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Side-by-side financial comparison of FARMER BROTHERS CO (FARM) and KINGSTONE COMPANIES, INC. (KINS). Click either name above to swap in a different company.

FARMER BROTHERS CO is the larger business by last-quarter revenue ($88.9M vs $56.4M, roughly 1.6× KINGSTONE COMPANIES, INC.). KINGSTONE COMPANIES, INC. runs the higher net margin — 26.2% vs -5.5%, a 31.6% gap on every dollar of revenue. On growth, KINGSTONE COMPANIES, INC. posted the faster year-over-year revenue change (34.0% vs -1.2%). KINGSTONE COMPANIES, INC. produced more free cash flow last quarter ($73.1M vs $-2.6M). Over the past eight quarters, KINGSTONE COMPANIES, INC.'s revenue compounded faster (25.6% CAGR vs 2.1%).

Farmer Bros. Co. is an American coffee foodservice company based in Fort Worth, Texas. The company specializes in the manufacture and distribution of coffee, tea, and approximately 300 other foodservice items used by restaurants and other establishments. John Moore serves as the company's president and chief executive officer.

Kingstone Companies, Inc., headquartered in Kingston, New York, provides property and casualty insurance products through its subsidiary, Kingstone Insurance Company. It places contracts with the third-party licensed premium finance company through its subsidiary Payments, Inc., a NYS licensed Insurance Premium Finance Company. Kingstone Insurance Company was ranked #1 of the 81 insurers rated by the Professional Insurance Agents Association in its 2010 Company Performance Survey. The company...

FARM vs KINS — Head-to-Head

Bigger by revenue
FARM
FARM
1.6× larger
FARM
$88.9M
$56.4M
KINS
Growing faster (revenue YoY)
KINS
KINS
+35.2% gap
KINS
34.0%
-1.2%
FARM
Higher net margin
KINS
KINS
31.6% more per $
KINS
26.2%
-5.5%
FARM
More free cash flow
KINS
KINS
$75.7M more FCF
KINS
$73.1M
$-2.6M
FARM
Faster 2-yr revenue CAGR
KINS
KINS
Annualised
KINS
25.6%
2.1%
FARM

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
FARM
FARM
KINS
KINS
Revenue
$88.9M
$56.4M
Net Profit
$-4.9M
$14.8M
Gross Margin
36.3%
Operating Margin
-4.7%
32.7%
Net Margin
-5.5%
26.2%
Revenue YoY
-1.2%
34.0%
Net Profit YoY
-2417.1%
171.4%
EPS (diluted)
$-0.22
$1.09

