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Side-by-side financial comparison of EZCORP INC (EZPW) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $205.2M, roughly 1.9× STONERIDGE INC). On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -6.0%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $2.6M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs -7.4%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
EZPW vs SRI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $205.2M |
| Net Profit | $44.3M | — |
| Gross Margin | 58.4% | 16.2% |
| Operating Margin | 15.9% | -14.4% |
| Net Margin | 11.6% | — |
| Revenue YoY | 19.3% | -6.0% |
| Net Profit YoY | 42.8% | — |
| EPS (diluted) | $0.55 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $205.2M | ||
| Q3 25 | $336.8M | $210.3M | ||
| Q2 25 | $311.0M | $228.0M | ||
| Q1 25 | $306.3M | $217.9M | ||
| Q4 24 | $320.2M | $218.2M | ||
| Q3 24 | $294.6M | $213.8M | ||
| Q2 24 | $281.4M | $237.1M | ||
| Q1 24 | $285.6M | $239.2M |
| Q4 25 | $44.3M | — | ||
| Q3 25 | $26.7M | $-9.4M | ||
| Q2 25 | $26.5M | $-9.4M | ||
| Q1 25 | $25.4M | $-7.2M | ||
| Q4 24 | $31.0M | — | ||
| Q3 24 | $15.2M | $-7.1M | ||
| Q2 24 | $17.9M | $2.8M | ||
| Q1 24 | $21.5M | $-6.1M |
| Q4 25 | 58.4% | 16.2% | ||
| Q3 25 | 59.0% | 20.3% | ||
| Q2 25 | 59.1% | 21.5% | ||
| Q1 25 | 58.3% | 21.2% | ||
| Q4 24 | 57.9% | 19.5% | ||
| Q3 24 | 59.5% | 20.8% | ||
| Q2 24 | 59.2% | 22.7% | ||
| Q1 24 | 58.7% | 20.2% |
| Q4 25 | 15.9% | -14.4% | ||
| Q3 25 | 11.0% | -1.6% | ||
| Q2 25 | 11.6% | -1.1% | ||
| Q1 25 | 11.2% | -1.5% | ||
| Q4 24 | 13.1% | -2.0% | ||
| Q3 24 | 8.8% | 0.1% | ||
| Q2 24 | 7.9% | 1.4% | ||
| Q1 24 | 9.6% | 0.1% |
| Q4 25 | 11.6% | — | ||
| Q3 25 | 7.9% | -4.5% | ||
| Q2 25 | 8.5% | -4.1% | ||
| Q1 25 | 8.3% | -3.3% | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 5.2% | -3.3% | ||
| Q2 24 | 6.4% | 1.2% | ||
| Q1 24 | 7.5% | -2.6% |
| Q4 25 | $0.55 | $-2.76 | ||
| Q3 25 | $0.35 | $-0.34 | ||
| Q2 25 | $0.34 | $-0.34 | ||
| Q1 25 | $0.33 | $-0.26 | ||
| Q4 24 | $0.40 | $-0.22 | ||
| Q3 24 | $0.20 | $-0.26 | ||
| Q2 24 | $0.25 | $0.10 | ||
| Q1 24 | $0.29 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $66.3M |
| Total DebtLower is stronger | $518.6M | $180.9M |
| Stockholders' EquityBook value | $1.1B | $179.8M |
| Total Assets | $2.0B | $551.2M |
| Debt / EquityLower = less leverage | 0.48× | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $66.3M | ||
| Q3 25 | $469.5M | $54.0M | ||
| Q2 25 | $472.1M | $49.8M | ||
| Q1 25 | $505.2M | $79.1M | ||
| Q4 24 | $174.5M | $71.8M | ||
| Q3 24 | $170.5M | $54.1M | ||
| Q2 24 | $218.0M | $42.1M | ||
| Q1 24 | $229.1M | $48.4M |
| Q4 25 | $518.6M | $180.9M | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | $201.6M | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $179.8M | ||
| Q3 25 | $1.0B | $251.2M | ||
| Q2 25 | $990.1M | $260.5M | ||
| Q1 25 | $851.6M | $253.1M | ||
| Q4 24 | $823.9M | $245.3M | ||
| Q3 24 | $804.6M | $271.4M | ||
| Q2 24 | $801.5M | $270.5M | ||
| Q1 24 | $800.4M | $277.3M |
| Q4 25 | $2.0B | $551.2M | ||
| Q3 25 | $2.0B | $632.1M | ||
| Q2 25 | $1.9B | $639.4M | ||
| Q1 25 | $1.8B | $657.4M | ||
| Q4 24 | $1.5B | $621.6M | ||
| Q3 24 | $1.5B | $662.5M | ||
| Q2 24 | $1.5B | $666.7M | ||
| Q1 24 | $1.5B | $675.4M |
| Q4 25 | 0.48× | 1.01× | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | 0.82× | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $8.8M |
| Free Cash FlowOCF − Capex | $31.7M | $2.6M |
| FCF MarginFCF / Revenue | 8.3% | 1.3% |
| Capex IntensityCapex / Revenue | 2.0% | 3.0% |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $8.8M | ||
| Q3 25 | $51.3M | $3.6M | ||
| Q2 25 | $34.8M | $10.7M | ||
| Q1 25 | $36.9M | $10.9M | ||
| Q4 24 | $26.0M | $19.2M | ||
| Q3 24 | $43.3M | $10.8M | ||
| Q2 24 | $33.7M | $8.7M | ||
| Q1 24 | $15.1M | $9.1M |
| Q4 25 | $31.7M | $2.6M | ||
| Q3 25 | $35.7M | $-2.7M | ||
| Q2 25 | $25.7M | $7.4M | ||
| Q1 25 | $28.6M | $4.8M | ||
| Q4 24 | $20.4M | $14.0M | ||
| Q3 24 | $24.4M | $4.6M | ||
| Q2 24 | $30.5M | $1.5M | ||
| Q1 24 | $8.6M | $3.3M |
| Q4 25 | 8.3% | 1.3% | ||
| Q3 25 | 10.6% | -1.3% | ||
| Q2 25 | 8.3% | 3.3% | ||
| Q1 25 | 9.3% | 2.2% | ||
| Q4 24 | 6.4% | 6.4% | ||
| Q3 24 | 8.3% | 2.2% | ||
| Q2 24 | 10.8% | 0.6% | ||
| Q1 24 | 3.0% | 1.4% |
| Q4 25 | 2.0% | 3.0% | ||
| Q3 25 | 4.6% | 3.0% | ||
| Q2 25 | 2.9% | 1.4% | ||
| Q1 25 | 2.7% | 2.8% | ||
| Q4 24 | 1.8% | 2.4% | ||
| Q3 24 | 6.4% | 2.9% | ||
| Q2 24 | 1.1% | 3.0% | ||
| Q1 24 | 2.3% | 2.4% |
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | — | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | 3.11× | ||
| Q1 24 | 0.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
