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Side-by-side financial comparison of Element Solutions Inc (ESI) and Primerica, Inc. (PRI). Click either name above to swap in a different company.

Primerica, Inc. is the larger business by last-quarter revenue ($853.7M vs $840.0M, roughly 1.0× Element Solutions Inc). Primerica, Inc. runs the higher net margin — 23.1% vs 6.7%, a 16.4% gap on every dollar of revenue. On growth, Element Solutions Inc posted the faster year-over-year revenue change (41.0% vs 11.0%). Over the past eight quarters, Element Solutions Inc's revenue compounded faster (17.1% CAGR vs 7.2%).

Element Solutions Inc is an American specialty chemicals production corporation listed on the New York Stock Exchange.

Primerica, Inc. is a multi-level marketing company that provides insurance, investment and financial services to middle-income families in the United States and Canada.

ESI vs PRI — Head-to-Head

Bigger by revenue
PRI
PRI
1.0× larger
PRI
$853.7M
$840.0M
ESI
Growing faster (revenue YoY)
ESI
ESI
+30.0% gap
ESI
41.0%
11.0%
PRI
Higher net margin
PRI
PRI
16.4% more per $
PRI
23.1%
6.7%
ESI
Faster 2-yr revenue CAGR
ESI
ESI
Annualised
ESI
17.1%
7.2%
PRI

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ESI
ESI
PRI
PRI
Revenue
$840.0M
$853.7M
Net Profit
$56.0M
$197.0M
Gross Margin
38.4%
Operating Margin
13.3%
28.9%
Net Margin
6.7%
23.1%
Revenue YoY
41.0%
11.0%
Net Profit YoY
-42.9%
17.9%
EPS (diluted)
$0.23
$6.11

