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Side-by-side financial comparison of EverQuote, Inc. (EVER) and LendingClub Corp (LC). Click either name above to swap in a different company.
LendingClub Corp is the larger business by last-quarter revenue ($252.3M vs $195.3M, roughly 1.3× EverQuote, Inc.). EverQuote, Inc. runs the higher net margin — 29.6% vs 20.5%, a 9.1% gap on every dollar of revenue. On growth, EverQuote, Inc. posted the faster year-over-year revenue change (32.5% vs 15.9%). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (46.5% CAGR vs 16.1%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
LendingClub Corporation is an American financial services company headquartered in San Francisco, California. It was the first peer-to-peer lender to register its offerings as securities with the Securities and Exchange Commission (SEC), and to offer loan trading on a secondary market. At its height, LendingClub was the world's largest peer-to-peer lending platform. The company reported that $15.98 billion in loans had been originated through its platform up to December 31, 2015.
EVER vs LC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $195.3M | $252.3M |
| Net Profit | $57.8M | $51.6M |
| Gross Margin | 97.7% | — |
| Operating Margin | 9.5% | — |
| Net Margin | 29.6% | 20.5% |
| Revenue YoY | 32.5% | 15.9% |
| Net Profit YoY | 369.3% | 341.0% |
| EPS (diluted) | $1.53 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $252.3M | ||
| Q4 25 | $195.3M | $266.5M | ||
| Q3 25 | $173.9M | $266.2M | ||
| Q2 25 | $156.6M | $248.4M | ||
| Q1 25 | $166.6M | $217.7M | ||
| Q4 24 | $147.5M | $217.2M | ||
| Q3 24 | $144.5M | $201.9M | ||
| Q2 24 | $117.1M | $187.2M |
| Q1 26 | — | $51.6M | ||
| Q4 25 | $57.8M | — | ||
| Q3 25 | $18.9M | $44.3M | ||
| Q2 25 | $14.7M | $38.2M | ||
| Q1 25 | $8.0M | $11.7M | ||
| Q4 24 | $12.3M | — | ||
| Q3 24 | $11.6M | $14.5M | ||
| Q2 24 | $6.4M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | 97.7% | — | ||
| Q3 25 | 97.3% | — | ||
| Q2 25 | 96.9% | — | ||
| Q1 25 | 96.8% | — | ||
| Q4 24 | 96.3% | — | ||
| Q3 24 | 96.2% | — | ||
| Q2 24 | 95.7% | — |
| Q1 26 | — | — | ||
| Q4 25 | 9.5% | 18.8% | ||
| Q3 25 | 10.1% | 21.5% | ||
| Q2 25 | 9.0% | 21.7% | ||
| Q1 25 | 4.8% | 7.2% | ||
| Q4 24 | 8.2% | 5.1% | ||
| Q3 24 | 8.1% | 8.9% | ||
| Q2 24 | 5.4% | 10.4% |
| Q1 26 | — | 20.5% | ||
| Q4 25 | 29.6% | — | ||
| Q3 25 | 10.8% | 16.6% | ||
| Q2 25 | 9.4% | 15.4% | ||
| Q1 25 | 4.8% | 5.4% | ||
| Q4 24 | 8.3% | — | ||
| Q3 24 | 8.0% | 7.2% | ||
| Q2 24 | 5.5% | 8.0% |
| Q1 26 | — | $0.44 | ||
| Q4 25 | $1.53 | $0.36 | ||
| Q3 25 | $0.50 | $0.37 | ||
| Q2 25 | $0.39 | $0.33 | ||
| Q1 25 | $0.21 | $0.10 | ||
| Q4 24 | $0.35 | $0.08 | ||
| Q3 24 | $0.31 | $0.13 | ||
| Q2 24 | $0.17 | $0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $171.4M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $238.0M | $1.5B |
| Total Assets | $326.9M | $11.9B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $171.4M | — | ||
| Q3 25 | $145.8M | — | ||
| Q2 25 | $148.2M | — | ||
| Q1 25 | $125.0M | — | ||
| Q4 24 | $102.1M | — | ||
| Q3 24 | $82.8M | — | ||
| Q2 24 | $60.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | — | $0 | ||
| Q3 25 | — | $0 | ||
| Q2 25 | — | $0 | ||
| Q1 25 | — | $0 | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.5B | ||
| Q4 25 | $238.0M | $1.5B | ||
| Q3 25 | $174.9M | $1.5B | ||
| Q2 25 | $170.3M | $1.4B | ||
| Q1 25 | $149.5M | $1.4B | ||
| Q4 24 | $135.4M | $1.3B | ||
| Q3 24 | $117.7M | $1.3B | ||
| Q2 24 | $100.8M | $1.3B |
| Q1 26 | — | $11.9B | ||
| Q4 25 | $326.9M | $11.6B | ||
| Q3 25 | $256.1M | $11.1B | ||
| Q2 25 | $241.4M | $10.8B | ||
| Q1 25 | $232.1M | $10.5B | ||
| Q4 24 | $210.5M | $10.6B | ||
| Q3 24 | $180.5M | $11.0B | ||
| Q2 24 | $158.0M | $9.6B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | 0.00× | ||
| Q1 25 | — | 0.00× | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $27.0M | — |
| Free Cash FlowOCF − Capex | $25.8M | — |
| FCF MarginFCF / Revenue | 13.2% | — |
| Capex IntensityCapex / Revenue | 0.6% | — |
| Cash ConversionOCF / Net Profit | 0.47× | — |
| TTM Free Cash FlowTrailing 4 quarters | $90.3M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $27.0M | $-2.7B | ||
| Q3 25 | $19.8M | $-770.8M | ||
| Q2 25 | $25.3M | $-713.1M | ||
| Q1 25 | $23.3M | $-339.3M | ||
| Q4 24 | $20.1M | $-2.6B | ||
| Q3 24 | $23.6M | $-669.8M | ||
| Q2 24 | $12.4M | $-932.5M |
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $-2.9B | ||
| Q3 25 | $18.5M | $-791.8M | ||
| Q2 25 | $23.8M | $-803.8M | ||
| Q1 25 | $22.2M | $-352.3M | ||
| Q4 24 | $19.1M | $-2.7B | ||
| Q3 24 | $22.1M | $-682.3M | ||
| Q2 24 | $11.5M | $-945.3M |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | -1076.0% | ||
| Q3 25 | 10.6% | -297.4% | ||
| Q2 25 | 15.2% | -323.5% | ||
| Q1 25 | 13.3% | -161.8% | ||
| Q4 24 | 13.0% | -1237.8% | ||
| Q3 24 | 15.3% | -338.0% | ||
| Q2 24 | 9.8% | -504.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 52.7% | ||
| Q3 25 | 0.7% | 7.9% | ||
| Q2 25 | 0.9% | 36.5% | ||
| Q1 25 | 0.7% | 6.0% | ||
| Q4 24 | 0.7% | 25.0% | ||
| Q3 24 | 1.0% | 6.2% | ||
| Q2 24 | 0.7% | 6.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.47× | — | ||
| Q3 25 | 1.05× | -17.41× | ||
| Q2 25 | 1.72× | -18.68× | ||
| Q1 25 | 2.92× | -29.07× | ||
| Q4 24 | 1.64× | — | ||
| Q3 24 | 2.04× | -46.33× | ||
| Q2 24 | 1.93× | -62.57× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $179.9M | 92% |
| Home And Renters | $15.4M | 8% |
LC
Segment breakdown not available.
