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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Frontdoor, Inc. (FTDR). Click either name above to swap in a different company.
Frontdoor, Inc. is the larger business by last-quarter revenue ($451.0M vs $312.4M, roughly 1.4× Essent Group Ltd.). Essent Group Ltd. runs the higher net margin — 49.6% vs 9.1%, a 40.5% gap on every dollar of revenue. On growth, Frontdoor, Inc. posted the faster year-over-year revenue change (5.9% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $114.0M). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -8.8%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Frontdoor, Inc. operates a leading U.S.-focused home services and protection platform. It offers customizable home warranty plans covering repairs and replacements for household appliances, HVAC, plumbing, and electrical systems, plus on-demand access to a network of pre-vetted local service professionals for residential maintenance and repairs.
ESNT vs FTDR — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $451.0M |
| Net Profit | $155.0M | $41.0M |
| Gross Margin | — | 55.0% |
| Operating Margin | 59.1% | — |
| Net Margin | 49.6% | 9.1% |
| Revenue YoY | -0.8% | 5.9% |
| Net Profit YoY | -7.7% | 10.8% |
| EPS (diluted) | $1.61 | $0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $451.0M | ||
| Q4 25 | $312.4M | $432.0M | ||
| Q3 25 | $311.8M | $618.0M | ||
| Q2 25 | $319.1M | $617.0M | ||
| Q1 25 | $317.6M | $426.0M | ||
| Q4 24 | $315.0M | $383.0M | ||
| Q3 24 | $316.6M | $540.0M | ||
| Q2 24 | $312.9M | $542.0M |
| Q1 26 | — | $41.0M | ||
| Q4 25 | $155.0M | $1.0M | ||
| Q3 25 | $164.2M | $106.0M | ||
| Q2 25 | $195.3M | $111.0M | ||
| Q1 25 | $175.4M | $37.0M | ||
| Q4 24 | $167.9M | $9.0M | ||
| Q3 24 | $176.2M | $100.0M | ||
| Q2 24 | $203.6M | $92.0M |
| Q1 26 | — | 55.0% | ||
| Q4 25 | — | 49.3% | ||
| Q3 25 | — | 57.1% | ||
| Q2 25 | — | 57.7% | ||
| Q1 25 | — | 55.2% | ||
| Q4 24 | — | 48.0% | ||
| Q3 24 | — | 56.7% | ||
| Q2 24 | — | 56.5% |
| Q1 26 | — | — | ||
| Q4 25 | 59.1% | 0.5% | ||
| Q3 25 | 63.9% | 23.0% | ||
| Q2 25 | 72.4% | 23.7% | ||
| Q1 25 | 65.2% | 11.3% | ||
| Q4 24 | 61.9% | 1.6% | ||
| Q3 24 | 65.6% | 24.8% | ||
| Q2 24 | 76.4% | 22.9% |
| Q1 26 | — | 9.1% | ||
| Q4 25 | 49.6% | 0.2% | ||
| Q3 25 | 52.7% | 17.2% | ||
| Q2 25 | 61.2% | 18.0% | ||
| Q1 25 | 55.2% | 8.7% | ||
| Q4 24 | 53.3% | 2.3% | ||
| Q3 24 | 55.6% | 18.5% | ||
| Q2 24 | 65.1% | 17.0% |
| Q1 26 | — | $0.57 | ||
| Q4 25 | $1.61 | $0.03 | ||
| Q3 25 | $1.67 | $1.42 | ||
| Q2 25 | $1.93 | $1.48 | ||
| Q1 25 | $1.69 | $0.49 | ||
| Q4 24 | $1.59 | $0.10 | ||
| Q3 24 | $1.65 | $1.30 | ||
| Q2 24 | $1.91 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $603.0M |
