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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Getty Images Holdings, Inc. (GETY). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $282.3M, roughly 1.1× Getty Images Holdings, Inc.). Essent Group Ltd. runs the higher net margin — 49.6% vs -32.2%, a 81.8% gap on every dollar of revenue. On growth, Getty Images Holdings, Inc. posted the faster year-over-year revenue change (14.1% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $7.7M). Over the past eight quarters, Getty Images Holdings, Inc.'s revenue compounded faster (12.7% CAGR vs 2.3%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Getty Images Holdings, Inc. is a visual media company and supplier of stock images, editorial photography, video, and music for businesses and consumers, with a library of over 477 million assets. It targets three markets—creative professionals, the media, and corporate.

ESNT vs GETY — Head-to-Head

Bigger by revenue
ESNT
ESNT
1.1× larger
ESNT
$312.4M
$282.3M
GETY
Growing faster (revenue YoY)
GETY
GETY
+15.0% gap
GETY
14.1%
-0.8%
ESNT
Higher net margin
ESNT
ESNT
81.8% more per $
ESNT
49.6%
-32.2%
GETY
More free cash flow
ESNT
ESNT
$841.0M more FCF
ESNT
$848.7M
$7.7M
GETY
Faster 2-yr revenue CAGR
GETY
GETY
Annualised
GETY
12.7%
2.3%
ESNT

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ESNT
ESNT
GETY
GETY
Revenue
$312.4M
$282.3M
Net Profit
$155.0M
$-90.9M
Gross Margin
74.8%
Operating Margin
59.1%
-8.5%
Net Margin
49.6%
-32.2%
Revenue YoY
-0.8%
14.1%
Net Profit YoY
-7.7%
-467.6%
EPS (diluted)
$1.61
$-0.22

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
GETY
GETY
Q4 25
$312.4M
$282.3M
Q3 25
$311.8M
$240.0M
Q2 25
$319.1M
$234.9M
Q1 25
$317.6M
$224.1M
Q4 24
$315.0M
$247.3M
Q3 24
$316.6M
$240.5M
Q2 24
$312.9M
$229.1M
Q1 24
$298.4M
$222.3M
Net Profit
ESNT
ESNT
GETY
GETY
Q4 25
$155.0M
$-90.9M
Q3 25
$164.2M
$21.6M
Q2 25
$195.3M
$-34.4M
Q1 25
$175.4M
$-102.6M
Q4 24
$167.9M
$24.7M
Q3 24
$176.2M
$-2.5M
Q2 24
$203.6M
$3.7M
Q1 24
$181.7M
$13.6M
Gross Margin
ESNT
ESNT
GETY
GETY
Q4 25
74.8%
Q3 25
73.2%
Q2 25
72.1%
Q1 25
73.1%
Q4 24
73.5%
Q3 24
73.4%
Q2 24
72.5%
Q1 24
72.9%
Operating Margin
ESNT
ESNT
GETY
GETY
Q4 25
59.1%
-8.5%
Q3 25
63.9%
18.8%
Q2 25
72.4%
15.1%
Q1 25
65.2%
12.2%
Q4 24
61.9%
14.5%
Q3 24
65.6%
23.9%
Q2 24
76.4%
20.3%
Q1 24
71.6%
18.5%
Net Margin
ESNT
ESNT
GETY
GETY
Q4 25
49.6%
-32.2%
Q3 25
52.7%
9.0%
Q2 25
61.2%
-14.6%
Q1 25
55.2%
-45.8%
Q4 24
53.3%
10.0%
Q3 24
55.6%
-1.1%
Q2 24
65.1%
1.6%
Q1 24
60.9%
6.1%
EPS (diluted)
ESNT
ESNT
GETY
GETY
Q4 25
$1.61
$-0.22
Q3 25
$1.67
$0.05
Q2 25
$1.93
$-0.08
Q1 25
$1.69
$-0.25
Q4 24
$1.59
$0.07
Q3 24
$1.65
$-0.01
Q2 24
$1.91
$0.01
Q1 24
$1.70
$0.03

