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Side-by-side financial comparison of EverQuote, Inc. (EVER) and FIRST COMMONWEALTH FINANCIAL CORP (FCF). Click either name above to swap in a different company.
EverQuote, Inc. is the larger business by last-quarter revenue ($195.3M vs $133.7M, roughly 1.5× FIRST COMMONWEALTH FINANCIAL CORP). EverQuote, Inc. runs the higher net margin — 29.6% vs 28.1%, a 1.5% gap on every dollar of revenue. On growth, EverQuote, Inc. posted the faster year-over-year revenue change (32.5% vs 13.0%). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (46.5% CAGR vs 5.5%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
EVER vs FCF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $195.3M | $133.7M |
| Net Profit | $57.8M | $37.5M |
| Gross Margin | 97.7% | — |
| Operating Margin | 9.5% | — |
| Net Margin | 29.6% | 28.1% |
| Revenue YoY | 32.5% | 13.0% |
| Net Profit YoY | 369.3% | 14.8% |
| EPS (diluted) | $1.53 | $0.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $133.7M | ||
| Q4 25 | $195.3M | $137.9M | ||
| Q3 25 | $173.9M | $136.0M | ||
| Q2 25 | $156.6M | $131.0M | ||
| Q1 25 | $166.6M | $118.0M | ||
| Q4 24 | $147.5M | $120.4M | ||
| Q3 24 | $144.5M | $121.2M | ||
| Q2 24 | $117.1M | $120.2M |
| Q1 26 | — | $37.5M | ||
| Q4 25 | $57.8M | $44.9M | ||
| Q3 25 | $18.9M | $41.3M | ||
| Q2 25 | $14.7M | $33.4M | ||
| Q1 25 | $8.0M | $32.7M | ||
| Q4 24 | $12.3M | $35.8M | ||
| Q3 24 | $11.6M | $32.1M | ||
| Q2 24 | $6.4M | $37.1M |
| Q1 26 | — | — | ||
| Q4 25 | 97.7% | — | ||
| Q3 25 | 97.3% | — | ||
| Q2 25 | 96.9% | — | ||
| Q1 25 | 96.8% | — | ||
| Q4 24 | 96.3% | — | ||
| Q3 24 | 96.2% | — | ||
| Q2 24 | 95.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.5% | 40.9% | ||
| Q3 25 | 10.1% | 38.1% | ||
| Q2 25 | 9.0% | 32.1% | ||
| Q1 25 | 4.8% | 34.8% | ||
| Q4 24 | 8.2% | 37.1% | ||
| Q3 24 | 8.1% | 33.4% | ||
| Q2 24 | 5.4% | 38.7% |
| Q1 26 | — | 28.1% | ||
| Q4 25 | 29.6% | 32.5% | ||
| Q3 25 | 10.8% | 30.4% | ||
| Q2 25 | 9.4% | 25.5% | ||
| Q1 25 | 4.8% | 27.7% | ||
| Q4 24 | 8.3% | 29.8% | ||
| Q3 24 | 8.0% | 26.5% | ||
| Q2 24 | 5.5% | 30.9% |
| Q1 26 | — | $0.37 | ||
| Q4 25 | $1.53 | $0.44 | ||
| Q3 25 | $0.50 | $0.39 | ||
| Q2 25 | $0.39 | $0.32 | ||
| Q1 25 | $0.21 | $0.32 | ||
| Q4 24 | $0.35 | $0.35 | ||
| Q3 24 | $0.31 | $0.31 | ||
| Q2 24 | $0.17 | $0.36 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $171.4M | — |
| Total DebtLower is stronger | — | $154.9M |
| Stockholders' EquityBook value | $238.0M | $1.6B |
| Total Assets | $326.9M | $12.3B |
| Debt / EquityLower = less leverage | — | 0.10× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $171.4M | — | ||
| Q3 25 | $145.8M | — | ||
| Q2 25 | $148.2M | — | ||
| Q1 25 | $125.0M | — | ||
| Q4 24 | $102.1M | — | ||
| Q3 24 | $82.8M | — | ||
| Q2 24 | $60.9M | — |
| Q1 26 | — | $154.9M | ||
| Q4 25 | — | $261.7M | ||
| Q3 25 | — | $262.1M | ||
| Q2 25 | — | $262.4M | ||
| Q1 25 | — | $262.7M | ||
| Q4 24 | — | $263.0M | ||
| Q3 24 | — | $136.3M | ||
| Q2 24 | — | $136.6M |
| Q1 26 | — | $1.6B | ||
| Q4 25 | $238.0M | $1.6B | ||
| Q3 25 | $174.9M | $1.5B | ||
| Q2 25 | $170.3M | $1.5B | ||
| Q1 25 | $149.5M | $1.4B | ||
| Q4 24 | $135.4M | $1.4B | ||
| Q3 24 | $117.7M | $1.4B | ||
| Q2 24 | $100.8M | $1.4B |
| Q1 26 | — | $12.3B | ||
| Q4 25 | $326.9M | $12.3B | ||
| Q3 25 | $256.1M | $12.3B | ||
| Q2 25 | $241.4M | $12.2B | ||
| Q1 25 | $232.1M | $11.8B | ||
| Q4 24 | $210.5M | $11.6B | ||
| Q3 24 | $180.5M | $12.0B | ||
| Q2 24 | $158.0M | $11.6B |
| Q1 26 | — | 0.10× | ||
| Q4 25 | — | 0.17× | ||
| Q3 25 | — | 0.17× | ||
| Q2 25 | — | 0.17× | ||
| Q1 25 | — | 0.18× | ||
| Q4 24 | — | 0.19× | ||
| Q3 24 | — | 0.10× | ||
| Q2 24 | — | 0.10× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.0M | — |
| Free Cash FlowOCF − Capex | $25.8M | — |
| FCF MarginFCF / Revenue | 13.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 0.47× | — |
| TTM Free Cash FlowTrailing 4 quarters | $90.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $27.0M | $187.5M | ||
| Q3 25 | $19.8M | $49.5M | ||
| Q2 25 | $25.3M | $30.4M | ||
| Q1 25 | $23.3M | $55.9M | ||
| Q4 24 | $20.1M | $129.5M | ||
| Q3 24 | $23.6M | $53.6M | ||
| Q2 24 | $12.4M | $22.7M |
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $171.5M | ||
| Q3 25 | $18.5M | — | ||
| Q2 25 | $23.8M | — | ||
| Q1 25 | $22.2M | — | ||
| Q4 24 | $19.1M | $113.9M | ||
| Q3 24 | $22.1M | — | ||
| Q2 24 | $11.5M | — |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | 124.3% | ||
| Q3 25 | 10.6% | — | ||
| Q2 25 | 15.2% | — | ||
| Q1 25 | 13.3% | — | ||
| Q4 24 | 13.0% | 94.6% | ||
| Q3 24 | 15.3% | — | ||
| Q2 24 | 9.8% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 11.7% | ||
| Q3 25 | 0.7% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 0.7% | 12.9% | ||
| Q3 24 | 1.0% | — | ||
| Q2 24 | 0.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.47× | 4.18× | ||
| Q3 25 | 1.05× | 1.20× | ||
| Q2 25 | 1.72× | 0.91× | ||
| Q1 25 | 2.92× | 1.71× | ||
| Q4 24 | 1.64× | 3.61× | ||
| Q3 24 | 2.04× | 1.67× | ||
| Q2 24 | 1.93× | 0.61× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
FCF
Segment breakdown not available.