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESI
ESI
PRI
PRI
Q1 26
$840.0M
Q4 25
$676.2M
$853.7M
Q3 25
$656.1M
$839.9M
Q2 25
$625.2M
$793.3M
Q1 25
$593.7M
$804.8M
Q4 24
$624.2M
$768.8M
Q3 24
$645.0M
$774.1M
Q2 24
$612.7M
$803.4M
Net Profit
ESI
ESI
PRI
PRI
Q1 26
$56.0M
Q4 25
$6.2M
$197.0M
Q3 25
$39.3M
$206.8M
Q2 25
$47.4M
$178.3M
Q1 25
$98.0M
$169.1M
Q4 24
$54.7M
$167.1M
Q3 24
$40.3M
$164.4M
Q2 24
$93.2M
$1.2M
Gross Margin
ESI
ESI
PRI
PRI
Q1 26
38.4%
Q4 25
40.9%
Q3 25
42.2%
Q2 25
42.6%
Q1 25
42.2%
Q4 24
41.0%
Q3 24
41.5%
Q2 24
43.6%
98.0%
Operating Margin
ESI
ESI
PRI
PRI
Q1 26
13.3%
Q4 25
10.3%
28.9%
Q3 25
15.4%
32.3%
Q2 25
15.1%
29.6%
Q1 25
13.0%
27.5%
Q4 24
12.0%
64.7%
Q3 24
14.7%
32.9%
Q2 24
15.7%
1.0%
Net Margin
ESI
ESI
PRI
PRI
Q1 26
6.7%
Q4 25
0.9%
23.1%
Q3 25
6.0%
24.6%
Q2 25
7.6%
22.5%
Q1 25
16.5%
21.0%
Q4 24
8.8%
21.7%
Q3 24
6.2%
21.2%
Q2 24
15.2%
0.1%
EPS (diluted)
ESI
ESI
PRI
PRI
Q1 26
$0.23
Q4 25
$0.03
$6.11
Q3 25
$0.16
$6.35
Q2 25
$0.20
$5.40
Q1 25
$0.40
$5.05
Q4 24
$0.22
$4.92
Q3 24
$0.17
$4.83
Q2 24
$0.39
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESI
ESI
PRI
PRI
Cash + ST InvestmentsLiquidity on hand
$177.3M
$756.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$2.7B
$2.4B
Total Assets
$5.7B
$15.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESI
ESI
PRI
PRI
Q1 26
$177.3M
Q4 25
$626.5M
$756.2M
Q3 25
$594.3M
$644.9M
Q2 25
$529.9M
$621.2M
Q1 25
$499.2M
$625.1M
Q4 24
$359.4M
$687.8M
Q3 24
$376.0M
$550.1M
Q2 24
$309.3M
$627.3M
Total Debt
ESI
ESI
PRI
PRI
Q1 26
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.6B
Q1 25
$1.6B
Q4 24
$1.8B
Q3 24
$1.9B
Q2 24
$1.9B
Stockholders' Equity
ESI
ESI
PRI
PRI
Q1 26
$2.7B
Q4 25
$2.7B
$2.4B
Q3 25
$2.7B
$2.3B
Q2 25
$2.6B
$2.3B
Q1 25
$2.5B
$2.3B
Q4 24
$2.4B
$2.3B
Q3 24
$2.4B
$1.9B
Q2 24
$2.4B
$2.1B
Total Assets
ESI
ESI
PRI
PRI
Q1 26
$5.7B
Q4 25
$5.1B
$15.0B
Q3 25
$5.0B
$14.8B
Q2 25
$5.0B
$14.8B
Q1 25
$4.8B
$14.6B
Q4 24
$4.9B
$14.6B
Q3 24
$5.1B
$14.8B
Q2 24
$5.0B
$14.6B
Debt / Equity
ESI
ESI
PRI
PRI
Q1 26
Q4 25
0.61×
Q3 25
0.61×
Q2 25
0.62×
Q1 25
0.64×
Q4 24
0.76×
Q3 24
0.78×
Q2 24
0.81×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESI
ESI
PRI
PRI
Operating Cash FlowLast quarter
$338.2M
Free Cash FlowOCF − Capex
$-74.2M
FCF MarginFCF / Revenue
-8.8%
Capex IntensityCapex / Revenue
3.0%
Cash ConversionOCF / Net Profit
1.72×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESI
ESI
PRI
PRI
Q1 26
Q4 25
$338.2M
Q3 25
$100.1M
$202.9M
Q2 25
$162.6M
Q1 25
$26.0M
$197.5M
Q4 24
$270.6M
Q3 24
$98.5M
$207.3M
Q2 24
$173.3M
Free Cash Flow
ESI
ESI
PRI
PRI
Q1 26
$-74.2M
Q4 25
Q3 25
$83.6M
Q2 25
Q1 25
$15.0M
Q4 24
Q3 24
$85.9M
Q2 24
FCF Margin
ESI
ESI
PRI
PRI
Q1 26
-8.8%
Q4 25
Q3 25
12.7%
Q2 25
Q1 25
2.5%
Q4 24
Q3 24
13.3%
Q2 24
Capex Intensity
ESI
ESI
PRI
PRI
Q1 26
3.0%
Q4 25
2.5%
Q3 25
2.5%
Q2 25
2.8%
Q1 25
1.9%
Q4 24
3.6%
Q3 24
2.0%
Q2 24
2.4%
Cash Conversion
ESI
ESI
PRI
PRI
Q1 26
Q4 25
1.72×
Q3 25
2.55×
0.98×
Q2 25
0.91×
Q1 25
0.27×
1.17×
Q4 24
1.62×
Q3 24
2.44×
1.26×
Q2 24
147.98×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESI
ESI

Electronics ex-Metals$377.8M45%
Pass-through Metals$255.7M30%
Other$206.5M25%

PRI
PRI

Revenues From Sources Other Than Contracts With Customers$445.9M52%
Investment And Savings Products Segment Revenues$340.3M40%
Other$56.5M7%
Segment Revenues From Contracts With Customers$11.0M1%

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