
Q4 24
2.98×
0.30×
Q3 24
2.79×
Q2 24
2.78×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ENVA
ENVA
ROL
ROL
Operating Cash FlowLast quarter
$118.4M
Free Cash FlowOCF − Capex
$111.2M
FCF MarginFCF / Revenue
12.3%
Capex IntensityCapex / Revenue
0.8%
Cash ConversionOCF / Net Profit
1.10×
TTM Free Cash FlowTrailing 4 quarters
$621.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ENVA
ENVA
ROL
ROL
Q1 26
$118.4M
Q4 25
$498.8M
$164.7M
Q3 25
$481.8M
$191.3M
Q2 25
$447.4M
$175.1M
Q1 25
$391.1M
$146.9M
Q4 24
$430.5M
$188.2M
Q3 24
$398.6M
$146.9M
Q2 24
$360.9M
$145.1M
Free Cash Flow
ENVA
ENVA
ROL
ROL
Q1 26
$111.2M
Q4 25
$487.1M
$159.0M
Q3 25
$470.5M
$182.8M
Q2 25
$436.1M
$168.0M
Q1 25
$378.3M
$140.1M
Q4 24
$420.3M
$184.0M
Q3 24
$387.6M
$139.4M
Q2 24
$349.9M
$136.4M
FCF Margin
ENVA
ENVA
ROL
ROL
Q1 26
12.3%
Q4 25
58.0%
17.4%
Q3 25
58.6%
17.8%
Q2 25
57.1%
16.8%
Q1 25
50.7%
17.0%
Q4 24
57.6%
22.1%
Q3 24
56.2%
15.2%
Q2 24
55.7%
15.3%
Capex Intensity
ENVA
ENVA
ROL
ROL
Q1 26
0.8%
Q4 25
1.4%
0.6%
Q3 25
1.4%
0.8%
Q2 25
1.5%
0.7%
Q1 25
1.7%
0.8%
Q4 24
1.4%
0.5%
Q3 24
1.6%
0.8%
Q2 24
1.8%
1.0%
Cash Conversion
ENVA
ENVA
ROL
ROL
Q1 26
1.10×
Q4 25
6.32×
1.41×
Q3 25
6.00×
1.17×
Q2 25
5.87×
1.24×
Q1 25
5.36×
1.40×
Q4 24
6.76×
1.78×
Q3 24
9.18×
1.07×
Q2 24
6.70×
1.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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