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Side-by-side financial comparison of Essent Group Ltd. (ESNT) and WORKIVA INC (WK). Click either name above to swap in a different company.
Essent Group Ltd. is the larger business by last-quarter revenue ($312.4M vs $247.3M, roughly 1.3× WORKIVA INC). Essent Group Ltd. runs the higher net margin — 49.6% vs 7.7%, a 41.9% gap on every dollar of revenue. On growth, WORKIVA INC posted the faster year-over-year revenue change (19.9% vs -0.8%). Essent Group Ltd. produced more free cash flow last quarter ($848.7M vs $25.7M). Over the past eight quarters, WORKIVA INC's revenue compounded faster (18.0% CAGR vs 2.3%).
Essentra PLC is a supplier of plastic and fibre products. The company operates internationally from headquarters in Kidlington, Oxfordshire. It is listed on the London Stock Exchange.
Workiva, Inc. is a global software-as-a-service (SaaS) company. It provides a cloud-based connected and reporting compliance platform that enables the use of connected data and automation of reporting across finance, accounting, risk, and compliance.
ESNT vs WK — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $312.4M | $247.3M |
| Net Profit | $155.0M | $19.0M |
| Gross Margin | — | 80.4% |
| Operating Margin | 59.1% | 25.8% |
| Net Margin | 49.6% | 7.7% |
| Revenue YoY | -0.8% | 19.9% |
| Net Profit YoY | -7.7% | — |
| EPS (diluted) | $1.61 | $0.33 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $247.3M | ||
| Q4 25 | $312.4M | $238.9M | ||
| Q3 25 | $311.8M | $224.2M | ||
| Q2 25 | $319.1M | $215.2M | ||
| Q1 25 | $317.6M | $206.3M | ||
| Q4 24 | $315.0M | $199.9M | ||
| Q3 24 | $316.6M | $185.6M | ||
| Q2 24 | $312.9M | $177.5M |
| Q1 26 | — | $19.0M | ||
| Q4 25 | $155.0M | $11.8M | ||
| Q3 25 | $164.2M | $2.8M | ||
| Q2 25 | $195.3M | $-19.4M | ||
| Q1 25 | $175.4M | $-21.4M | ||
| Q4 24 | $167.9M | $-8.8M | ||
| Q3 24 | $176.2M | $-17.0M | ||
| Q2 24 | $203.6M | $-17.5M |
| Q1 26 | — | 80.4% | ||
| Q4 25 | — | 80.7% | ||
| Q3 25 | — | 79.3% | ||
| Q2 25 | — | 77.0% | ||
| Q1 25 | — | 76.6% | ||
| Q4 24 | — | 77.1% | ||
| Q3 24 | — | 76.5% | ||
| Q2 24 | — | 76.8% |
| Q1 26 | — | 25.8% | ||
| Q4 25 | 59.1% | 3.3% | ||
| Q3 25 | 63.9% | -1.5% | ||
| Q2 25 | 72.4% | -10.3% | ||
| Q1 25 | 65.2% | -12.0% | ||
| Q4 24 | 61.9% | -6.7% | ||
| Q3 24 | 65.6% | -11.7% | ||
| Q2 24 | 76.4% | -13.0% |
| Q1 26 | — | 7.7% | ||
| Q4 25 | 49.6% | 4.9% | ||
| Q3 25 | 52.7% | 1.2% | ||
| Q2 25 | 61.2% | -9.0% | ||
| Q1 25 | 55.2% | -10.4% | ||
| Q4 24 | 53.3% | -4.4% | ||
| Q3 24 | 55.6% | -9.2% | ||
| Q2 24 | 65.1% | -9.9% |
| Q1 26 | — | $0.33 | ||
| Q4 25 | $1.61 | $0.21 | ||
| Q3 25 | $1.67 | $0.05 | ||
