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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and ONESPAWORLD HOLDINGS Ltd (OSW). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $242.1M, roughly 1.3× ONESPAWORLD HOLDINGS Ltd). Essent Group Ltd. runs the higher net margin — 49.6% vs 5.0%, a 44.6% gap on every dollar of revenue. On growth, ONESPAWORLD HOLDINGS Ltd posted the faster year-over-year revenue change (11.5% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $14.9M). Over the past eight quarters, ONESPAWORLD HOLDINGS Ltd's revenue compounded faster (7.1% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
ESNT vs OSW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $242.1M |
| Net Profit | $155.0M | $12.1M |
| Gross Margin | — | — |
| Operating Margin | 59.1% | 6.8% |
| Net Margin | 49.6% | 5.0% |
| Revenue YoY | -0.8% | 11.5% |
| Net Profit YoY | -7.7% | -16.2% |
| EPS (diluted) | $1.61 | $0.12 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $312.4M | $242.1M | ||
| Q3 25 | $311.8M | $258.5M | ||
| Q2 25 | $319.1M | $240.7M | ||
| Q1 25 | $317.6M | $219.6M | ||
| Q4 24 | $315.0M | $217.2M | ||
| Q3 24 | $316.6M | $241.7M | ||
| Q2 24 | $312.9M | $224.9M | ||
| Q1 24 | $298.4M | $211.2M |
| Q4 25 | $155.0M | $12.1M | ||
| Q3 25 | $164.2M | $24.3M | ||
| Q2 25 | $195.3M | $19.9M | ||
| Q1 25 | $175.4M | $15.3M | ||
| Q4 24 | $167.9M | $14.4M | ||
| Q3 24 | $176.2M | $21.6M | ||
| Q2 24 | $203.6M | $15.8M | ||
| Q1 24 | $181.7M | $21.2M |
| Q4 25 | 59.1% | 6.8% | ||
| Q3 25 | 63.9% | 10.2% | ||
| Q2 25 | 72.4% | 9.2% | ||
| Q1 25 | 65.2% | 7.7% | ||
| Q4 24 | 61.9% | 7.9% | ||
| Q3 24 | 65.6% | 10.3% | ||
| Q2 24 | 76.4% | 8.4% | ||
| Q1 24 | 71.6% | 8.0% |
| Q4 25 | 49.6% | 5.0% | ||
| Q3 25 | 52.7% | 9.4% | ||
| Q2 25 | 61.2% | 8.3% | ||
| Q1 25 | 55.2% | 7.0% | ||
| Q4 24 | 53.3% | 6.6% | ||
| Q3 24 | 55.6% | 8.9% | ||
| Q2 24 | 65.1% | 7.0% | ||
| Q1 24 | 60.9% | 10.0% |
| Q4 25 | $1.61 | $0.12 | ||
| Q3 25 | $1.67 | $0.23 | ||
| Q2 25 | $1.93 | $0.19 | ||
| Q1 25 | $1.69 | $0.15 | ||
| Q4 24 | $1.59 | $0.13 | ||
| Q3 24 | $1.65 | $0.20 | ||
| Q2 24 | $1.91 | $0.15 | ||
| Q1 24 | $1.70 | $0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $16.3M |
| Total DebtLower is stronger | — | $84.0M |
| Stockholders' EquityBook value | $5.8B | $542.6M |
| Total Assets | $7.4B | $707.1M |
| Debt / EquityLower = less leverage | — | 0.15× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $16.3M | ||
| Q3 25 | — | $29.6M | ||
| Q2 25 | — | $35.0M | ||
| Q1 25 | — | $22.6M | ||
| Q4 24 | — | $57.4M | ||
| Q3 24 | — | $48.8M | ||
