vs

Side-by-side financial comparison of EXACT SCIENCES CORP (EXAS) and UMB FINANCIAL CORP (UMBF). Click either name above to swap in a different company.

EXACT SCIENCES CORP is the larger business by last-quarter revenue ($878.4M vs $739.2M, roughly 1.2× UMB FINANCIAL CORP). UMB FINANCIAL CORP runs the higher net margin — 35.4% vs -9.8%, a 45.2% gap on every dollar of revenue. On growth, UMB FINANCIAL CORP posted the faster year-over-year revenue change (321.6% vs 23.1%). Over the past eight quarters, UMB FINANCIAL CORP's revenue compounded faster (73.7% CAGR vs 17.4%).

Exact Sciences Corporation is an American molecular diagnostics company based in Madison, Wisconsin, specializing in the detection of early-stage cancers. The company provides products for the detection and prevention of colorectal cancer, including Cologuard, the first stool DNA test for colorectal cancer, along with additional screening and precision oncological tests for other types of cancer.

UMB Financial Corporation is an American financial services company headquartered in Kansas City, Missouri. It offers comprehensive financial services, including deposit solutions like checking and savings accounts, credit services including home mortgages, auto loans, business loans and credit cards, as well as investing and wealth management. UMB serves individuals, companies and institutions across the U.S. and in Ireland.

EXAS vs UMBF — Head-to-Head

Bigger by revenue
EXAS
EXAS
1.2× larger
EXAS
$878.4M
$739.2M
UMBF
Growing faster (revenue YoY)
UMBF
UMBF
+298.5% gap
UMBF
321.6%
23.1%
EXAS
Higher net margin
UMBF
UMBF
45.2% more per $
UMBF
35.4%
-9.8%
EXAS
Faster 2-yr revenue CAGR
UMBF
UMBF
Annualised
UMBF
73.7%
17.4%
EXAS

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
EXAS
EXAS
UMBF
UMBF
Revenue
$878.4M
$739.2M
Net Profit
$-86.0M
$261.4M
Gross Margin
70.1%
Operating Margin
-9.4%
Net Margin
-9.8%
35.4%
Revenue YoY
23.1%
321.6%
Net Profit YoY
90.1%
221.4%
EPS (diluted)
$-0.45
$3.35

