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Side-by-side financial comparison of EVERTEC, Inc. (EVTC) and NATIONAL FUEL GAS CO (NFG). Click either name above to swap in a different company.

NATIONAL FUEL GAS CO is the larger business by last-quarter revenue ($425.9M vs $244.8M, roughly 1.7× EVERTEC, Inc.). NATIONAL FUEL GAS CO runs the higher net margin — 35.7% vs 15.1%, a 20.6% gap on every dollar of revenue. On growth, EVERTEC, Inc. posted the faster year-over-year revenue change (13.1% vs 1.7%). Over the past eight quarters, NATIONAL FUEL GAS CO's revenue compounded faster (12.1% CAGR vs 9.2%).

EVERTEC, Inc. is a leading full-service payment technology and transaction processing firm headquartered in Puerto Rico. It delivers merchant acquiring, electronic funds transfer, digital payment solutions, and business process outsourcing for financial institutions, retailers and government clients across Latin America and the Caribbean.

National Fuel Gas Company is a diversified energy company with $6.2 billion in assets distributed among the following five operating segments: Exploration and Production, Pipeline and Storage, Gathering, Utility, and Energy Marketing. National Fuel Gas was incorporated in 1902 and is based in Williamsville, New York.

EVTC vs NFG — Head-to-Head

Bigger by revenue
NFG
NFG
1.7× larger
NFG
$425.9M
$244.8M
EVTC
Growing faster (revenue YoY)
EVTC
EVTC
+11.4% gap
EVTC
13.1%
1.7%
NFG
Higher net margin
NFG
NFG
20.6% more per $
NFG
35.7%
15.1%
EVTC
Faster 2-yr revenue CAGR
NFG
NFG
Annualised
NFG
12.1%
9.2%
EVTC

