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Side-by-side financial comparison of EZCORP INC (EZPW) and WESBANCO INC (WSBC). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $257.2M, roughly 1.5× WESBANCO INC). WESBANCO INC runs the higher net margin — 34.5% vs 11.6%, a 22.9% gap on every dollar of revenue. Over the past eight quarters, WESBANCO INC's revenue compounded faster (31.9% CAGR vs 15.6%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
WesBanco, Inc., is a bank holding company headquartered in Wheeling, West Virginia, United States. It has over 200 branches in West Virginia, Ohio, Western Pennsylvania, Kentucky, Maryland, and Southern Indiana.
EZPW vs WSBC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $257.2M |
| Net Profit | $44.3M | $88.6M |
| Gross Margin | 58.4% | — |
| Operating Margin | 15.9% | — |
| Net Margin | 11.6% | 34.5% |
| Revenue YoY | 19.3% | — |
| Net Profit YoY | 42.8% | 54.4% |
| EPS (diluted) | $0.55 | $0.88 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $257.2M | ||
| Q4 25 | $382.0M | $265.6M | ||
| Q3 25 | $336.8M | $261.6M | ||
| Q2 25 | $311.0M | $260.7M | ||
| Q1 25 | $306.3M | $193.2M | ||
| Q4 24 | $320.2M | $162.9M | ||
| Q3 24 | $294.6M | $150.8M | ||
| Q2 24 | $281.4M | $147.9M |
| Q1 26 | — | $88.6M | ||
| Q4 25 | $44.3M | $91.1M | ||
| Q3 25 | $26.7M | $83.6M | ||
| Q2 25 | $26.5M | $57.4M | ||
| Q1 25 | $25.4M | $-9.0M | ||
| Q4 24 | $31.0M | $49.6M | ||
| Q3 24 | $15.2M | $37.3M | ||
| Q2 24 | $17.9M | $28.9M |
| Q1 26 | — | — | ||
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | 43.2% | ||
| Q3 25 | 11.0% | 39.5% | ||
| Q2 25 | 11.6% | 27.2% | ||
| Q1 25 | 11.2% | -5.0% | ||
| Q4 24 | 13.1% | 38.0% | ||
| Q3 24 | 8.8% | 29.7% | ||
| Q2 24 | 7.9% | 23.7% |
| Q1 26 | — | 34.5% | ||
| Q4 25 | 11.6% | 34.3% | ||
| Q3 25 | 7.9% | 31.9% | ||
| Q2 25 | 8.5% | 22.0% | ||
| Q1 25 | 8.3% | -4.7% | ||
| Q4 24 | 9.7% | 30.5% | ||
| Q3 24 | 5.2% | 24.7% | ||
| Q2 24 | 6.4% | 19.5% |
| Q1 26 | — | $0.88 | ||
| Q4 25 | $0.55 | $0.97 | ||
| Q3 25 | $0.35 | $0.84 | ||
| Q2 25 | $0.34 | $0.57 | ||
| Q1 25 | $0.33 | $-0.15 | ||
| Q4 24 | $0.40 | $0.72 | ||
| Q3 24 | $0.20 | $0.54 | ||
| Q2 24 | $0.25 | $0.44 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | — |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $4.1B |
| Total Assets | $2.0B | $27.5B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $465.9M | $956.1M | ||
| Q3 25 | $469.5M | $1.0B | ||
| Q2 25 | $472.1M | $1.2B | ||
| Q1 25 | $505.2M | $1.1B | ||
| Q4 24 | $174.5M | $568.1M | ||
| Q3 24 | $170.5M | $620.9M | ||
| Q2 24 | $218.0M | $486.8M |
| Q1 26 | — | — | ||
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — |
| Q1 26 | — | $4.1B | ||
| Q4 25 | $1.1B | $4.0B | ||
| Q3 25 | $1.0B | $4.1B | ||
| Q2 25 | $990.1M | $3.8B | ||
| Q1 25 | $851.6M | $3.8B | ||
| Q4 24 | $823.9M | $2.8B | ||
| Q3 24 | $804.6M | $2.8B | ||
| Q2 24 | $801.5M | $2.5B |
| Q1 26 | — | $27.5B | ||
| Q4 25 | $2.0B | $27.7B | ||
| Q3 25 | $2.0B | $27.5B | ||
| Q2 25 | $1.9B | $27.6B | ||
| Q1 25 | $1.8B | $27.4B | ||
| Q4 24 | $1.5B | $18.7B | ||
| Q3 24 | $1.5B | $18.5B | ||
| Q2 24 | $1.5B | $18.1B |
| Q1 26 | — | — | ||
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | — |
| Free Cash FlowOCF − Capex | $31.7M | — |
| FCF MarginFCF / Revenue | 8.3% | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $39.1M | $290.4M | ||
| Q3 25 | $51.3M | $116.9M | ||
| Q2 25 | $34.8M | $105.0M | ||
| Q1 25 | $36.9M | $-26.4M | ||
| Q4 24 | $26.0M | $211.0M | ||
| Q3 24 | $43.3M | $60.7M | ||
| Q2 24 | $33.7M | $18.2M |
| Q1 26 | — | — | ||
| Q4 25 | $31.7M | $280.0M | ||
| Q3 25 | $35.7M | $114.9M | ||
| Q2 25 | $25.7M | $98.3M | ||
| Q1 25 | $28.6M | $-30.7M | ||
| Q4 24 | $20.4M | $200.7M | ||
| Q3 24 | $24.4M | $56.9M | ||
| Q2 24 | $30.5M | $17.3M |
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | 105.4% | ||
| Q3 25 | 10.6% | 43.9% | ||
| Q2 25 | 8.3% | 37.7% | ||
| Q1 25 | 9.3% | -15.9% | ||
| Q4 24 | 6.4% | 123.2% | ||
| Q3 24 | 8.3% | 37.7% | ||
| Q2 24 | 10.8% | 11.7% |
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 3.9% | ||
| Q3 25 | 4.6% | 0.8% | ||
| Q2 25 | 2.9% | 2.6% | ||
| Q1 25 | 2.7% | 2.2% | ||
| Q4 24 | 1.8% | 6.3% | ||
| Q3 24 | 6.4% | 2.5% | ||
| Q2 24 | 1.1% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.88× | 3.19× | ||
| Q3 25 | 1.92× | 1.40× | ||
| Q2 25 | 1.31× | 1.83× | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | 4.25× | ||
| Q3 24 | 2.85× | 1.63× | ||
| Q2 24 | 1.88× | 0.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
WSBC
| Net Interest Income | $215.4M | 84% |
| Noninterest Income | $41.8M | 16% |
