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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Metallus Inc. (MTUS). Click either name above to swap in a different company.
Metallus Inc. is the larger business by last-quarter revenue ($267.3M vs $133.7M, roughly 2.0× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 0.5%, a 27.6% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 11.1%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -4.8%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
FCF vs MTUS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $267.3M |
| Net Profit | $37.5M | $1.3M |
| Gross Margin | — | 2.2% |
| Operating Margin | — | — |
| Net Margin | 28.1% | 0.5% |
| Revenue YoY | 13.0% | 11.1% |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.37 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | $267.3M | ||
| Q4 25 | $137.9M | $267.3M | ||
| Q3 25 | $136.0M | $305.9M | ||
| Q2 25 | $131.0M | $304.6M | ||
| Q1 25 | $118.0M | $280.5M | ||
| Q4 24 | $120.4M | $240.5M | ||
| Q3 24 | $121.2M | $227.2M | ||
| Q2 24 | $120.2M | $294.7M |
| Q1 26 | $37.5M | $1.3M | ||
| Q4 25 | $44.9M | $-14.3M | ||
| Q3 25 | $41.3M | $8.1M | ||
| Q2 25 | $33.4M | $3.7M | ||
| Q1 25 | $32.7M | $1.3M | ||
| Q4 24 | $35.8M | $-21.4M | ||
| Q3 24 | $32.1M | $-5.9M | ||
| Q2 24 | $37.1M | $4.6M |
| Q1 26 | — | 2.2% | ||
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 11.4% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -7.7% | ||
| Q3 25 | 38.1% | 3.6% | ||
| Q2 25 | 32.1% | 2.8% | ||
| Q1 25 | 34.8% | 1.0% | ||
| Q4 24 | 37.1% | -10.1% | ||
| Q3 24 | 33.4% | -3.1% | ||
| Q2 24 | 38.7% | 2.1% |
| Q1 26 | 28.1% | 0.5% | ||
| Q4 25 | 32.5% | -5.3% | ||
| Q3 25 | 30.4% | 2.6% | ||
| Q2 25 | 25.5% | 1.2% | ||
| Q1 25 | 27.7% | 0.5% | ||
| Q4 24 | 29.8% | -8.9% | ||
| Q3 24 | 26.5% | -2.6% | ||
| Q2 24 | 30.9% | 1.6% |
| Q1 26 | $0.37 | $0.03 | ||
| Q4 25 | $0.44 | $-0.34 | ||
| Q3 25 | $0.39 | $0.19 | ||
| Q2 25 | $0.32 | $0.09 | ||
| Q1 25 | $0.32 | $0.03 | ||
| Q4 24 | $0.35 | $-0.46 | ||
| Q3 24 | $0.31 | $-0.13 | ||
| Q2 24 | $0.36 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $156.7M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $686.0M |
| Total Assets | $12.3B | $1.1B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $156.7M | ||
| Q4 25 | — | $156.7M | ||
| Q3 25 | — | $191.5M | ||
| Q2 25 | — | $190.8M | ||
| Q1 25 | — | $180.3M | ||
| Q4 24 | — | $240.7M | ||
| Q3 24 | — | $254.6M | ||
| Q2 24 | — | $272.8M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | $0 | ||
| Q2 25 | $262.4M | $0 | ||
| Q1 25 | $262.7M | $5.4M | ||
| Q4 24 | $263.0M | $5.4M | ||
| Q3 24 | $136.3M | $13.2M | ||
| Q2 24 | $136.6M | $13.2M |
| Q1 26 | $1.6B | $686.0M | ||
| Q4 25 | $1.6B | $686.0M | ||
| Q3 25 | $1.5B | $697.7M | ||
| Q2 25 | $1.5B | $690.0M | ||
| Q1 25 | $1.4B | $686.1M | ||
| Q4 24 | $1.4B | $690.5M | ||
| Q3 24 | $1.4B | $712.7M | ||
| Q2 24 | $1.4B | $736.3M |
| Q1 26 | $12.3B | $1.1B | ||
| Q4 25 | $12.3B | $1.1B | ||
| Q3 25 | $12.3B | $1.2B | ||
| Q2 25 | $12.2B | $1.1B | ||
| Q1 25 | $11.8B | $1.1B | ||
| Q4 24 | $11.6B | $1.1B | ||
| Q3 24 | $12.0B | $1.1B | ||
| Q2 24 | $11.6B | $1.1B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | 0.00× | ||
| Q2 25 | 0.17× | 0.00× | ||
| Q1 25 | 0.18× | 0.01× | ||
| Q4 24 | 0.19× | 0.01× | ||
| Q3 24 | 0.10× | 0.02× | ||
| Q2 24 | 0.10× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | — |
| Free Cash FlowOCF − Capex | — | $900.0K |
| FCF MarginFCF / Revenue | — | 0.3% |
| Capex IntensityCapex / Revenue | — | 0.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-25.7M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $-1.9M | ||
| Q3 25 | $49.5M | $22.0M | ||
| Q2 25 | $30.4M | $34.8M | ||
| Q1 25 | $55.9M | $-38.9M | ||
| Q4 24 | $129.5M | $13.9M | ||
| Q3 24 | $53.6M | $-15.3M | ||
| Q2 24 | $22.7M | $8.3M |
| Q1 26 | — | $900.0K | ||
| Q4 25 | $171.5M | $-37.2M | ||
| Q3 25 | — | $-6.4M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $-66.4M | ||
| Q4 24 | $113.9M | $-1.3M | ||
| Q3 24 | — | $-32.9M | ||
| Q2 24 | — | $-5.8M |
| Q1 26 | — | 0.3% | ||
| Q4 25 | 124.3% | -13.9% | ||
| Q3 25 | — | -2.1% | ||
| Q2 25 | — | 5.6% | ||
| Q1 25 | — | -23.7% | ||
| Q4 24 | 94.6% | -0.5% | ||
| Q3 24 | — | -14.5% | ||
| Q2 24 | — | -2.0% |
| Q1 26 | — | 0.0% | ||
| Q4 25 | 11.7% | 13.2% | ||
| Q3 25 | — | 9.3% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 9.8% | ||
| Q4 24 | 12.9% | 6.3% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 4.8% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | 2.72× | ||
| Q2 25 | 0.91× | 9.41× | ||
| Q1 25 | 1.71× | -29.92× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | 1.80× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