| Total DebtLower is stronger | — | $1.2B |
| Stockholders' EquityBook value | $5.8B | $230.0M |
| Total Assets | $7.4B | $2.2B |
| Debt / EquityLower = less leverage | — | 5.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $603.0M | ||
| Q4 25 | — | $566.0M | ||
| Q3 25 | — | $563.0M | ||
| Q2 25 | — | $562.0M | ||
| Q1 25 | — | $506.0M | ||
| Q4 24 | — | $436.0M | ||
| Q3 24 | — | $375.0M | ||
| Q2 24 | — | $419.0M |
| Q1 26 | — | $1.2B | ||
| Q4 25 | — | $1.1B | ||
| Q3 25 | — | $1.2B | ||
| Q2 25 | — | $1.2B | ||
| Q1 25 | — | $1.2B | ||
| Q4 24 | — | $1.2B | ||
| Q3 24 | — | $565.0M | ||
| Q2 24 | — | $569.0M |
| Q1 26 | — | $230.0M | ||
| Q4 25 | $5.8B | $242.0M | ||
| Q3 25 | $5.7B | $316.0M | ||
| Q2 25 | $5.7B | $254.0M | ||
| Q1 25 | $5.7B | $198.0M | ||
| Q4 24 | $5.6B | $239.0M | ||
| Q3 24 | $5.6B | $261.0M | ||
| Q2 24 | $5.4B | $214.0M |
| Q1 26 | — | $2.2B | ||
| Q4 25 | $7.4B | $2.1B | ||
| Q3 25 | $7.4B | $2.2B | ||
| Q2 25 | $7.2B | $2.2B | ||
| Q1 25 | $7.2B | $2.1B | ||
| Q4 24 | $7.1B | $2.1B | ||
| Q3 24 | $7.1B | $1.2B | ||
| Q2 24 | $6.7B | $1.2B |
| Q1 26 | — | 5.07× | ||
| Q4 25 | — | 4.73× | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 4.56× | ||
| Q1 25 | — | 5.88× | ||
| Q4 24 | — | 4.90× | ||
| Q3 24 | — | 2.16× | ||
| Q2 24 | — | 2.66× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | — |
| Free Cash FlowOCF − Capex | $848.7M | $114.0M |
| FCF MarginFCF / Revenue | 271.7% | 25.3% |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $387.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $856.1M | $101.0M | ||
| Q3 25 | $215.9M | $64.0M | ||
| Q2 25 | $189.5M | $127.0M | ||
| Q1 25 | $221.6M | $124.0M | ||
| Q4 24 | $861.5M | $58.0M | ||
| Q3 24 | $229.2M | $25.0M | ||
| Q2 24 | $188.7M | $103.0M |
| Q1 26 | — | $114.0M | ||
| Q4 25 | $848.7M | $95.0M | ||
| Q3 25 | $210.6M | $58.0M | ||
| Q2 25 | $188.8M | $120.0M | ||
| Q1 25 | $221.3M | $117.0M | ||
| Q4 24 | $854.8M | $50.0M | ||
| Q3 24 | $228.7M | $16.0M | ||
| Q2 24 | $187.6M | $91.0M |
| Q1 26 | — | 25.3% | ||
| Q4 25 | 271.7% | 22.0% | ||
| Q3 25 | 67.5% | 9.4% | ||
| Q2 25 | 59.2% | 19.4% | ||
| Q1 25 | 69.7% | 27.5% | ||
| Q4 24 | 271.3% | 13.1% | ||
| Q3 24 | 72.2% | 3.0% | ||
| Q2 24 | 60.0% | 16.8% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 1.4% | ||
| Q3 25 | 1.7% | 1.0% | ||
| Q2 25 | 0.2% | 1.1% | ||
| Q1 25 | 0.1% | 1.6% | ||
| Q4 24 | 2.1% | 2.1% | ||
| Q3 24 | 0.2% | 1.7% | ||
| Q2 24 | 0.3% | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 5.52× | 101.00× | ||
| Q3 25 | 1.31× | 0.60× | ||
| Q2 25 | 0.97× | 1.14× | ||
| Q1 25 | 1.26× | 3.35× | ||
| Q4 24 | 5.13× | 6.44× | ||
| Q3 24 | 1.30× | 0.25× | ||
| Q2 24 | 0.93× | 1.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
FTDR
Segment breakdown not available.
