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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and INSTEEL INDUSTRIES INC (IIIN). Click either name above to swap in a different company.
INSTEEL INDUSTRIES INC is the larger business by last-quarter revenue ($159.9M vs $133.7M, roughly 1.2× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 4.7%, a 23.3% gap on every dollar of revenue. On growth, INSTEEL INDUSTRIES INC posted the faster year-over-year revenue change (23.3% vs 13.0%). Over the past eight quarters, INSTEEL INDUSTRIES INC's revenue compounded faster (12.0% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Insteel Industries Inc is a leading U.S. manufacturer of steel reinforcing products including welded wire reinforcement and steel fibers. It primarily serves non-residential construction, infrastructure, and precast concrete segments across North America, delivering high-performance reinforcement solutions for various construction projects.
FCF vs IIIN — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $159.9M |
| Net Profit | $37.5M | $7.6M |
| Gross Margin | — | 11.3% |
| Operating Margin | — | 6.0% |
| Net Margin | 28.1% | 4.7% |
| Revenue YoY | 13.0% | 23.3% |
| Net Profit YoY | 14.8% | 602.4% |
| EPS (diluted) | $0.37 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $159.9M | ||
| Q3 25 | $136.0M | $177.4M | ||
| Q2 25 | $131.0M | $179.9M | ||
| Q1 25 | $118.0M | $160.7M | ||
| Q4 24 | $120.4M | $129.7M | ||
| Q3 24 | $121.2M | $134.3M | ||
| Q2 24 | $120.2M | $145.8M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $7.6M | ||
| Q3 25 | $41.3M | $14.6M | ||
| Q2 25 | $33.4M | $15.2M | ||
| Q1 25 | $32.7M | $10.2M | ||
| Q4 24 | $35.8M | $1.1M | ||
| Q3 24 | $32.1M | $4.7M | ||
| Q2 24 | $37.1M | $6.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 11.3% | ||
| Q3 25 | — | 16.1% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 15.3% | ||
| Q4 24 | — | 7.3% | ||
| Q3 24 | — | 9.1% | ||
| Q2 24 | — | 10.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 6.0% | ||
| Q3 25 | 38.1% | 10.8% | ||
| Q2 25 | 32.1% | 11.0% | ||
| Q1 25 | 34.8% | 8.3% | ||
| Q4 24 | 37.1% | 1.1% | ||
| Q3 24 | 33.4% | 4.5% | ||
| Q2 24 | 38.7% | 6.0% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 4.7% | ||
| Q3 25 | 30.4% | 8.2% | ||
| Q2 25 | 25.5% | 8.4% | ||
| Q1 25 | 27.7% | 6.4% | ||
| Q4 24 | 29.8% | 0.8% | ||
| Q3 24 | 26.5% | 3.5% | ||
| Q2 24 | 30.9% | 4.5% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.39 | ||
| Q3 25 | $0.39 | $0.74 | ||
| Q2 25 | $0.32 | $0.78 | ||
| Q1 25 | $0.32 | $0.52 | ||
| Q4 24 | $0.35 | $0.06 | ||
| Q3 24 | $0.31 | $0.24 | ||
| Q2 24 | $0.36 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $15.6M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $358.8M |
| Total Assets | $12.3B | $456.1M |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $15.6M | ||
| Q3 25 | — | $38.6M | ||
| Q2 25 | — | $53.7M | ||
| Q1 25 | — | $28.4M | ||
| Q4 24 | — | $36.0M | ||
| Q3 24 | — | $111.5M | ||
| Q2 24 | — | $97.7M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $358.8M | ||
| Q3 25 | $1.5B | $371.5M | ||
| Q2 25 | $1.5B | $356.2M | ||
| Q1 25 | $1.4B | $341.4M | ||
| Q4 24 | $1.4B | $331.6M | ||
| Q3 24 | $1.4B | $350.9M | ||
| Q2 24 | $1.4B | $346.0M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $456.1M | ||
| Q3 25 | $12.3B | $462.6M | ||
| Q2 25 | $12.2B | $471.9M | ||
| Q1 25 | $11.8B | $421.9M | ||
| Q4 24 | $11.6B | $404.7M | ||
| Q3 24 | $12.0B | $422.6M | ||
| Q2 24 | $11.6B | $414.6M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-701.0K |
| Free Cash FlowOCF − Capex | — | $-2.2M |
| FCF MarginFCF / Revenue | — | -1.4% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | -0.09× |
| TTM Free Cash FlowTrailing 4 quarters | — | $439.0K |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $-701.0K | ||
| Q3 25 | $49.5M | $-17.0M | ||
| Q2 25 | $30.4M | $28.5M | ||
| Q1 25 | $55.9M | $-3.3M | ||
| Q4 24 | $129.5M | $19.0M | ||
| Q3 24 | $53.6M | $16.2M | ||
| Q2 24 | $22.7M | $18.8M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $-2.2M | ||
| Q3 25 | — | $-18.7M | ||
| Q2 25 | — | $26.9M | ||
| Q1 25 | — | $-5.5M | ||
| Q4 24 | $113.9M | $16.3M | ||
| Q3 24 | — | $14.5M | ||
| Q2 24 | — | $15.5M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | -1.4% | ||
| Q3 25 | — | -10.6% | ||
| Q2 25 | — | 15.0% | ||
| Q1 25 | — | -3.5% | ||
| Q4 24 | 94.6% | 12.6% | ||
| Q3 24 | — | 10.8% | ||
| Q2 24 | — | 10.7% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.9% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 1.4% | ||
| Q4 24 | 12.9% | 2.1% | ||
| Q3 24 | — | 1.3% | ||
| Q2 24 | — | 2.2% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | -0.09× | ||
| Q3 25 | 1.20× | -1.17× | ||
| Q2 25 | 0.91× | 1.88× | ||
| Q1 25 | 1.71× | -0.32× | ||
| Q4 24 | 3.61× | 17.56× | ||
| Q3 24 | 1.67× | 3.48× | ||
| Q2 24 | 0.61× | 2.86× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
IIIN
| Welded Wire Reinforcement | $108.4M | 68% |
| PC Strand | $51.6M | 32% |
