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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Mid-America Apartment Communities (MAA). Click either name above to swap in a different company.
Mid-America Apartment Communities is the larger business by last-quarter revenue ($553.7M vs $312.4M, roughly 1.8× Essent Group Ltd.). On growth, Mid-America Apartment Communities posted the faster year-over-year revenue change (438.7% vs -0.8%). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs 0.7%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Mid-America Apartment Communities, Inc. (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States.
ESNT vs MAA — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $553.7M |
| Net Profit | $155.0M | — |
| Gross Margin | — | — |
| Operating Margin | 59.1% | — |
| Net Margin | 49.6% | — |
| Revenue YoY | -0.8% | 438.7% |
| Net Profit YoY | -7.7% | — |
| EPS (diluted) | $1.61 | $4.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $553.7M | ||
| Q4 25 | $312.4M | $555.6M | ||
| Q3 25 | $311.8M | $554.4M | ||
| Q2 25 | $319.1M | $549.9M | ||
| Q1 25 | $317.6M | $549.3M | ||
| Q4 24 | $315.0M | $549.8M | ||
| Q3 24 | $316.6M | $551.1M | ||
| Q2 24 | $312.9M | $546.4M |
| Q1 26 | — | — | ||
| Q4 25 | $155.0M | $57.6M | ||
| Q3 25 | $164.2M | $99.5M | ||
| Q2 25 | $195.3M | $108.1M | ||
| Q1 25 | $175.4M | $181.7M | ||
| Q4 24 | $167.9M | $166.6M | ||
| Q3 24 | $176.2M | $115.2M | ||
| Q2 24 | $203.6M | $102.0M |
| Q1 26 | — | — | ||
| Q4 25 | 59.1% | 10.4% | ||
| Q3 25 | 63.9% | 18.7% | ||
| Q2 25 | 72.4% | 20.2% | ||
| Q1 25 | 65.2% | 34.0% | ||
| Q4 24 | 61.9% | 31.3% | ||
| Q3 24 | 65.6% | 21.5% | ||
| Q2 24 | 76.4% | 19.3% |
| Q1 26 | — | — | ||
| Q4 25 | 49.6% | 10.4% | ||
| Q3 25 | 52.7% | 18.0% | ||
| Q2 25 | 61.2% | 19.7% | ||
| Q1 25 | 55.2% | 33.1% | ||
| Q4 24 | 53.3% | 30.3% | ||
| Q3 24 | 55.6% | 20.9% | ||
| Q2 24 | 65.1% | 18.7% |
| Q1 26 | — | $4.34 | ||
| Q4 25 | $1.61 | $0.48 | ||
| Q3 25 | $1.67 | $0.84 | ||
| Q2 25 | $1.93 | $0.92 | ||
| Q1 25 | $1.69 | $1.54 | ||
| Q4 24 | $1.59 | $1.43 | ||
| Q3 24 | $1.65 | $0.98 | ||
| Q2 24 | $1.91 | $0.86 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | — |
| Total Assets | $7.4B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $60.3M | ||
| Q3 25 | — | $32.2M | ||
| Q2 25 | — | $54.5M | ||
| Q1 25 | — | $55.8M | ||
| Q4 24 | — | $43.0M | ||
| Q3 24 | — | $50.2M | ||
| Q2 24 | — | $62.8M |
| Q1 26 | — | — | ||
| Q4 25 | $5.8B | $5.7B | ||
| Q3 25 | $5.7B | $5.8B | ||
| Q2 25 | $5.7B | $5.9B | ||
| Q1 25 | $5.7B | $5.9B | ||
| Q4 24 | $5.6B | $5.9B | ||
| Q3 24 | $5.6B | $5.9B | ||
| Q2 24 | $5.4B | $6.0B |
| Q1 26 | — | — | ||
| Q4 25 | $7.4B | $12.0B | ||
| Q3 25 | $7.4B | $11.9B | ||
| Q2 25 | $7.2B | $11.8B | ||
| Q1 25 | $7.2B | $11.8B | ||
| Q4 24 | $7.1B | $11.8B | ||
| Q3 24 | $7.1B | $11.8B | ||
| Q2 24 | $6.7B | $11.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | — |
| Free Cash FlowOCF − Capex | $848.7M | — |
| FCF MarginFCF / Revenue | 271.7% | — |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $856.1M | $261.7M | ||
| Q3 25 | $215.9M | $266.4M | ||
| Q2 25 | $189.5M | $353.4M | ||
| Q1 25 | $221.6M | $196.6M | ||
| Q4 24 | $861.5M | $239.1M | ||
| Q3 24 | $229.2M | $309.5M | ||
| Q2 24 | $188.7M | $349.4M |
| Q1 26 | — | — | ||
| Q4 25 | $848.7M | $158.6M | ||
| Q3 25 | $210.6M | $170.8M | ||
| Q2 25 | $188.8M | $264.5M | ||
| Q1 25 | $221.3M | $124.0M | ||
| Q4 24 | $854.8M | $152.6M | ||
| Q3 24 | $228.7M | $215.5M | ||
| Q2 24 | $187.6M | $259.7M |
| Q1 26 | — | — | ||
| Q4 25 | 271.7% | 28.5% | ||
| Q3 25 | 67.5% | 30.8% | ||
| Q2 25 | 59.2% | 48.1% | ||
| Q1 25 | 69.7% | 22.6% | ||
| Q4 24 | 271.3% | 27.8% | ||
| Q3 24 | 72.2% | 39.1% | ||
| Q2 24 | 60.0% | 47.5% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 18.6% | ||
| Q3 25 | 1.7% | 17.2% | ||
| Q2 25 | 0.2% | 16.2% | ||
| Q1 25 | 0.1% | 13.2% | ||
| Q4 24 | 2.1% | 15.7% | ||
| Q3 24 | 0.2% | 17.1% | ||
| Q2 24 | 0.3% | 16.4% |
| Q1 26 | — | — | ||
| Q4 25 | 5.52× | 4.55× | ||
| Q3 25 | 1.31× | 2.68× | ||
| Q2 25 | 0.97× | 3.27× | ||
| Q1 25 | 1.26× | 1.08× | ||
| Q4 24 | 5.13× | 1.43× | ||
| Q3 24 | 1.30× | 2.69× | ||
| Q2 24 | 0.93× | 3.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
MAA
| Same Store Communities | $517.0M | 93% |
| Non-Same Store Communities | $22.1M | 4% |
| Lease-up/Development Communities | $7.7M | 1% |
| Commercial Property/Land | $7.0M | 1% |