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
GETY
GETY
Cash + ST InvestmentsLiquidity on hand
$90.2M
Total DebtLower is stronger
$1.3B
Stockholders' EquityBook value
$5.8B
$552.5M
Total Assets
$7.4B
$3.2B
Debt / EquityLower = less leverage
2.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
GETY
GETY
Q4 25
$90.2M
Q3 25
$109.5M
Q2 25
$110.3M
Q1 25
$114.6M
Q4 24
$121.2M
Q3 24
$109.9M
Q2 24
$121.7M
Q1 24
$134.2M
Total Debt
ESNT
ESNT
GETY
GETY
Q4 25
$1.3B
Q3 25
$1.3B
Q2 25
$1.3B
Q1 25
$1.3B
Q4 24
$1.3B
Q3 24
$1.3B
Q2 24
$1.3B
Q1 24
$1.4B
Stockholders' Equity
ESNT
ESNT
GETY
GETY
Q4 25
$5.8B
$552.5M
Q3 25
$5.7B
$634.6M
Q2 25
$5.7B
$611.2M
Q1 25
$5.7B
$593.0M
Q4 24
$5.6B
$670.2M
Q3 24
$5.6B
$683.4M
Q2 24
$5.4B
$654.0M
Q1 24
$5.2B
$640.8M
Total Assets
ESNT
ESNT
GETY
GETY
Q4 25
$7.4B
$3.2B
Q3 25
$7.4B
$2.6B
Q2 25
$7.2B
$2.6B
Q1 25
$7.2B
$2.6B
Q4 24
$7.1B
$2.6B
Q3 24
$7.1B
$2.6B
Q2 24
$6.7B
$2.6B
Q1 24
$6.6B
$2.6B
Debt / Equity
ESNT
ESNT
GETY
GETY
Q4 25
2.30×
Q3 25
2.11×
Q2 25
2.19×
Q1 25
2.21×
Q4 24
1.96×
Q3 24
1.97×
Q2 24
2.06×
Q1 24
2.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
GETY
GETY
Operating Cash FlowLast quarter
$856.1M
$20.6M
Free Cash FlowOCF − Capex
$848.7M
$7.7M
FCF MarginFCF / Revenue
271.7%
2.7%
Capex IntensityCapex / Revenue
2.4%
4.6%
Cash ConversionOCF / Net Profit
5.52×
TTM Free Cash FlowTrailing 4 quarters
$1.5B
$5.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
GETY
GETY
Q4 25
$856.1M
$20.6M
Q3 25
$215.9M
$22.6M
Q2 25
$189.5M
$6.5M
Q1 25
$221.6M
$15.4M
Q4 24
$861.5M
$39.7M
Q3 24
$229.2M
$10.7M
Q2 24
$188.7M
$46.4M
Q1 24
$216.9M
$21.5M
Free Cash Flow
ESNT
ESNT
GETY
GETY
Q4 25
$848.7M
$7.7M
Q3 25
$210.6M
$7.9M
Q2 25
$188.8M
$-9.6M
Q1 25
$221.3M
$-322.0K
Q4 24
$854.8M
$24.6M
Q3 24
$228.7M
$-1.8M
Q2 24
$187.6M
$31.1M
Q1 24
$212.5M
$7.1M
FCF Margin
ESNT
ESNT
GETY
GETY
Q4 25
271.7%
2.7%
Q3 25
67.5%
3.3%
Q2 25
59.2%
-4.1%
Q1 25
69.7%
-0.1%
Q4 24
271.3%
9.9%
Q3 24
72.2%
-0.8%
Q2 24
60.0%
13.6%
Q1 24
71.2%
3.2%
Capex Intensity
ESNT
ESNT
GETY
GETY
Q4 25
2.4%
4.6%
Q3 25
1.7%
6.1%
Q2 25
0.2%
6.9%
Q1 25
0.1%
7.0%
Q4 24
2.1%
6.1%
Q3 24
0.2%
5.2%
Q2 24
0.3%
6.7%
Q1 24
1.5%
6.5%
Cash Conversion
ESNT
ESNT
GETY
GETY
Q4 25
5.52×
Q3 25
1.31×
1.05×
Q2 25
0.97×
Q1 25
1.26×
Q4 24
5.13×
1.61×
Q3 24
1.30×
Q2 24
0.93×
12.59×
Q1 24
1.19×
1.58×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

GETY
GETY

Creative$149.0M53%
Editorial$109.4M39%
Other$23.9M8%

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