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Side-by-side financial comparison of Essex Property Trust (ESS) and EVERTEC, Inc. (EVTC). Click either name above to swap in a different company.

Essex Property Trust is the larger business by last-quarter revenue ($479.6M vs $244.8M, roughly 2.0× EVERTEC, Inc.). Essex Property Trust runs the higher net margin — 17.9% vs 15.1%, a 2.8% gap on every dollar of revenue. On growth, EVERTEC, Inc. posted the faster year-over-year revenue change (13.1% vs 5.5%). Over the past eight quarters, EVERTEC, Inc.'s revenue compounded faster (9.2% CAGR vs 6.0%).

Essex Property Trust is a publicly traded real estate investment trust that invests in apartments in California and in the Seattle metropolitan area.

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

ESS vs EVTC — Head-to-Head

Bigger by revenue
ESS
ESS
2.0× larger
ESS
$479.6M
$244.8M
EVTC
Growing faster (revenue YoY)
EVTC
EVTC
+7.6% gap
EVTC
13.1%
5.5%
ESS
Higher net margin
ESS
ESS
2.8% more per $
ESS
17.9%
15.1%
EVTC
Faster 2-yr revenue CAGR
EVTC
EVTC
Annualised
EVTC
9.2%
6.0%
ESS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
ESS
ESS
EVTC
EVTC
Revenue
$479.6M
$244.8M
Net Profit
$85.7M
$37.0M
Gross Margin
70.0%
Operating Margin
31.7%
17.6%
Net Margin
17.9%
15.1%
Revenue YoY
5.5%
13.1%
Net Profit YoY
-71.6%
-8.9%
EPS (diluted)
$1.24
$0.57

