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Side-by-side financial comparison of FIRST BANCORP (FBNC) and READING INTERNATIONAL INC (RDI). Click either name above to swap in a different company.
FIRST BANCORP is the larger business by last-quarter revenue ($89.6M vs $50.3M, roughly 1.8× READING INTERNATIONAL INC). FIRST BANCORP runs the higher net margin — 22.7% vs -5.1%, a 27.8% gap on every dollar of revenue. On growth, FIRST BANCORP posted the faster year-over-year revenue change (-7.3% vs -14.2%). FIRST BANCORP produced more free cash flow last quarter ($48.2M vs $4.1M).
First Bancorp is an American bank holding company headquartered in Southern Pines, North Carolina, that operates as First Bank in North Carolina and South Carolina.
The Reading Company was a Philadelphia-headquartered railroad that provided passenger and freight transport in eastern Pennsylvania and neighboring states from 1924 until its acquisition by Conrail in 1976.
FBNC vs RDI — Head-to-Head
Income Statement — Q3 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $89.6M | $50.3M |
| Net Profit | $20.4M | $-2.6M |
| Gross Margin | — | — |
| Operating Margin | 29.0% | -1.9% |
| Net Margin | 22.7% | -5.1% |
| Revenue YoY | -7.3% | -14.2% |
| Net Profit YoY | 9.0% | -14.5% |
| EPS (diluted) | $0.49 | $-0.11 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | — | $50.3M | ||
| Q3 25 | $89.6M | $52.2M | ||
| Q2 25 | $111.0M | $60.4M | ||
| Q1 25 | $105.8M | $40.2M | ||
| Q4 24 | — | $58.6M | ||
| Q3 24 | $96.6M | $60.1M | ||
| Q2 24 | $95.7M | $46.8M | ||
| Q1 24 | $92.2M | $45.1M |
| Q4 25 | — | $-2.6M | ||
| Q3 25 | $20.4M | $-4.2M | ||
| Q2 25 | $38.6M | $-2.7M | ||
| Q1 25 | $36.4M | $-4.8M | ||
| Q4 24 | — | $-2.2M | ||
| Q3 24 | $18.7M | $-7.0M | ||
| Q2 24 | $28.7M | $-12.8M | ||
| Q1 24 | $25.3M | $-13.2M |
| Q4 25 | — | -1.9% | ||
| Q3 25 | 29.0% | -0.6% | ||
| Q2 25 | 44.9% | 4.8% | ||
| Q1 25 | 44.2% | -17.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | 23.4% | -0.6% | ||
| Q2 24 | 38.5% | -16.4% | ||
| Q1 24 | 34.5% | -16.7% |
| Q4 25 | — | -5.1% | ||
| Q3 25 | 22.7% | -8.0% | ||
| Q2 25 | 34.7% | -4.4% | ||
| Q1 25 | 34.4% | -11.8% | ||
| Q4 24 | — | -3.8% | ||
| Q3 24 | 19.3% | -11.7% | ||
| Q2 24 | 30.0% | -27.4% | ||
| Q1 24 | 27.4% | -29.4% |
| Q4 25 | — | $-0.11 | ||
| Q3 25 | $0.49 | $-0.18 | ||
| Q2 25 | $0.93 | $-0.12 | ||
| Q1 25 | $0.88 | $-0.21 | ||
| Q4 24 | — | $-0.11 | ||
| Q3 24 | $0.45 | $-0.31 | ||
| Q2 24 | $0.70 | $-0.57 | ||
| Q1 24 | $0.61 | $-0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $10.5M |
| Total DebtLower is stronger | $92.4M | $185.1M |
| Stockholders' EquityBook value | $1.6B | $-18.2M |
| Total Assets | $12.8B | $434.9M |
| Debt / EquityLower = less leverage | 0.06× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $10.5M | ||
| Q3 25 | — | $8.1M | ||
| Q2 25 | — | $9.1M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $12.4M | ||
| Q3 24 | — | $10.1M | ||
| Q2 24 | — | $9.3M | ||
| Q1 24 | — | $7.5M |
| Q4 25 | — | $185.1M | ||
| Q3 25 | $92.4M | — | ||
| Q2 25 | $92.2M | — | ||
| Q1 25 | $92.1M | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | $91.7M | — | ||
| Q2 24 | $91.5M | — | ||
| Q1 24 | $332.3M | — |
| Q4 25 | — | $-18.2M | ||
| Q3 25 | $1.6B | $-12.1M | ||
| Q2 25 | $1.6B | $-7.7M | ||
| Q1 25 | $1.5B | $-8.1M | ||
| Q4 24 | — | $-4.4M | ||
| Q3 24 | $1.5B | $1.6M | ||
| Q2 24 | $1.4B | $6.5M | ||
| Q1 24 | $1.4B | $18.0M |
| Q4 25 | — | $434.9M | ||
| Q3 25 | $12.8B | $435.2M | ||
| Q2 25 | $12.6B | $438.1M | ||
| Q1 25 | $12.4B | $441.0M | ||
| Q4 24 | — | $471.0M | ||
| Q3 24 | $12.2B | $495.7M | ||
| Q2 24 | $12.1B | $494.9M | ||
| Q1 24 | $12.1B | $494.9M |
| Q4 25 | — | — | ||
| Q3 25 | 0.06× | — | ||
| Q2 25 | 0.06× | — | ||
| Q1 25 | 0.06× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.06× | — | ||
| Q2 24 | 0.07× | — | ||
| Q1 24 | 0.24× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $49.7M | $4.3M |
| Free Cash FlowOCF − Capex | $48.2M | $4.1M |
| FCF MarginFCF / Revenue | 53.8% | 8.2% |
| Capex IntensityCapex / Revenue | 1.6% | 0.3% |
| Cash ConversionOCF / Net Profit | 2.44× | — |
| TTM Free Cash FlowTrailing 4 quarters | $182.9M | $-2.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $4.3M | ||
| Q3 25 | $49.7M | $295.0K | ||
| Q2 25 | $45.7M | $1.6M | ||
| Q1 25 | $52.6M | $-7.7M | ||
| Q4 24 | — | $8.0M | ||
| Q3 24 | $38.4M | $1.3M | ||
| Q2 24 | $87.7M | $-10.4M | ||
| Q1 24 | $-20.1M | $-2.8M |
| Q4 25 | — | $4.1M | ||
| Q3 25 | $48.2M | $-246.0K | ||
| Q2 25 | $44.3M | $1.2M | ||
| Q1 25 | $52.4M | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | $38.0M | $-1.1M | ||
| Q2 24 | $87.6M | $-10.6M | ||
| Q1 24 | $-21.7M | $-4.7M |
| Q4 25 | — | 8.2% | ||
| Q3 25 | 53.8% | -0.5% | ||
| Q2 25 | 39.9% | 1.9% | ||
| Q1 25 | 49.5% | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | 39.3% | -1.8% | ||
| Q2 24 | 91.6% | -22.7% | ||
| Q1 24 | -23.6% | -10.4% |
| Q4 25 | — | 0.3% | ||
| Q3 25 | 1.6% | 1.0% | ||
| Q2 25 | 1.2% | 0.6% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | 0.5% | 4.0% | ||
| Q2 24 | 0.1% | 0.5% | ||
| Q1 24 | 1.8% | 4.3% |
| Q4 25 | — | — | ||
| Q3 25 | 2.44× | — | ||
| Q2 25 | 1.19× | — | ||
| Q1 25 | 1.44× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.06× | — | ||
| Q2 24 | 3.06× | — | ||
| Q1 24 | -0.80× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FBNC
Segment breakdown not available.
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