| Q2 25 | $1.93 | $-0.35 | ||
| Q1 25 | $1.69 | $-0.38 | ||
| Q4 24 | $1.59 | $-0.15 | ||
| Q3 24 | $1.65 | $-0.31 | ||
| Q2 24 | $1.91 | $-0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $334.3M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.8B | — |
| Total Assets | $7.4B | $1.4B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $334.3M | ||
| Q4 25 | — | $338.8M | ||
| Q3 25 | — | $315.9M | ||
| Q2 25 | — | $284.3M | ||
| Q1 25 | — | $242.0M | ||
| Q4 24 | — | $301.8M | ||
| Q3 24 | — | $248.2M | ||
| Q2 24 | — | $267.9M |
| Q1 26 | — | — | ||
| Q4 25 | $5.8B | $-5.4M | ||
| Q3 25 | $5.7B | $-36.9M | ||
| Q2 25 | $5.7B | $-66.5M | ||
| Q1 25 | $5.7B | $-75.7M | ||
| Q4 24 | $5.6B | $-41.7M | ||
| Q3 24 | $5.6B | $-50.8M | ||
| Q2 24 | $5.4B | $-77.7M |
| Q1 26 | — | $1.4B | ||
| Q4 25 | $7.4B | $1.5B | ||
| Q3 25 | $7.4B | $1.4B | ||
| Q2 25 | $7.2B | $1.3B | ||
| Q1 25 | $7.2B | $1.3B | ||
| Q4 24 | $7.1B | $1.4B | ||
| Q3 24 | $7.1B | $1.3B | ||
| Q2 24 | $6.7B | $1.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $856.1M | — |
| Free Cash FlowOCF − Capex | $848.7M | $25.7M |
| FCF MarginFCF / Revenue | 271.7% | 10.4% |
| Capex IntensityCapex / Revenue | 2.4% | — |
| Cash ConversionOCF / Net Profit | 5.52× | — |
| TTM Free Cash FlowTrailing 4 quarters | $1.5B | $171.9M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $856.1M | $51.0M | ||
| Q3 25 | $215.9M | $46.2M | ||
| Q2 25 | $189.5M | $50.3M | ||
| Q1 25 | $221.6M | $-7.4M | ||
| Q4 24 | $861.5M | $44.0M | ||
| Q3 24 | $229.2M | $18.9M | ||
| Q2 24 | $188.7M | $-14.0K |
| Q1 26 | — | $25.7M | ||
| Q4 25 | $848.7M | $50.7M | ||
| Q3 25 | $210.6M | $46.1M | ||
| Q2 25 | $188.8M | $49.3M | ||
| Q1 25 | $221.3M | $-8.1M | ||
| Q4 24 | $854.8M | $43.2M | ||
| Q3 24 | $228.7M | $18.7M | ||
| Q2 24 | $187.6M | $-122.0K |
| Q1 26 | — | 10.4% | ||
| Q4 25 | 271.7% | 21.2% | ||
| Q3 25 | 67.5% | 20.5% | ||
| Q2 25 | 59.2% | 22.9% | ||
| Q1 25 | 69.7% | -3.9% | ||
| Q4 24 | 271.3% | 21.6% | ||
| Q3 24 | 72.2% | 10.1% | ||
| Q2 24 | 60.0% | -0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 2.4% | 0.1% | ||
| Q3 25 | 1.7% | 0.0% | ||
| Q2 25 | 0.2% | 0.5% | ||
| Q1 25 | 0.1% | 0.4% | ||
| Q4 24 | 2.1% | 0.4% | ||
| Q3 24 | 0.2% | 0.1% | ||
| Q2 24 | 0.3% | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 5.52× | 4.31× | ||
| Q3 25 | 1.31× | 16.57× | ||
| Q2 25 | 0.97× | — | ||
| Q1 25 | 1.26× | — | ||
| Q4 24 | 5.13× | — | ||
| Q3 24 | 1.30× | — | ||
| Q2 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ESNT
| Mortgage Insurance Segment | $192.4M | 62% |
| Other | $120.0M | 38% |
WK
| Subscription and support | $225.4M | 91% |
| Other | $22.0M | 9% |
