vs
Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Essex Property Trust (ESS). Click either name above to swap in a different company.
Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $312.4M, roughly 1.5× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 17.9%, a 31.7% gap on every dollar of revenue. On growth, Essex Property Trust posted the faster year-over-year revenue change (5.5% vs -0.8%). Over the past eight quarters, Essex Property Trust's revenue compounded faster (6.0% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.
ESNT vs ESS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $479.6M |
| Net Profit | $155.0M | $85.7M |
| Gross Margin | — | 70.0% |
| Operating Margin | 59.1% | 31.7% |
| Net Margin | 49.6% | 17.9% |
| Revenue YoY | -0.8% | 5.5% |
| Net Profit YoY | -7.7% | -71.6% |
| EPS (diluted) | $1.61 | $1.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $479.6M | ||
| Q3 25 | $311.8M | $473.3M | ||
| Q2 25 | $319.1M | $469.8M | ||
| Q1 25 | $317.6M | $464.6M | ||
| Q4 24 | $315.0M | $454.5M | ||
| Q3 24 | $316.6M | $450.7M | ||
| Q2 24 | $312.9M | $442.4M | ||
| Q1 24 | $298.4M | $426.9M |
| Q4 25 | $155.0M | $85.7M | ||
| Q3 25 | $164.2M | $172.7M | ||
| Q2 25 | $195.3M | $231.5M | ||
| Q1 25 | $175.4M | $212.8M | ||
| Q4 24 | $167.9M | $301.7M | ||
| Q3 24 | $176.2M | $125.5M | ||
| Q2 24 | $203.6M | $99.0M | ||
| Q1 24 | $181.7M | $285.1M |
| Q4 25 | — | 70.0% | ||
| Q3 25 | — | 69.2% | ||
| Q2 25 | — | 70.7% | ||
| Q1 25 | — | 69.6% | ||
| Q4 24 | — | 70.0% | ||
| Q3 24 | — | 69.5% | ||
| Q2 24 | — | 70.8% | ||
| Q1 24 | — | 69.7% |
| Q4 25 | 59.1% | 31.7% | ||
| Q3 25 | 63.9% | 44.5% | ||
| Q2 25 | 72.4% | 59.5% | ||
| Q1 25 | 65.2% | 55.3% | ||
| Q4 24 | 61.9% | 67.0% | ||
| Q3 24 | 65.6% | 28.6% | ||
| Q2 24 | 76.4% | 31.1% | ||
| Q1 24 | 71.6% | 31.0% |
| Q4 25 | 49.6% | 17.9% | ||
| Q3 25 | 52.7% | 36.5% | ||
| Q2 25 | 61.2% | 49.3% | ||
| Q1 25 | 55.2% | 45.8% | ||
| Q4 24 | 53.3% | 66.4% | ||
| Q3 24 | 55.6% | 27.8% | ||
| Q2 24 | 65.1% | 22.4% | ||
| Q1 24 | 60.9% | 66.8% |
| Q4 25 | $1.61 | $1.24 | ||
| Q3 25 | $1.67 | $2.56 | ||
| Q2 25 | $1.93 | $3.44 | ||
| Q1 25 | $1.69 | $3.16 | ||
| Q4 24 | $1.59 | $4.00 | ||
| Q3 24 | $1.65 | $1.84 | ||
| Q2 24 | $1.91 | $1.45 | ||
| Q1 24 | $1.70 | $4.25 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $76.2M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | $5.5B |
| Total Assets | $7.4B | $13.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $76.2M | ||
| Q3 25 | — | $66.0M | ||
| Q2 25 | — | $58.7M | ||
| Q1 25 | — | $98.7M | ||
| Q4 24 | — | $66.8M | ||
| Q3 24 | — | $71.3M | ||
| Q2 24 | — | $55.2M | ||
| Q1 24 | — | $499.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | $6.4B | ||
| Q2 25 | — | $6.4B | ||
| Q1 25 | — | $6.8B | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $6.4B | ||
| Q2 24 | — | $6.2B | ||
| Q1 24 | — | $6.6B |
| Q4 25 | $5.8B | $5.5B | ||
| Q3 25 | $5.7B | $5.6B | ||
| Q2 25 | $5.7B | $5.6B | ||
| Q1 25 | $5.7B | $5.6B | ||
| Q4 24 | $5.6B | $5.5B | ||
| Q3 24 | $5.6B | $5.4B | ||
| Q2 24 | $5.4B | $5.5B | ||
| Q1 24 | $5.2B | $5.5B |
| Q4 25 | $7.4B | $13.2B | ||
| Q3 25 | $7.4B | $13.2B | ||
| Q2 25 | $7.2B | $13.2B | ||
| Q1 25 | $7.2B | $13.2B | ||
| Q4 24 | $7.1B | $12.9B | ||
| Q3 24 | $7.1B | $12.6B | ||
| Q2 24 | $6.7B | $12.5B | ||
| Q1 24 | $6.6B | $12.9B |
| Q4 25 | — | — | ||
| Q3 25 | — | 1.15× | ||
| Q2 25 | — | 1.14× | ||
| Q1 25 | — | 1.22× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 1.18× | ||
| Q2 24 | — | 1.13× | ||
| Q1 24 | — | 1.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $1.1B |
| Free Cash FlowOCF − Capex | $848.7M | — |
| FCF MarginFCF / Revenue | 271.7% | — |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | 12.53× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $1.1B | ||
| Q3 25 | $215.9M | $342.6M | ||
| Q2 25 | $189.5M | $216.1M | ||
| Q1 25 | $221.6M | $281.5M | ||
| Q4 24 | $861.5M | $1.1B | ||
| Q3 24 | $229.2M | $316.2M | ||
| Q2 24 | $188.7M | $218.9M | ||
| Q1 24 | $216.9M | $314.9M |
| Q4 25 | $848.7M | — | ||
| Q3 25 | $210.6M | — | ||
| Q2 25 | $188.8M | — | ||
| Q1 25 | $221.3M | — | ||
| Q4 24 | $854.8M | — | ||
| Q3 24 | $228.7M | — | ||
| Q2 24 | $187.6M | — | ||
| Q1 24 | $212.5M | — |
| Q4 25 | 271.7% | — | ||
| Q3 25 | 67.5% | — | ||
| Q2 25 | 59.2% | — | ||
| Q1 25 | 69.7% | — | ||
| Q4 24 | 271.3% | — | ||
| Q3 24 | 72.2% | — | ||
| Q2 24 | 60.0% | — | ||
| Q1 24 | 71.2% | — |
| Q4 25 | 2.4% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 0.2% | — | ||
| Q1 25 | 0.1% | — | ||
| Q4 24 | 2.1% | — | ||
| Q3 24 | 0.2% | — | ||
| Q2 24 | 0.3% | — | ||
| Q1 24 | 1.5% | — |
| Q4 25 | 5.52× | 12.53× | ||
| Q3 25 | 1.31× | 1.98× | ||
| Q2 25 | 0.97× | 0.93× | ||
| Q1 25 | 1.26× | 1.32× | ||
| Q4 24 | 5.13× | 3.54× | ||
| Q3 24 | 1.30× | 2.52× | ||
| Q2 24 | 0.93× | 2.21× | ||
| Q1 24 | 1.19× | 1.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
ESS
Segment breakdown not available.
