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Side-by-side financial comparison of OFG BANCORP (OFG) and STONERIDGE INC (SRI). Click either name above to swap in a different company.
STONERIDGE INC is the larger business by last-quarter revenue ($205.2M vs $184.3M, roughly 1.1× OFG BANCORP). On growth, OFG BANCORP posted the faster year-over-year revenue change (0.9% vs -6.0%). OFG BANCORP produced more free cash flow last quarter ($199.3M vs $2.6M). Over the past eight quarters, OFG BANCORP's revenue compounded faster (2.8% CAGR vs -7.4%).
OFG Bancorp, founded in 1964, is the financial holding company for Oriental Bank, located in San Juan, Puerto Rico. OFG offers a wide range of retail and commercial banking, lending and wealth management products, services and technology, primarily in Puerto Rico and the U.S. Virgin Islands through its principal subsidiaries: Oriental Bank, Oriental Financial Services LLC, and Oriental Insurance LLC. Its headquarters are located at Oriental Center, 254 Muñoz Rivera Avenue, San Juan, PR 00918....
Stoneridge Inc is a global designer and manufacturer of advanced electrical and electronic components, integrated systems, and sensor solutions. It serves automotive, commercial vehicle, off-highway, and aerospace sectors, delivering products that boost vehicle safety, efficiency, connectivity, and environmental performance across key global markets.
OFG vs SRI — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $184.3M | $205.2M |
| Net Profit | $55.9M | — |
| Gross Margin | — | 16.2% |
| Operating Margin | 25.7% | -14.4% |
| Net Margin | 30.3% | — |
| Revenue YoY | 0.9% | -6.0% |
| Net Profit YoY | 11.0% | — |
| EPS (diluted) | $1.27 | $-2.76 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $184.3M | $205.2M | ||
| Q3 25 | $186.2M | $210.3M | ||
| Q2 25 | $182.4M | $228.0M | ||
| Q1 25 | $178.6M | $217.9M | ||
| Q4 24 | $182.7M | $218.2M | ||
| Q3 24 | $174.7M | $213.8M | ||
| Q2 24 | $179.8M | $237.1M | ||
| Q1 24 | $174.4M | $239.2M |
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-9.4M | ||
| Q2 25 | $51.8M | $-9.4M | ||
| Q1 25 | $45.6M | $-7.2M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-7.1M | ||
| Q2 24 | $51.1M | $2.8M | ||
| Q1 24 | $49.7M | $-6.1M |
| Q4 25 | — | 16.2% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 21.5% | ||
| Q1 25 | — | 21.2% | ||
| Q4 24 | — | 19.5% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 22.7% | ||
| Q1 24 | — | 20.2% |
| Q4 25 | 25.7% | -14.4% | ||
| Q3 25 | 33.0% | -1.6% | ||
| Q2 25 | 36.1% | -1.1% | ||
| Q1 25 | 33.3% | -1.5% | ||
| Q4 24 | 28.9% | -2.0% | ||
| Q3 24 | 35.4% | 0.1% | ||
| Q2 24 | 39.6% | 1.4% | ||
| Q1 24 | 38.9% | 0.1% |
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -4.5% | ||
| Q2 25 | 28.4% | -4.1% | ||
| Q1 25 | 25.5% | -3.3% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -3.3% | ||
| Q2 24 | 28.4% | 1.2% | ||
| Q1 24 | 28.5% | -2.6% |
| Q4 25 | $1.27 | $-2.76 | ||
| Q3 25 | $1.16 | $-0.34 | ||
| Q2 25 | $1.15 | $-0.34 | ||