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ESS
ESS
EVTC
EVTC
Q4 25
$479.6M
$244.8M
Q3 25
$473.3M
$228.6M
Q2 25
$469.8M
$229.6M
Q1 25
$464.6M
$228.8M
Q4 24
$454.5M
$216.4M
Q3 24
$450.7M
$211.8M
Q2 24
$442.4M
$212.0M
Q1 24
$426.9M
$205.3M
Net Profit
ESS
ESS
EVTC
EVTC
Q4 25
$85.7M
$37.0M
Q3 25
$172.7M
$32.9M
Q2 25
$231.5M
$40.5M
Q1 25
$212.8M
$32.7M
Q4 24
$301.7M
$40.7M
Q3 24
$125.5M
$24.7M
Q2 24
$99.0M
$31.9M
Q1 24
$285.1M
$16.0M
Gross Margin
ESS
ESS
EVTC
EVTC
Q4 25
70.0%
Q3 25
69.2%
Q2 25
70.7%
Q1 25
69.6%
Q4 24
70.0%
Q3 24
69.5%
Q2 24
70.8%
Q1 24
69.7%
Operating Margin
ESS
ESS
EVTC
EVTC
Q4 25
31.7%
17.6%
Q3 25
44.5%
16.5%
Q2 25
59.5%
24.4%
Q1 25
55.3%
21.6%
Q4 24
67.0%
22.2%
Q3 24
28.6%
19.6%
Q2 24
31.1%
20.5%
Q1 24
31.0%
16.0%
Net Margin
ESS
ESS
EVTC
EVTC
Q4 25
17.9%
15.1%
Q3 25
36.5%
14.4%
Q2 25
49.3%
17.6%
Q1 25
45.8%
14.3%
Q4 24
66.4%
18.8%
Q3 24
27.8%
11.7%
Q2 24
22.4%
15.0%
Q1 24
66.8%
7.8%
EPS (diluted)
ESS
ESS
EVTC
EVTC
Q4 25
$1.24
$0.57
Q3 25
$2.56
$0.51
Q2 25
$3.44
$0.62
Q1 25
$3.16
$0.50
Q4 24
$4.00
$0.62
Q3 24
$1.84
$0.38
Q2 24
$1.45
$0.49
Q1 24
$4.25
$0.24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ESS
ESS
EVTC
EVTC
Cash + ST InvestmentsLiquidity on hand
$76.2M
$306.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$5.5B
$621.6M
Total Assets
$13.2B
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ESS
ESS
EVTC
EVTC
Q4 25
$76.2M
$306.0M
Q3 25
$66.0M
$474.7M
Q2 25
$58.7M
$290.6M
Q1 25
$98.7M
$265.9M
Q4 24
$66.8M
$273.6M
Q3 24
$71.3M
$275.4M
Q2 24
$55.2M
$257.7M
Q1 24
$499.0M
$293.7M
Total Debt
ESS
ESS
EVTC
EVTC
Q4 25
Q3 25
$6.4B
Q2 25
$6.4B
Q1 25
$6.8B
Q4 24
Q3 24
$6.4B
Q2 24
$6.2B
Q1 24
$6.6B
Stockholders' Equity
ESS
ESS
EVTC
EVTC
Q4 25
$5.5B
$621.6M
Q3 25
$5.6B
$663.8M
Q2 25
$5.6B
$612.3M
Q1 25
$5.6B
$542.1M
Q4 24
$5.5B
$472.5M
Q3 24
$5.4B
$502.6M
Q2 24
$5.5B
$483.4M
Q1 24
$5.5B
$507.3M
Total Assets
ESS
ESS
EVTC
EVTC
Q4 25
$13.2B
$2.2B
Q3 25
$13.2B
$2.1B
Q2 25
$13.2B
$2.0B
Q1 25
$13.2B
$1.9B
Q4 24
$12.9B
$1.9B
Q3 24
$12.6B
$1.9B
Q2 24
$12.5B
$1.9B
Q1 24
$12.9B
$2.0B
Debt / Equity
ESS
ESS
EVTC
EVTC
Q4 25
Q3 25
1.15×
Q2 25
1.14×
Q1 25
1.22×
Q4 24
Q3 24
1.18×
Q2 24
1.13×
Q1 24
1.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ESS
ESS
EVTC
EVTC
Operating Cash FlowLast quarter
$1.1B
$70.0M
Free Cash FlowOCF − Capex
$63.7M
FCF MarginFCF / Revenue
26.0%
Capex IntensityCapex / Revenue
2.6%
Cash ConversionOCF / Net Profit
12.53×
1.89×
TTM Free Cash FlowTrailing 4 quarters
$203.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ESS
ESS
EVTC
EVTC
Q4 25
$1.1B
$70.0M
Q3 25
$342.6M
$70.9M
Q2 25
$216.1M
$48.5M
Q1 25
$281.5M
$37.6M
Q4 24
$1.1B
$75.2M
Q3 24
$316.2M
$53.6M
Q2 24
$218.9M
$90.6M
Q1 24
$314.9M
$40.7M
Free Cash Flow
ESS
ESS
EVTC
EVTC
Q4 25
$63.7M
Q3 25
$65.3M
Q2 25
$43.5M
Q1 25
$31.2M
Q4 24
$70.8M
Q3 24
$49.7M
Q2 24
$78.8M
Q1 24
$35.3M
FCF Margin
ESS
ESS
EVTC
EVTC
Q4 25
26.0%
Q3 25
28.5%
Q2 25
18.9%
Q1 25
13.7%
Q4 24
32.7%
Q3 24
23.5%
Q2 24
37.2%
Q1 24
17.2%
Capex Intensity
ESS
ESS
EVTC
EVTC
Q4 25
2.6%
Q3 25
2.5%
Q2 25
2.2%
Q1 25
2.8%
Q4 24
2.0%
Q3 24
1.8%
Q2 24
5.6%
Q1 24
2.6%
Cash Conversion
ESS
ESS
EVTC
EVTC
Q4 25
12.53×
1.89×
Q3 25
1.98×
2.16×
Q2 25
0.93×
1.20×
Q1 25
1.32×
1.15×
Q4 24
3.54×
1.85×
Q3 24
2.52×
2.17×
Q2 24
2.21×
2.84×
Q1 24
1.10×
2.55×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ESS
ESS

Segment breakdown not available.

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

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