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
EVTC
EVTC
NFG
NFG
Revenue
$244.8M
$425.9M
Net Profit
$37.0M
$152.0M
Gross Margin
Operating Margin
17.6%
81.5%
Net Margin
15.1%
35.7%
Revenue YoY
13.1%
1.7%
Net Profit YoY
-8.9%
EPS (diluted)
$0.57
$1.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVTC
EVTC
NFG
NFG
Q1 26
$425.9M
Q4 25
$244.8M
$637.9M
Q3 25
$228.6M
$443.1M
Q2 25
$229.6M
$527.4M
Q1 25
$228.8M
$734.8M
Q4 24
$216.4M
$513.8M
Q3 24
$211.8M
$310.0M
Q2 24
$212.0M
$338.6M
Net Profit
EVTC
EVTC
NFG
NFG
Q1 26
$152.0M
Q4 25
$37.0M
$181.6M
Q3 25
$32.9M
$107.3M
Q2 25
$40.5M
$149.8M
Q1 25
$32.7M
$216.4M
Q4 24
$40.7M
$45.0M
Q3 24
$24.7M
$-167.6M
Q2 24
$31.9M
$-54.2M
Gross Margin
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
86.6%
Q3 25
Q2 25
94.7%
Q1 25
81.6%
Q4 24
87.3%
Q3 24
Q2 24
98.5%
Operating Margin
EVTC
EVTC
NFG
NFG
Q1 26
81.5%
Q4 25
17.6%
43.3%
Q3 25
16.5%
40.6%
Q2 25
24.4%
43.7%
Q1 25
21.6%
43.2%
Q4 24
22.2%
16.8%
Q3 24
19.6%
-63.4%
Q2 24
20.5%
-15.2%
Net Margin
EVTC
EVTC
NFG
NFG
Q1 26
35.7%
Q4 25
15.1%
28.5%
Q3 25
14.4%
24.2%
Q2 25
17.6%
28.4%
Q1 25
14.3%
29.4%
Q4 24
18.8%
8.8%
Q3 24
11.7%
-54.1%
Q2 24
15.0%
-16.0%
EPS (diluted)
EVTC
EVTC
NFG
NFG
Q1 26
$1.59
Q4 25
$0.57
$1.98
Q3 25
$0.51
$1.18
Q2 25
$0.62
$1.64
Q1 25
$0.50
$2.37
Q4 24
$0.62
$0.49
Q3 24
$0.38
$-1.81
Q2 24
$0.49
$-0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVTC
EVTC
NFG
NFG
Cash + ST InvestmentsLiquidity on hand
$306.0M
Total DebtLower is stronger
$300.0M
Stockholders' EquityBook value
$621.6M
Total Assets
$2.2B
$9.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
$306.0M
$271.4M
Q3 25
$474.7M
$43.2M
Q2 25
$290.6M
$39.3M
Q1 25
$265.9M
$40.0M
Q4 24
$273.6M
$48.7M
Q3 24
$275.4M
$38.2M
Q2 24
$257.7M
$81.4M
Total Debt
EVTC
EVTC
NFG
NFG
Q1 26
$300.0M
Q4 25
$2.7B
Q3 25
$2.7B
Q2 25
$2.7B
Q1 25
$2.7B
Q4 24
$2.7B
Q3 24
$2.7B
Q2 24
$2.7B
Stockholders' Equity
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
$621.6M
$3.6B
Q3 25
$663.8M
$3.1B
Q2 25
$612.3M
$3.0B
Q1 25
$542.1M
$2.8B
Q4 24
$472.5M
$-76.2M
Q3 24
$502.6M
$-15.5M
Q2 24
$483.4M
$5.0M
Total Assets
EVTC
EVTC
NFG
NFG
Q1 26
$9.1B
Q4 25
$2.2B
$9.2B
Q3 25
$2.1B
$8.7B
Q2 25
$2.0B
$8.4B
Q1 25
$1.9B
$8.5B
Q4 24
$1.9B
$8.3B
Q3 24
$1.9B
$8.3B
Q2 24
$1.9B
$8.5B
Debt / Equity
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
0.75×
Q3 25
0.87×
Q2 25
0.90×
Q1 25
0.99×
Q4 24
Q3 24
Q2 24
532.10×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVTC
EVTC
NFG
NFG
Operating Cash FlowLast quarter
$70.0M
$657.3M
Free Cash FlowOCF − Capex
$63.7M
FCF MarginFCF / Revenue
26.0%
Capex IntensityCapex / Revenue
2.6%
117.0%
Cash ConversionOCF / Net Profit
1.89×
4.32×
TTM Free Cash FlowTrailing 4 quarters
$203.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVTC
EVTC
NFG
NFG
Q1 26
$657.3M
Q4 25
$70.0M
$274.9M
Q3 25
$70.9M
$237.8M
Q2 25
$48.5M
$388.4M
Q1 25
$37.6M
$253.8M
Q4 24
$75.2M
$220.1M
Q3 24
$53.6M
$197.9M
Q2 24
$90.6M
$281.8M
Free Cash Flow
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
$63.7M
$-2.7M
Q3 25
$65.3M
$-47.8M
Q2 25
$43.5M
$195.3M
Q1 25
$31.2M
$59.9M
Q4 24
$70.8M
$-20.3M
Q3 24
$49.7M
$-49.1M
Q2 24
$78.8M
$79.5M
FCF Margin
EVTC
EVTC
NFG
NFG
Q1 26
Q4 25
26.0%
-0.4%
Q3 25
28.5%
-10.8%
Q2 25
18.9%
37.0%
Q1 25
13.7%
8.2%
Q4 24
32.7%
-4.0%
Q3 24
23.5%
-15.8%
Q2 24
37.2%
23.5%
Capex Intensity
EVTC
EVTC
NFG
NFG
Q1 26
117.0%
Q4 25
2.6%
43.5%
Q3 25
2.5%
64.4%
Q2 25
2.2%
36.6%
Q1 25
2.8%
26.4%
Q4 24
2.0%
46.8%
Q3 24
1.8%
79.7%
Q2 24
5.6%
59.7%
Cash Conversion
EVTC
EVTC
NFG
NFG
Q1 26
4.32×
Q4 25
1.89×
1.51×
Q3 25
2.16×
2.21×
Q2 25
1.20×
2.59×
Q1 25
1.15×
1.17×
Q4 24
1.85×
4.89×
Q3 24
2.17×
Q2 24
2.84×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVTC
EVTC

Latin America Payments And Solutions$101.5M41%
Business Solutions$58.3M24%
Merchant Acquiring Net$48.2M20%
Payment Services Puerto Rico Caribbean$36.8M15%
Transferred At Point In Time$4.0M2%

NFG
NFG

Revenues from External Customers$425.8M100%
Intersegment Revenues$126.0K0%

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