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EXAS
EXAS
UMBF
UMBF
Q1 26
$739.2M
Q4 25
$878.4M
$522.5M
Q3 25
$850.7M
$475.0M
Q2 25
$811.1M
$467.0M
Q1 25
$706.8M
$397.6M
Q4 24
$713.4M
$269.0M
Q3 24
$708.7M
$247.4M
Q2 24
$699.3M
$245.1M
Net Profit
EXAS
EXAS
UMBF
UMBF
Q1 26
$261.4M
Q4 25
$-86.0M
$215.4M
Q3 25
$-19.6M
$188.3M
Q2 25
$-1.2M
$217.4M
Q1 25
$-101.2M
$81.3M
Q4 24
$-864.6M
$120.0M
Q3 24
$-38.2M
$109.6M
Q2 24
$-15.8M
$101.3M
Gross Margin
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
70.1%
Q3 25
68.6%
Q2 25
69.3%
Q1 25
70.8%
Q4 24
69.0%
Q3 24
69.4%
Q2 24
69.8%
Operating Margin
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
-9.4%
51.7%
Q3 25
-3.0%
49.8%
Q2 25
-0.3%
58.9%
Q1 25
-13.6%
23.4%
Q4 24
-122.8%
53.8%
Q3 24
-5.6%
54.8%
Q2 24
-3.8%
51.8%
Net Margin
EXAS
EXAS
UMBF
UMBF
Q1 26
35.4%
Q4 25
-9.8%
41.2%
Q3 25
-2.3%
39.6%
Q2 25
-0.1%
46.5%
Q1 25
-14.3%
20.5%
Q4 24
-121.2%
44.6%
Q3 24
-5.4%
44.3%
Q2 24
-2.3%
41.3%
EPS (diluted)
EXAS
EXAS
UMBF
UMBF
Q1 26
$3.35
Q4 25
$-0.45
$2.90
Q3 25
$-0.10
$2.36
Q2 25
$-0.01
$2.82
Q1 25
$-0.54
$1.21
Q4 24
$-4.69
$2.44
Q3 24
$-0.21
$2.23
Q2 24
$-0.09
$2.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EXAS
EXAS
UMBF
UMBF
Cash + ST InvestmentsLiquidity on hand
$964.7M
Total DebtLower is stronger
$477.2M
Stockholders' EquityBook value
$2.4B
$7.8B
Total Assets
$5.9B
$72.7B
Debt / EquityLower = less leverage
0.06×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
$964.7M
$7.8B
Q3 25
$1.0B
$8.8B
Q2 25
$858.4M
$11.0B
Q1 25
$786.2M
$10.6B
Q4 24
$1.0B
$8.4B
Q3 24
$1.0B
$7.3B
Q2 24
$946.8M
$5.0B
Total Debt
EXAS
EXAS
UMBF
UMBF
Q1 26
$477.2M
Q4 25
$474.2M
Q3 25
$471.3M
Q2 25
$657.3M
Q1 25
$654.4M
Q4 24
$385.3M
Q3 24
$384.8M
Q2 24
$384.2M
Stockholders' Equity
EXAS
EXAS
UMBF
UMBF
Q1 26
$7.8B
Q4 25
$2.4B
$7.7B
Q3 25
$2.5B
$7.4B
Q2 25
$2.5B
$7.3B
Q1 25
$2.4B
$6.7B
Q4 24
$2.4B
$3.5B
Q3 24
$3.2B
$3.5B
Q2 24
$3.2B
$3.2B
Total Assets
EXAS
EXAS
UMBF
UMBF
Q1 26
$72.7B
Q4 25
$5.9B
$73.1B
Q3 25
$5.9B
$71.9B
Q2 25
$5.8B
$71.8B
Q1 25
$5.7B
$69.3B
Q4 24
$5.9B
$50.4B
Q3 24
$6.7B
$47.5B
Q2 24
$6.7B
$44.5B
Debt / Equity
EXAS
EXAS
UMBF
UMBF
Q1 26
0.06×
Q4 25
0.06×
Q3 25
0.06×
Q2 25
0.09×
Q1 25
0.10×
Q4 24
0.11×
Q3 24
0.11×
Q2 24
0.12×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EXAS
EXAS
UMBF
UMBF
Operating Cash FlowLast quarter
$151.7M
Free Cash FlowOCF − Capex
$120.4M
FCF MarginFCF / Revenue
13.7%
Capex IntensityCapex / Revenue
3.6%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$356.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
$151.7M
$106.1M
Q3 25
$219.9M
$272.2M
Q2 25
$89.0M
$285.4M
Q1 25
$30.8M
$363.0M
Q4 24
$47.1M
$-66.9M
Q3 24
$138.7M
$123.6M
Q2 24
$107.1M
$112.4M
Free Cash Flow
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
$120.4M
$95.3M
Q3 25
$190.0M
$257.8M
Q2 25
$46.7M
$270.8M
Q1 25
$-365.0K
$354.2M
Q4 24
$10.7M
$-77.1M
Q3 24
$112.6M
$117.7M
Q2 24
$71.2M
$106.7M
FCF Margin
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
13.7%
18.2%
Q3 25
22.3%
54.3%
Q2 25
5.8%
58.0%
Q1 25
-0.1%
89.1%
Q4 24
1.5%
-28.6%
Q3 24
15.9%
47.6%
Q2 24
10.2%
43.5%
Capex Intensity
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
3.6%
2.1%
Q3 25
3.5%
3.0%
Q2 25
5.2%
3.1%
Q1 25
4.4%
2.2%
Q4 24
5.1%
3.8%
Q3 24
3.7%
2.4%
Q2 24
5.1%
2.3%
Cash Conversion
EXAS
EXAS
UMBF
UMBF
Q1 26
Q4 25
0.49×
Q3 25
1.45×
Q2 25
1.31×
Q1 25
4.46×
Q4 24
-0.56×
Q3 24
1.13×
Q2 24
1.11×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EXAS
EXAS

Screening$695.1M79%
Precision Oncology$183.2M21%

UMBF
UMBF

Segment breakdown not available.

Related Comparisons