| Q2 24 | — | $62.5M | ||
| Q1 24 | — | $65.4M |
| Q4 25 | — | $84.0M | ||
| Q3 25 | — | $85.2M | ||
| Q2 25 | — | $96.2M | ||
| Q1 25 | — | $97.4M | ||
| Q4 24 | — | $98.6M | ||
| Q3 24 | — | $98.7M | ||
| Q2 24 | — | $123.8M | ||
| Q1 24 | — | $138.6M |
| Q4 25 | $5.8B | $542.6M | ||
| Q3 25 | $5.7B | $552.8M | ||
| Q2 25 | $5.7B | $548.3M | ||
| Q1 25 | $5.7B | $530.6M | ||
| Q4 24 | $5.6B | $554.5M | ||
| Q3 24 | $5.6B | $540.1M | ||
| Q2 24 | $5.4B | $532.7M | ||
| Q1 24 | $5.2B | $515.5M |
| Q4 25 | $7.4B | $707.1M | ||
| Q3 25 | $7.4B | $732.6M | ||
| Q2 25 | $7.2B | $731.8M | ||
| Q1 25 | $7.2B | $708.7M | ||
| Q4 24 | $7.1B | $746.4M | ||
| Q3 24 | $7.1B | $734.0M | ||
| Q2 24 | $6.7B | $756.8M | ||
| Q1 24 | $6.6B | $763.6M |
| Q4 25 | — | 0.15× | ||
| Q3 25 | — | 0.15× | ||
| Q2 25 | — | 0.18× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.18× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.23× | ||
| Q1 24 | — | 0.27× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | $20.0M |
| Free Cash FlowOCF − Capex | $848.7M | $14.9M |
| FCF MarginFCF / Revenue | 271.7% | 6.2% |
| Capex IntensityCapex / Revenue | 2.4% | 2.1% |
| Cash ConversionOCF / Net Profit | 5.52× | 1.65× |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $68.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $856.1M | $20.0M | ||
| Q3 25 | $215.9M | $33.2M | ||
| Q2 25 | $189.5M | $20.3M | ||
| Q1 25 | $221.6M | $10.1M | ||
| Q4 24 | $861.5M | $16.6M | ||
| Q3 24 | $229.2M | $28.6M | ||
| Q2 24 | $188.7M | $18.7M | ||
| Q1 24 | $216.9M | $15.0M |
| Q4 25 | $848.7M | $14.9M | ||
| Q3 25 | $210.6M | $27.6M | ||
| Q2 25 | $188.8M | $17.6M | ||
| Q1 25 | $221.3M | $8.4M | ||
| Q4 24 | $854.8M | $13.2M | ||
| Q3 24 | $228.7M | $27.5M | ||
| Q2 24 | $187.6M | $17.6M | ||
| Q1 24 | $212.5M | $13.7M |
| Q4 25 | 271.7% | 6.2% | ||
| Q3 25 | 67.5% | 10.7% | ||
| Q2 25 | 59.2% | 7.3% | ||
| Q1 25 | 69.7% | 3.8% | ||
| Q4 24 | 271.3% | 6.1% | ||
| Q3 24 | 72.2% | 11.4% | ||
| Q2 24 | 60.0% | 7.8% | ||
| Q1 24 | 71.2% | 6.5% |
| Q4 25 | 2.4% | 2.1% | ||
| Q3 25 | 1.7% | 2.2% | ||
| Q2 25 | 0.2% | 1.1% | ||
| Q1 25 | 0.1% | 0.8% | ||
| Q4 24 | 2.1% | 1.5% | ||
| Q3 24 | 0.2% | 0.5% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 1.5% | 0.6% |
| Q4 25 | 5.52× | 1.65× | ||
| Q3 25 | 1.31× | 1.36× | ||
| Q2 25 | 0.97× | 1.02× | ||
| Q1 25 | 1.26× | 0.66× | ||
| Q4 24 | 5.13× | 1.15× | ||
| Q3 24 | 1.30× | 1.33× | ||
| Q2 24 | 0.93× | 1.19× | ||
| Q1 24 | 1.19× | 0.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
OSW
| Services | $197.3M | 82% |
| Products | $44.8M | 18% |
