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Side-by-side financial comparison of enCore Energy Corp. (EU) and PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK). Click either name above to swap in a different company.
PEOPLES BANCORP OF NORTH CAROLINA INC is the larger business by last-quarter revenue ($21.5M vs $12.4M, roughly 1.7× enCore Energy Corp.). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -173.9%, a 204.7% gap on every dollar of revenue. PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $7.2M).
Devon Energy Corporation is an American company engaged in hydrocarbon exploration. It is organized in Delaware with operational headquarters in the 50-story Devon Energy Center in Oklahoma City, Oklahoma. Its operations are in the Delaware Basin, Eagle Ford Group, and the Rocky Mountains.
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
EU vs PEBK — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $12.4M | $21.5M |
| Net Profit | $-21.5M | $6.6M |
| Gross Margin | 37.9% | — |
| Operating Margin | -135.9% | 40.7% |
| Net Margin | -173.9% | 30.8% |
| Revenue YoY | — | 5.6% |
| Net Profit YoY | — | 86.4% |
| EPS (diluted) | $-0.11 | $1.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $12.4M | $21.5M | ||
| Q3 25 | $8.9M | $21.4M | ||
| Q2 25 | $3.7M | $20.7M | ||
| Q1 25 | $18.2M | $20.0M | ||
| Q4 24 | — | $20.4M | ||
| Q3 24 | — | $20.5M | ||
| Q2 24 | — | $20.1M | ||
| Q1 24 | — | $19.8M |
| Q4 25 | $-21.5M | $6.6M | ||
| Q3 25 | $-4.8M | $3.7M | ||
| Q2 25 | $-6.3M | $5.2M | ||
| Q1 25 | $-24.2M | $4.3M | ||
| Q4 24 | — | $3.6M | ||
| Q3 24 | — | $4.0M | ||
| Q2 24 | — | $4.9M | ||
| Q1 24 | — | $3.9M |
| Q4 25 | 37.9% | — | ||
| Q3 25 | 43.8% | — | ||
| Q2 25 | 30.8% | — | ||
| Q1 25 | -0.1% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | -135.9% | 40.7% | ||
| Q3 25 | -158.2% | 22.4% | ||
| Q2 25 | -526.1% | 32.2% | ||
| Q1 25 | -85.7% | 28.2% | ||
| Q4 24 | — | 22.5% | ||
| Q3 24 | — | 26.0% | ||
| Q2 24 | — | 31.3% | ||
| Q1 24 | — | 23.9% |
| Q4 25 | -173.9% | 30.8% | ||
| Q3 25 | -53.7% | 17.2% | ||
| Q2 25 | -172.7% | 24.9% | ||
| Q1 25 | -132.9% | 21.8% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 24.4% | ||
| Q1 24 | — | 19.9% |
| Q4 25 | $-0.11 | $1.21 | ||
| Q3 25 | $-0.03 | $0.67 | ||
| Q2 25 | $-0.03 | $0.95 | ||
| Q1 25 | $-0.13 | $0.79 | ||
| Q4 24 | — | $0.65 | ||
| Q3 24 | — | $0.72 | ||
| Q2 24 | — | $0.89 | ||
| Q1 24 | — | $0.72 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $52.4M | $58.1M |
| Total DebtLower is stronger | $110.0M | — |
| Stockholders' EquityBook value | $229.2M | $157.1M |
| Total Assets | $430.4M | $1.7B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $52.4M | $58.1M | ||
| Q3 25 | $91.9M | — | ||
| Q2 25 | $26.9M | — | ||
| Q1 25 | $29.7M | — | ||
| Q4 24 | — | $59.3M | ||
| Q3 24 | — | $73.2M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $110.0M | — | ||
| Q3 25 | $109.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $229.2M | $157.1M | ||
| Q3 25 | $248.6M | $149.5M | ||
| Q2 25 | $264.7M | $144.0M | ||
| Q1 25 | $267.9M | $138.5M | ||
| Q4 24 | — | $130.6M | ||
| Q3 24 | — | $136.3M | ||
| Q2 24 | — | $124.3M | ||
| Q1 24 | — | $121.1M |
| Q4 25 | $430.4M | $1.7B | ||
| Q3 25 | $441.9M | $1.7B | ||
| Q2 25 | $359.4M | $1.7B | ||
| Q1 25 | $362.6M | $1.7B | ||
| Q4 24 | — | $1.7B | ||
| Q3 24 | — | $1.7B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.7B |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.44× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $12.9M | $21.4M |
| Free Cash FlowOCF − Capex | $7.2M | $20.0M |
| FCF MarginFCF / Revenue | 57.8% | 92.7% |
| Capex IntensityCapex / Revenue | 46.7% | 6.6% |
| Cash ConversionOCF / Net Profit | — | 3.22× |
| TTM Free Cash FlowTrailing 4 quarters | $-45.0M | $34.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $12.9M | $21.4M | ||
| Q3 25 | $-20.3M | $4.7M | ||
| Q2 25 | $-9.9M | $5.5M | ||
| Q1 25 | $-7.7M | $5.9M | ||
| Q4 24 | — | $20.6M | ||
| Q3 24 | — | $4.9M | ||
| Q2 24 | — | $6.7M | ||
| Q1 24 | — | $3.7M |
| Q4 25 | $7.2M | $20.0M | ||
| Q3 25 | $-26.3M | $4.4M | ||
| Q2 25 | $-14.1M | $5.4M | ||
| Q1 25 | $-11.7M | $5.2M | ||
| Q4 24 | — | $20.0M | ||
| Q3 24 | — | $4.7M | ||
| Q2 24 | — | $6.6M | ||
| Q1 24 | — | $3.5M |
| Q4 25 | 57.8% | 92.7% | ||
| Q3 25 | -296.6% | 20.4% | ||
| Q2 25 | -385.2% | 25.9% | ||
| Q1 25 | -64.1% | 25.8% | ||
| Q4 24 | — | 98.0% | ||
| Q3 24 | — | 22.9% | ||
| Q2 24 | — | 32.7% | ||
| Q1 24 | — | 17.9% |
| Q4 25 | 46.7% | 6.6% | ||
| Q3 25 | 68.0% | 1.5% | ||
| Q2 25 | 115.1% | 0.5% | ||
| Q1 25 | 21.7% | 3.8% | ||
| Q4 24 | — | 2.9% | ||
| Q3 24 | — | 1.0% | ||
| Q2 24 | — | 0.4% | ||
| Q1 24 | — | 0.6% |
| Q4 25 | — | 3.22× | ||
| Q3 25 | — | 1.27× | ||
| Q2 25 | — | 1.06× | ||
| Q1 25 | — | 1.36× | ||
| Q4 24 | — | 5.78× | ||
| Q3 24 | — | 1.24× | ||
| Q2 24 | — | 1.36× | ||
| Q1 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
