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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Porch Group, Inc. (PRCH). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $121.1M, roughly 1.1× Porch Group, Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -3.9%, a 32.0% gap on every dollar of revenue. On growth, Porch Group, Inc. posted the faster year-over-year revenue change (100.0% vs 13.0%). Over the past eight quarters, Porch Group, Inc.'s revenue compounded faster (26.4% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Porch is a website that tries to connect homeowners with local home improvement contractors. The site features advice articles, cost guide, and online booking for over 160 home projects.
FCF vs PRCH — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $121.1M |
| Net Profit | $37.5M | $-4.7M |
| Gross Margin | — | 52.7% |
| Operating Margin | — | 34.7% |
| Net Margin | 28.1% | -3.9% |
| Revenue YoY | 13.0% | 100.0% |
| Net Profit YoY | 14.8% | 2.0% |
| EPS (diluted) | $0.37 | $-0.04 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | $121.1M | ||
| Q4 25 | $137.9M | $112.3M | ||
| Q3 25 | $136.0M | $115.1M | ||
| Q2 25 | $131.0M | $107.0M | ||
| Q1 25 | $118.0M | $84.5M | ||
| Q4 24 | $120.4M | $75.3M | ||
| Q3 24 | $121.2M | $77.7M | ||
| Q2 24 | $120.2M | $75.9M |
| Q1 26 | $37.5M | $-4.7M | ||
| Q4 25 | $44.9M | $-3.5M | ||
| Q3 25 | $41.3M | $-10.9M | ||
| Q2 25 | $33.4M | $2.6M | ||
| Q1 25 | $32.7M | $8.4M | ||
| Q4 24 | $35.8M | $30.5M | ||
| Q3 24 | $32.1M | $14.4M | ||
| Q2 24 | $37.1M | $-64.3M |
| Q1 26 | — | 52.7% | ||
| Q4 25 | — | 99.5% | ||
| Q3 25 | — | 75.6% | ||
| Q2 25 | — | 70.9% | ||
| Q1 25 | — | 77.4% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 79.4% | ||
| Q2 24 | — | 22.1% |
| Q1 26 | — | 34.7% | ||
| Q4 25 | 40.9% | 14.7% | ||
| Q3 25 | 38.1% | 14.2% | ||
| Q2 25 | 32.1% | 4.7% | ||
| Q1 25 | 34.8% | -1.5% | ||
| Q4 24 | 37.1% | 33.3% | ||
| Q3 24 | 33.4% | -3.2% | ||
| Q2 24 | 38.7% | -69.2% |
| Q1 26 | 28.1% | -3.9% | ||
| Q4 25 | 32.5% | -3.1% | ||
| Q3 25 | 30.4% | -9.4% | ||
| Q2 25 | 25.5% | 2.4% | ||
| Q1 25 | 27.7% | 9.9% | ||
| Q4 24 | 29.8% | 40.5% | ||
| Q3 24 | 26.5% | 18.5% | ||
| Q2 24 | 30.9% | -84.8% |
| Q1 26 | $0.37 | $-0.04 | ||
| Q4 25 | $0.44 | $0.00 | ||
| Q3 25 | $0.39 | $-0.10 | ||
| Q2 25 | $0.32 | $0.00 | ||
| Q1 25 | $0.32 | $0.07 | ||
| Q4 24 | $0.35 | $0.34 | ||
| Q3 24 | $0.31 | $0.12 | ||
| Q2 24 | $0.36 | $-0.65 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $68.4M |
| Total DebtLower is stronger | $154.9M | $391.3M |
| Stockholders' EquityBook value | $1.6B | $26.3M |
| Total Assets | $12.3B | $806.6M |
| Debt / EquityLower = less leverage | 0.10× | 14.87× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $68.4M | ||
| Q4 25 | — | $57.3M | ||
| Q3 25 | — | $85.0M | ||
| Q2 25 | — | $79.8M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $191.7M | ||
| Q3 24 | — | $238.6M | ||
| Q2 24 | — | $308.4M |
| Q1 26 | $154.9M | $391.3M | ||
| Q4 25 | $261.7M | $392.8M | ||
| Q3 25 | $262.1M | $387.1M | ||
| Q2 25 | $262.4M | $394.1M | ||
| Q1 25 | $262.7M | $409.2M | ||
| Q4 24 | $263.0M | $403.9M | ||
| Q3 24 | $136.3M | $399.0M | ||
| Q2 24 | $136.6M | $436.8M |
| Q1 26 | $1.6B | $26.3M | ||
| Q4 25 | $1.6B | $-24.6M | ||
| Q3 25 | $1.5B | $-27.9M | ||
| Q2 25 | $1.5B | $-29.3M | ||
| Q1 25 | $1.4B | $-52.4M | ||
| Q4 24 | $1.4B | $-43.2M | ||
| Q3 24 | $1.4B | $-77.0M | ||
| Q2 24 | $1.4B | $-101.9M |
| Q1 26 | $12.3B | $806.6M | ||
| Q4 25 | $12.3B | $797.4M | ||
| Q3 25 | $12.3B | $787.7M | ||
| Q2 25 | $12.2B | $770.7M | ||
| Q1 25 | $11.8B | $802.3M | ||
| Q4 24 | $11.6B | $814.0M | ||
| Q3 24 | $12.0B | $867.3M | ||
| Q2 24 | $11.6B | $876.1M |
| Q1 26 | 0.10× | 14.87× | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