| Q1 25 | $1.00 | $-0.26 | ||
| Q4 24 | $1.10 | $-0.22 | ||
| Q3 24 | $1.00 | $-0.26 | ||
| Q2 24 | $1.08 | $0.10 | ||
| Q1 24 | $1.05 | $-0.22 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.0B | $66.3M |
| Total DebtLower is stronger | — | $180.9M |
| Stockholders' EquityBook value | $1.4B | $179.8M |
| Total Assets | $12.5B | $551.2M |
| Debt / EquityLower = less leverage | — | 1.01× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.0B | $66.3M | ||
| Q3 25 | $740.3M | $54.0M | ||
| Q2 25 | $851.8M | $49.8M | ||
| Q1 25 | $710.6M | $79.1M | ||
| Q4 24 | $591.1M | $71.8M | ||
| Q3 24 | $680.6M | $54.1M | ||
| Q2 24 | $740.4M | $42.1M | ||
| Q1 24 | $754.4M | $48.4M |
| Q4 25 | — | $180.9M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $201.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.4B | $179.8M | ||
| Q3 25 | $1.4B | $251.2M | ||
| Q2 25 | $1.3B | $260.5M | ||
| Q1 25 | $1.3B | $253.1M | ||
| Q4 24 | $1.3B | $245.3M | ||
| Q3 24 | $1.3B | $271.4M | ||
| Q2 24 | $1.2B | $270.5M | ||
| Q1 24 | $1.2B | $277.3M |
| Q4 25 | $12.5B | $551.2M | ||
| Q3 25 | $12.2B | $632.1M | ||
| Q2 25 | $12.2B | $639.4M | ||
| Q1 25 | $11.7B | $657.4M | ||
| Q4 24 | $11.5B | $621.6M | ||
| Q3 24 | $11.5B | $662.5M | ||
| Q2 24 | $11.3B | $666.7M | ||
| Q1 24 | $11.2B | $675.4M |
| Q4 25 | — | 1.01× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.82× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $217.7M | $8.8M |
| Free Cash FlowOCF − Capex | $199.3M | $2.6M |
| FCF MarginFCF / Revenue | 108.1% | 1.3% |
| Capex IntensityCapex / Revenue | 10.0% | 3.0% |
| Cash ConversionOCF / Net Profit | 3.90× | — |
| TTM Free Cash FlowTrailing 4 quarters | $345.4M | $12.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $217.7M | $8.8M | ||
| Q3 25 | $39.5M | $3.6M | ||
| Q2 25 | $35.9M | $10.7M | ||
| Q1 25 | $83.1M | $10.9M | ||
| Q4 24 | $252.5M | $19.2M | ||
| Q3 24 | $58.1M | $10.8M | ||
| Q2 24 | $95.1M | $8.7M | ||
| Q1 24 | $61.0M | $9.1M |
| Q4 25 | $199.3M | $2.6M | ||
| Q3 25 | $35.5M | $-2.7M | ||
| Q2 25 | $31.8M | $7.4M | ||
| Q1 25 | $78.7M | $4.8M | ||
| Q4 24 | $231.2M | $14.0M | ||
| Q3 24 | $51.8M | $4.6M | ||
| Q2 24 | $90.4M | $1.5M | ||
| Q1 24 | $54.8M | $3.3M |
| Q4 25 | 108.1% | 1.3% | ||
| Q3 25 | 19.1% | -1.3% | ||
| Q2 25 | 17.4% | 3.3% | ||
| Q1 25 | 44.1% | 2.2% | ||
| Q4 24 | 126.5% | 6.4% | ||
| Q3 24 | 29.6% | 2.2% | ||
| Q2 24 | 50.3% | 0.6% | ||
| Q1 24 | 31.4% | 1.4% |
| Q4 25 | 10.0% | 3.0% | ||
| Q3 25 | 2.1% | 3.0% | ||
| Q2 25 | 2.3% | 1.4% | ||
| Q1 25 | 2.4% | 2.8% | ||
| Q4 24 | 11.7% | 2.4% | ||
| Q3 24 | 3.6% | 2.9% | ||
| Q2 24 | 2.6% | 3.0% | ||
| Q1 24 | 3.5% | 2.4% |
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | 3.11× | ||
| Q1 24 | 1.23× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OFG
Segment breakdown not available.
SRI
| Control Devices | $51.7M | 25% |
| Electronics | $38.0M | 19% |
| EE | $34.2M | 17% |
| SE | $28.6M | 14% |
| NL | $24.5M | 12% |
| Stoneridge Brazil | $14.1M | 7% |
| Asia Pacific | $13.1M | 6% |