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FARM
FARM
KINS
KINS
Q4 25
$88.9M
$56.4M
Q3 25
$81.6M
$55.7M
Q2 25
$85.1M
$52.3M
Q1 25
$82.1M
$50.5M
Q4 24
$90.0M
$42.1M
Q3 24
$85.1M
$40.8M
Q2 24
$84.4M
$36.5M
Q1 24
$85.4M
$35.8M
Net Profit
FARM
FARM
KINS
KINS
Q4 25
$-4.9M
$14.8M
Q3 25
$-4.0M
$10.9M
Q2 25
$-4.7M
$11.3M
Q1 25
$-5.0M
$3.9M
Q4 24
$210.0K
$5.4M
Q3 24
$-5.0M
$7.0M
Q2 24
$-4.6M
$4.5M
Q1 24
$-682.0K
$1.4M
Gross Margin
FARM
FARM
KINS
KINS
Q4 25
36.3%
Q3 25
39.7%
Q2 25
44.9%
Q1 25
42.1%
Q4 24
43.1%
Q3 24
43.9%
Q2 24
38.8%
Q1 24
40.1%
Operating Margin
FARM
FARM
KINS
KINS
Q4 25
-4.7%
32.7%
Q3 25
-3.9%
24.6%
Q2 25
4.6%
27.1%
Q1 25
-4.3%
9.3%
Q4 24
1.1%
15.9%
Q3 24
-3.3%
22.3%
Q2 24
-4.9%
15.7%
Q1 24
-0.5%
5.0%
Net Margin
FARM
FARM
KINS
KINS
Q4 25
-5.5%
26.2%
Q3 25
-4.9%
19.5%
Q2 25
-5.6%
21.5%
Q1 25
-6.1%
7.7%
Q4 24
0.2%
12.9%
Q3 24
-5.9%
17.1%
Q2 24
-5.4%
12.4%
Q1 24
-0.8%
4.0%
EPS (diluted)
FARM
FARM
KINS
KINS
Q4 25
$-0.22
$1.09
Q3 25
$-0.19
$0.74
Q2 25
$-0.22
$0.78
Q1 25
$-0.23
$0.27
Q4 24
$0.01
$0.44
Q3 24
$-0.24
$0.55
Q2 24
$-0.23
$0.37
Q1 24
$-0.03
$0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FARM
FARM
KINS
KINS
Cash + ST InvestmentsLiquidity on hand
$4.2M
Total DebtLower is stronger
$4.4M
Stockholders' EquityBook value
$35.7M
$122.7M
Total Assets
$151.4M
$453.4M
Debt / EquityLower = less leverage
0.04×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FARM
FARM
KINS
KINS
Q4 25
$4.2M
Q3 25
$3.8M
Q2 25
$6.8M
Q1 25
$4.1M
Q4 24
$5.5M
Q3 24
$3.3M
Q2 24
$5.8M
Q1 24
$5.5M
Total Debt
FARM
FARM
KINS
KINS
Q4 25
$4.4M
Q3 25
$4.8M
Q2 25
$5.1M
Q1 25
$5.4M
Q4 24
$11.2M
Q3 24
$17.3M
Q2 24
$25.3M
Q1 24
$25.3M
Stockholders' Equity
FARM
FARM
KINS
KINS
Q4 25
$35.7M
$122.7M
Q3 25
$40.0M
$107.7M
Q2 25
$43.5M
$94.9M
Q1 25
$37.3M
$82.2M
Q4 24
$41.5M
$66.7M
Q3 24
$40.9M
$59.7M
Q2 24
$45.5M
$40.8M
Q1 24
$43.1M
$35.7M
Total Assets
FARM
FARM
KINS
KINS
Q4 25
$151.4M
$453.4M
Q3 25
$158.8M
$428.6M
Q2 25
$161.2M
$393.4M
Q1 25
$163.2M
$385.4M
Q4 24
$179.1M
$374.9M
Q3 24
$182.0M
$347.0M
Q2 24
$185.2M
$319.8M
Q1 24
$179.1M
$318.3M
Debt / Equity
FARM
FARM
KINS
KINS
Q4 25
0.04×
Q3 25
0.04×
Q2 25
0.05×
Q1 25
0.07×
Q4 24
0.17×
Q3 24
0.29×
Q2 24
0.62×
Q1 24
0.71×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FARM
FARM
KINS
KINS
Operating Cash FlowLast quarter
$-786.0K
$75.9M
Free Cash FlowOCF − Capex
$-2.6M
$73.1M
FCF MarginFCF / Revenue
-2.9%
129.5%
Capex IntensityCapex / Revenue
2.1%
5.0%
Cash ConversionOCF / Net Profit
5.14×
TTM Free Cash FlowTrailing 4 quarters
$124.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FARM
FARM
KINS
KINS
Q4 25
$-786.0K
$75.9M
Q3 25
$-5.0M
$25.9M
Q2 25
$9.7M
$9.3M
Q1 25
$1.3M
$17.9M
Q4 24
$2.6M
$57.9M
Q3 24
$2.5M
$21.7M
Q2 24
$-995.0K
$7.1M
Q1 24
$-2.3M
$6.1M
Free Cash Flow
FARM
FARM
KINS
KINS
Q4 25
$-2.6M
$73.1M
Q3 25
$-6.9M
$25.3M
Q2 25
$8.7M
Q1 25
$-684.0K
$17.0M
Q4 24
$521.0K
$55.6M
Q3 24
$-837.0K
$21.0M
Q2 24
$6.6M
Q1 24
$-5.7M
$5.6M
FCF Margin
FARM
FARM
KINS
KINS
Q4 25
-2.9%
129.5%
Q3 25
-8.5%
45.4%
Q2 25
16.6%
Q1 25
-0.8%
33.7%
Q4 24
0.6%
132.1%
Q3 24
-1.0%
51.6%
Q2 24
18.1%
Q1 24
-6.7%
15.5%
Capex Intensity
FARM
FARM
KINS
KINS
Q4 25
2.1%
5.0%
Q3 25
2.4%
1.2%
Q2 25
1.1%
Q1 25
2.4%
1.7%
Q4 24
2.3%
5.6%
Q3 24
3.9%
1.7%
Q2 24
1.4%
Q1 24
4.0%
1.5%
Cash Conversion
FARM
FARM
KINS
KINS
Q4 25
5.14×
Q3 25
2.38×
Q2 25
0.82×
Q1 25
4.60×
Q4 24
12.16×
10.65×
Q3 24
3.12×
Q2 24
1.58×
Q1 24
4.27×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FARM
FARM

Coffee Roasted$45.5M51%
Tea Iced Hot$23.3M26%
Culinary$14.1M16%
Spice$4.9M5%
Fuel Surcharge$1.2M1%

KINS
KINS

Segment breakdown not available.

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