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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and FLYEXCLUSIVE INC. (FLYX). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $92.1M, roughly 1.5× FLYEXCLUSIVE INC.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -4.6%, a 32.7% gap on every dollar of revenue. On growth, FLYEXCLUSIVE INC. posted the faster year-over-year revenue change (19.8% vs 13.0%). Over the past eight quarters, FLYEXCLUSIVE INC.'s revenue compounded faster (21.9% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
FLYEXCLUSIVE INC. is a U.S.-headquartered private aviation services provider that offers private jet charter, aircraft management, maintenance repair, and fractional ownership programs. It primarily serves high-net-worth individuals, corporate clients, and government entities across North America, delivering personalized on-demand air travel solutions prioritizing safety and convenience.
FCF vs FLYX — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $92.1M |
| Net Profit | $37.5M | $-4.3M |
| Gross Margin | — | 13.7% |
| Operating Margin | — | -12.3% |
| Net Margin | 28.1% | -4.6% |
| Revenue YoY | 13.0% | 19.8% |
| Net Profit YoY | -16.3% | 32.0% |
| EPS (diluted) | $0.37 | $-0.25 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | — | ||
| Q3 25 | $136.0M | $92.1M | ||
| Q2 25 | $131.0M | $91.3M | ||
| Q1 25 | $118.0M | $88.1M | ||
| Q4 24 | $120.4M | — | ||
| Q3 24 | $121.2M | $76.9M | ||
| Q2 24 | $120.2M | $79.0M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | — | ||
| Q3 25 | $41.3M | $-4.3M | ||
| Q2 25 | $33.4M | $-4.8M | ||
| Q1 25 | $32.7M | $-5.4M | ||
| Q4 24 | $35.8M | — | ||
| Q3 24 | $32.1M | $-6.3M | ||
| Q2 24 | $37.1M | $-5.2M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 13.7% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | — | 12.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 11.3% | ||
| Q2 24 | — | 7.9% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | — | ||
| Q3 25 | 38.1% | -12.3% | ||
| Q2 25 | 32.1% | -13.5% | ||
| Q1 25 | 34.8% | -16.7% | ||
| Q4 24 | 37.1% | — | ||
| Q3 24 | 33.4% | -27.2% | ||
| Q2 24 | 38.7% | -27.6% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | — | ||
| Q3 25 | 30.4% | -4.6% | ||
| Q2 25 | 25.5% | -5.2% | ||
| Q1 25 | 27.7% | -6.2% | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.5% | -8.2% | ||
| Q2 24 | 30.9% | -6.5% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | $-0.25 | ||
| Q2 25 | $0.32 | $-0.26 | ||
| Q1 25 | $0.32 | $-0.30 | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | $-0.32 | ||
| Q2 24 | $0.36 | $-0.32 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $18.7M |
| Total DebtLower is stronger | $154.9M | $123.9M |
| Stockholders' EquityBook value | $1.6B | $-434.2M |
| Total Assets | $12.3B | $448.1M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $18.7M | ||
| Q2 25 | — | $15.8M | ||
| Q1 25 | — | $14.7M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $18.7M | ||
| Q2 24 | — | $9.3M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | $123.9M | ||
| Q2 25 | $262.4M | $111.6M | ||
| Q1 25 | $262.7M | $121.6M | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | $197.9M | ||
| Q2 24 | $136.6M | $206.3M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.5B | $-434.2M | ||
| Q2 25 | $1.5B | $-261.4M | ||
| Q1 25 | $1.4B | $-281.5M | ||
| Q4 24 | $1.4B | — | ||
| Q3 24 | $1.4B | $-192.0M | ||
| Q2 24 | $1.4B | $-149.7M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | — | ||
| Q3 25 | $12.3B | $448.1M | ||
| Q2 25 | $12.2B | $443.4M | ||
| Q1 25 | $11.8B | $466.8M | ||
| Q4 24 | $11.6B | — | ||
| Q3 24 | $12.0B | $487.1M | ||
| Q2 24 | $11.6B | $494.7M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-209.0K |
| Free Cash FlowOCF − Capex | — | $-11.0M |
| FCF MarginFCF / Revenue | — | -12.0% |
| Capex IntensityCapex / Revenue | — | 11.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-51.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | — | ||
| Q3 25 | $49.5M | $-209.0K | ||
| Q2 25 | $30.4M | $363.0K | ||
| Q1 25 | $55.9M | $-10.5M | ||
| Q4 24 | $129.5M | — | ||
| Q3 24 | $53.6M | $-12.3M | ||
| Q2 24 | $22.7M | $-16.2M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | — | ||
| Q3 25 | — | $-11.0M | ||
| Q2 25 | — | $353.0K | ||
| Q1 25 | — | $-14.6M | ||
| Q4 24 | $113.9M | — | ||
| Q3 24 | — | $-25.7M | ||
| Q2 24 | — | $-26.6M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | — | ||
| Q3 25 | — | -12.0% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | -16.5% | ||
| Q4 24 | 94.6% | — | ||
| Q3 24 | — | -33.5% | ||
| Q2 24 | — | -33.7% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | — | ||
| Q3 25 | — | 11.7% | ||
| Q2 25 | — | 0.0% | ||
| Q1 25 | — | 4.7% | ||
| Q4 24 | 12.9% | — | ||
| Q3 24 | — | 17.5% | ||
| Q2 24 | — | 13.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
