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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and Sweetgreen, Inc. (SG). Click either name above to swap in a different company.

Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $161.5M, roughly 1.9× Sweetgreen, Inc.). Sweetgreen, Inc. runs the higher net margin — 77.9% vs 49.6%, a 28.3% gap on every dollar of revenue. On growth, Essent Group Ltd. posted the faster year-over-year revenue change (-0.8% vs -2.9%). Over the past eight quarters, Essent Group Ltd.'s revenue compounded faster (2.3% CAGR vs -6.5%).

Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.

Sweetgreen is an American fast casual restaurant chain that serves salads. It was founded in November 2006 by Nicolas Jammet, Nathaniel Ru, and Jonathan Neman. In August 2007, they opened their first store in Washington, D.C., three months after they graduated from the McDonough School of Business at Georgetown University.

ESNT vs SG — Head-to-Head

Bigger by revenue
ESNT
ESNT
1.9× larger
ESNT
$312.4M
$161.5M
SG
Growing faster (revenue YoY)
ESNT
ESNT
+2.0% gap
ESNT
-0.8%
-2.9%
SG
Higher net margin
SG
SG
28.3% more per $
SG
77.9%
49.6%
ESNT
Faster 2-yr revenue CAGR
ESNT
ESNT
Annualised
ESNT
2.3%
-6.5%
SG

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
ESNT
ESNT
SG
SG
Revenue
$312.4M
$161.5M
Net Profit
$155.0M
$125.8M
Gross Margin
Operating Margin
59.1%
68.7%
Net Margin
49.6%
77.9%
Revenue YoY
-0.8%
-2.9%
Net Profit YoY
-7.7%
602.5%
EPS (diluted)
$1.61
$1.05

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESNT
ESNT
SG
SG
Q1 26
$161.5M
Q4 25
$312.4M
$155.2M
Q3 25
$311.8M
$172.4M
Q2 25
$319.1M
$185.6M
Q1 25
$317.6M
$166.3M
Q4 24
$315.0M
$160.9M
Q3 24
$316.6M
$173.4M
Q2 24
$312.9M
$184.6M
Net Profit
ESNT
ESNT
SG
SG
Q1 26
$125.8M
Q4 25
$155.0M
$-49.7M
Q3 25
$164.2M
$-36.1M
Q2 25
$195.3M
$-23.2M
Q1 25
$175.4M
$-25.0M
Q4 24
$167.9M
$-29.0M
Q3 24
$176.2M
$-20.8M
Q2 24
$203.6M
$-14.5M
Operating Margin
ESNT
ESNT
SG
SG
Q1 26
68.7%
Q4 25
59.1%
-31.0%
Q3 25
63.9%
-21.0%
Q2 25
72.4%
-14.2%
Q1 25
65.2%
-17.2%
Q4 24
61.9%
-19.5%
Q3 24
65.6%
-12.2%
Q2 24
76.4%
-8.8%
Net Margin
ESNT
ESNT
SG
SG
Q1 26
77.9%
Q4 25
49.6%
-32.0%
Q3 25
52.7%
-21.0%
Q2 25
61.2%
-12.5%
Q1 25
55.2%
-15.1%
Q4 24
53.3%
-18.0%
Q3 24
55.6%
-12.0%
Q2 24
65.1%
-7.8%
EPS (diluted)
ESNT
ESNT
SG
SG
Q1 26
$1.05
Q4 25
$1.61
$-0.42
Q3 25
$1.67
$-0.31
Q2 25
$1.93
$-0.20
Q1 25
$1.69
$-0.21
Q4 24
$1.59
$-0.25
Q3 24
$1.65
$-0.18
Q2 24
$1.91
$-0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESNT
ESNT
SG
SG
Cash + ST InvestmentsLiquidity on hand
$156.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.8B
$488.9M
Total Assets
$7.4B
$912.7M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESNT
ESNT
SG
SG
Q1 26
$156.8M
Q4 25
$89.2M
Q3 25
$130.0M
Q2 25
$168.5M
Q1 25
$183.9M
Q4 24
$214.8M
Q3 24
$234.6M
Q2 24
$244.6M
Stockholders' Equity
ESNT
ESNT
SG
SG
Q1 26
$488.9M
Q4 25
$5.8B
$356.1M
Q3 25
$5.7B
$393.3M
Q2 25
$5.7B
$423.3M
Q1 25
$5.7B
$432.8M
Q4 24
$5.6B
$446.1M
Q3 24
$5.6B
$463.3M
Q2 24
$5.4B
$470.1M
Total Assets
ESNT
ESNT
SG
SG
Q1 26
$912.7M
Q4 25
$7.4B
$788.1M
Q3 25
$7.4B
$824.8M
Q2 25
$7.2B
$831.9M
Q1 25
$7.2B
$834.3M
Q4 24
$7.1B
$856.8M
Q3 24
$7.1B
$858.0M
Q2 24
$6.7B
$859.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESNT
ESNT
SG
SG
Operating Cash FlowLast quarter
$856.1M
$-17.2M
Free Cash FlowOCF − Capex
$848.7M
FCF MarginFCF / Revenue
271.7%
Capex IntensityCapex / Revenue
2.4%
Cash ConversionOCF / Net Profit
5.52×
-0.14×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESNT
ESNT
SG
SG
Q1 26
$-17.2M
Q4 25
$856.1M
$-8.7M
Q3 25
$215.9M
$-1.4M
Q2 25
$189.5M
$10.5M
Q1 25
$221.6M
$-13.1M
Q4 24
$861.5M
$6.1M
Q3 24
$229.2M
$14.7M
Q2 24
$188.7M
$19.1M
Free Cash Flow
ESNT
ESNT
SG
SG
Q1 26
Q4 25
$848.7M
$-39.0M
Q3 25
$210.6M
$-37.2M
Q2 25
$188.8M
$-13.1M
Q1 25
$221.3M
$-29.9M
Q4 24
$854.8M
$-20.6M
Q3 24
$228.7M
$-10.3M
Q2 24
$187.6M
$-156.0K
FCF Margin
ESNT
ESNT
SG
SG
Q1 26
Q4 25
271.7%
-25.1%
Q3 25
67.5%
-21.6%
Q2 25
59.2%
-7.1%
Q1 25
69.7%
-18.0%
Q4 24
271.3%
-12.8%
Q3 24
72.2%
-6.0%
Q2 24
60.0%
-0.1%
Capex Intensity
ESNT
ESNT
SG
SG
Q1 26
Q4 25
2.4%
19.6%
Q3 25
1.7%
20.8%
Q2 25
0.2%
12.7%
Q1 25
0.1%
10.1%
Q4 24
2.1%
16.6%
Q3 24
0.2%
14.4%
Q2 24
0.3%
10.4%
Cash Conversion
ESNT
ESNT
SG
SG
Q1 26
-0.14×
Q4 25
5.52×
Q3 25
1.31×
Q2 25
0.97×
Q1 25
1.26×
Q4 24
5.13×
Q3 24
1.30×
Q2 24
0.93×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESNT
ESNT

Mortgage Insurance Segment$192.4M62%
Other$120.0M38%

SG
SG

Segment breakdown not available.

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