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Side-by-side financial comparison of Enova International, Inc. (ENVA) and TFI International Inc. (TFII). Click either name above to swap in a different company.

TFI International Inc. is the larger business by last-quarter revenue ($921.9M vs $875.1M, roughly 1.1× Enova International, Inc.).

Enova International, Inc. is a global fintech firm providing online financial solutions including short-term consumer loans and small business financing. It operates mainly across North America, South America and Europe, using advanced data analytics to assess creditworthiness and deliver tailored products to underserved borrower segments.

TFI International Inc. is a Canadian transport and logistics company based in Saint-Laurent, Quebec, a borough of Montreal. It operates primarily in Canada, the United States, and Mexico through 4 business segments: less than truckload (LTL), package and courier, logistics, and truckload. It has Canada's largest LTL business, largest trucking fleet, and in 2021 was ranked 6th in terms of revenue among both LTL and truckload North American carriers. Its trucking fleet consists of over 14,000 c...

ENVA vs TFII — Head-to-Head

Bigger by revenue
TFII
TFII
1.1× larger
TFII
$921.9M
$875.1M
ENVA

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
ENVA
ENVA
TFII
TFII
Revenue
$875.1M
$921.9M
Net Profit
$91.1M
Gross Margin
Operating Margin
23.7%
8.4%
Net Margin
10.4%
Revenue YoY
17.4%
Net Profit YoY
24.9%
EPS (diluted)
$3.46

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ENVA
ENVA
TFII
TFII
Q1 26
$875.1M
Q4 25
$839.4M
Q3 25
$802.7M
$921.9M
Q2 25
$764.0M
$2.0B
Q1 25
$745.5M
$2.0B
Q4 24
$729.6M
Q3 24
$689.9M
$1.0B
Q2 24
$628.4M
$2.3B
Net Profit
ENVA
ENVA
TFII
TFII
Q1 26
$91.1M
Q4 25
$79.0M
Q3 25
$80.3M
Q2 25
$76.1M
$98.2M
Q1 25
$72.9M
$56.0M
Q4 24
$63.7M
Q3 24
$43.4M
Q2 24
$53.9M
$117.8M
Gross Margin
ENVA
ENVA
TFII
TFII
Q1 26
Q4 25
59.8%
Q3 25
57.4%
Q2 25
57.8%
Q1 25
57.2%
Q4 24
56.6%
Q3 24
58.0%
Q2 24
58.9%
Operating Margin
ENVA
ENVA
TFII
TFII
Q1 26
23.7%
Q4 25
22.2%
Q3 25
24.5%
8.4%
Q2 25
24.1%
8.4%
Q1 25
23.1%
5.8%
Q4 24
21.3%
Q3 24
22.3%
9.5%
Q2 24
23.1%
9.2%
Net Margin
ENVA
ENVA
TFII
TFII
Q1 26
10.4%
Q4 25
9.4%
Q3 25
10.0%
Q2 25
10.0%
4.8%
Q1 25
9.8%
2.9%
Q4 24
8.7%
Q3 24
6.3%
Q2 24
8.6%
5.2%
EPS (diluted)
ENVA
ENVA
TFII
TFII
Q1 26
$3.46
Q4 25
$2.94
Q3 25
$3.03
Q2 25
$2.86
Q1 25
$2.69
Q4 24
$2.29
Q3 24
$1.57
Q2 24
$1.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ENVA
ENVA
TFII
TFII
Cash + ST InvestmentsLiquidity on hand
$96.1M
Total DebtLower is stronger
$4.8B
Stockholders' EquityBook value
Total Assets
$6.9B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ENVA
ENVA
TFII
TFII
Q1 26
$96.1M
Q4 25
$71.7M
Q3 25
$53.6M
Q2 25
$55.6M
Q1 25
$55.5M
Q4 24
$73.9M
Q3 24
$67.5M
Q2 24
$60.1M
Total Debt
ENVA
ENVA
TFII
TFII
Q1 26
$4.8B
Q4 25
$4.5B
Q3 25
$4.1B
Q2 25
$4.0B
Q1 25
$3.8B
Q4 24
$3.6B
Q3 24
$3.3B
Q2 24
$3.2B
Stockholders' Equity
ENVA
ENVA
TFII
TFII
Q1 26
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.2B
Q1 25
$1.2B
Q4 24
$1.2B
Q3 24
$1.2B
Q2 24
$1.1B
Total Assets
ENVA
ENVA
TFII
TFII
Q1 26
$6.9B
Q4 25
$6.5B
Q3 25
$6.0B
Q2 25
$5.7B
Q1 25
$5.5B
Q4 24
$5.3B
Q3 24
$5.0B
Q2 24
$4.8B
Debt / Equity
ENVA
ENVA
TFII
TFII
Q1 26
Q4 25
3.37×
Q3 25
3.20×
Q2 25
3.23×
Q1 25
3.14×
Q4 24
2.98×
Q3 24
2.79×
Q2 24
2.78×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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