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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and NPK International Inc. (NPKI). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $75.2M, roughly 1.8× NPK International Inc.). On growth, NPK International Inc. posted the faster year-over-year revenue change (30.7% vs 13.0%). Over the past eight quarters, NPK International Inc.'s revenue compounded faster (23.9% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
FCF vs NPKI — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $75.2M |
| Net Profit | $37.5M | — |
| Gross Margin | — | 37.7% |
| Operating Margin | — | 16.7% |
| Net Margin | 28.1% | — |
| Revenue YoY | 13.0% | 30.7% |
| Net Profit YoY | 14.8% | — |
| EPS (diluted) | $0.37 | $0.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $75.2M | ||
| Q3 25 | $136.0M | $68.8M | ||
| Q2 25 | $131.0M | $68.2M | ||
| Q1 25 | $118.0M | $64.8M | ||
| Q4 24 | $120.4M | $57.5M | ||
| Q3 24 | $121.2M | $44.2M | ||
| Q2 24 | $120.2M | $66.8M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | — | ||
| Q3 25 | $41.3M | $5.7M | ||
| Q2 25 | $33.4M | $8.7M | ||
| Q1 25 | $32.7M | $10.0M | ||
| Q4 24 | $35.8M | — | ||
| Q3 24 | $32.1M | $-174.3M | ||
| Q2 24 | $37.1M | $8.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 37.7% | ||
| Q3 25 | — | 31.9% | ||
| Q2 25 | — | 36.9% | ||
| Q1 25 | — | 39.0% | ||
| Q4 24 | — | 39.2% | ||
| Q3 24 | — | 27.5% | ||
| Q2 24 | — | 37.2% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 16.7% | ||
| Q3 25 | 38.1% | 13.2% | ||
| Q2 25 | 32.1% | 17.0% | ||
| Q1 25 | 34.8% | 20.9% | ||
| Q4 24 | 37.1% | 20.2% | ||
| Q3 24 | 33.4% | 2.8% | ||
| Q2 24 | 38.7% | 18.7% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | — | ||
| Q3 25 | 30.4% | 8.2% | ||
| Q2 25 | 25.5% | 12.7% | ||
| Q1 25 | 27.7% | 15.4% | ||
| Q4 24 | 29.8% | — | ||
| Q3 24 | 26.5% | -394.3% | ||
| Q2 24 | 30.9% | 12.0% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.17 | ||
| Q3 25 | $0.39 | $0.07 | ||
| Q2 25 | $0.32 | $0.10 | ||
| Q1 25 | $0.32 | $0.11 | ||
| Q4 24 | $0.35 | $0.10 | ||
| Q3 24 | $0.31 | $-1.99 | ||
| Q2 24 | $0.36 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $5.1M |
| Total DebtLower is stronger | $154.9M | $16.9M |
| Stockholders' EquityBook value | $1.6B | $351.2M |
| Total Assets | $12.3B | $441.8M |
| Debt / EquityLower = less leverage | 0.10× | 0.05× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $5.1M | ||
| Q3 25 | — | $35.6M | ||
| Q2 25 | — | $26.0M | ||
| Q1 25 | — | $20.8M | ||
| Q4 24 | — | $17.8M | ||
| Q3 24 | — | $42.9M | ||
| Q2 24 | — | $35.1M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | $16.9M | ||
| Q3 25 | $262.1M | $9.5M | ||
| Q2 25 | $262.4M | $9.3M | ||
| Q1 25 | $262.7M | $8.1M | ||
| Q4 24 | $263.0M | $7.7M | ||
| Q3 24 | $136.3M | $14.0M | ||
| Q2 24 | $136.6M | $58.0M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $351.2M | ||
| Q3 25 | $1.5B | $333.9M | ||
| Q2 25 | $1.5B | $328.8M | ||
| Q1 25 | $1.4B | $326.9M | ||
| Q4 24 | $1.4B | $326.5M | ||
| Q3 24 | $1.4B | $316.5M | ||
| Q2 24 | $1.4B | $426.6M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $441.8M | ||
| Q3 25 | $12.3B | $404.5M | ||
| Q2 25 | $12.2B | $393.7M | ||
| Q1 25 | $11.8B | $390.0M | ||
| Q4 24 | $11.6B | $393.7M | ||
| Q3 24 | $12.0B | $389.6M | ||
| Q2 24 | $11.6B | $624.8M |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | 0.05× | ||
| Q3 25 | 0.17× | 0.03× | ||
| Q2 25 | 0.17× | 0.03× | ||
| Q1 25 | 0.18× | 0.02× | ||
| Q4 24 | 0.19× | 0.02× | ||
| Q3 24 | 0.10× | 0.04× | ||
| Q2 24 | 0.10× | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $18.0M |
| Free Cash FlowOCF − Capex | — | $5.8M |
| FCF MarginFCF / Revenue | — | 7.6% |
| Capex IntensityCapex / Revenue | — | 16.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $26.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $18.0M | ||
| Q3 25 | $49.5M | $24.7M | ||
| Q2 25 | $30.4M | $21.4M | ||
| Q1 25 | $55.9M | $8.8M | ||
| Q4 24 | $129.5M | $-4.1M | ||
| Q3 24 | $53.6M | $2.8M | ||
| Q2 24 | $22.7M | $27.6M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $5.8M | ||
| Q3 25 | — | $12.0M | ||
| Q2 25 | — | $9.7M | ||
| Q1 25 | — | $-1.2M | ||
| Q4 24 | $113.9M | $-17.7M | ||
| Q3 24 | — | $-6.7M | ||
| Q2 24 | — | $21.0M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 7.6% | ||
| Q3 25 | — | 17.4% | ||
| Q2 25 | — | 14.3% | ||
| Q1 25 | — | -1.8% | ||
| Q4 24 | 94.6% | -30.8% | ||
| Q3 24 | — | -15.2% | ||
| Q2 24 | — | 31.4% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 16.3% | ||
| Q3 25 | — | 18.5% | ||
| Q2 25 | — | 17.1% | ||
| Q1 25 | — | 15.5% | ||
| Q4 24 | 12.9% | 23.6% | ||
| Q3 24 | — | 21.4% | ||
| Q2 24 | — | 9.9% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | 4.37× | ||
| Q2 25 | 0.91× | 2.47× | ||
| Q1 25 | 1.71× | 0.88× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | 3.43× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
NPKI
| Rental Revenue | $34.8M | 46% |
| Products | $25.5M | 34% |
| Services | $14.9M | 20% |
