vs
Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and LiveRamp Holdings, Inc. (RAMP). Click either name above to swap in a different company.
LiveRamp Holdings, Inc. is the larger business by last-quarter revenue ($212.2M vs $133.7M, roughly 1.6× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs 18.8%, a 9.3% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs 8.6%). Over the past eight quarters, LiveRamp Holdings, Inc.'s revenue compounded faster (11.1% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
LiveRamp Holdings, Inc., is an American SaaS company that offers a data connectivity platform whose services include data onboarding, the transfer of offline data online for marketing purposes.
FCF vs RAMP — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $212.2M |
| Net Profit | $37.5M | $39.9M |
| Gross Margin | — | 71.9% |
| Operating Margin | — | 18.6% |
| Net Margin | 28.1% | 18.8% |
| Revenue YoY | 13.0% | 8.6% |
| Net Profit YoY | 14.8% | 255.7% |
| EPS (diluted) | $0.37 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $212.2M | ||
| Q3 25 | $136.0M | $199.8M | ||
| Q2 25 | $131.0M | $194.8M | ||
| Q1 25 | $118.0M | $188.7M | ||
| Q4 24 | $120.4M | $195.4M | ||
| Q3 24 | $121.2M | $185.5M | ||
| Q2 24 | $120.2M | $176.0M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $39.9M | ||
| Q3 25 | $41.3M | $27.4M | ||
| Q2 25 | $33.4M | $7.7M | ||
| Q1 25 | $32.7M | $-6.3M | ||
| Q4 24 | $35.8M | $11.2M | ||
| Q3 24 | $32.1M | $1.7M | ||
| Q2 24 | $37.1M | $-7.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | 18.6% | ||
| Q3 25 | 38.1% | 10.7% | ||
| Q2 25 | 32.1% | 3.7% | ||
| Q1 25 | 34.8% | -6.1% | ||
| Q4 24 | 37.1% | 7.5% | ||
| Q3 24 | 33.4% | 4.0% | ||
| Q2 24 | 38.7% | -3.0% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | 18.8% | ||
| Q3 25 | 30.4% | 13.7% | ||
| Q2 25 | 25.5% | 4.0% | ||
| Q1 25 | 27.7% | -3.3% | ||
| Q4 24 | 29.8% | 5.7% | ||
| Q3 24 | 26.5% | 0.9% | ||
| Q2 24 | 30.9% | -4.3% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $0.62 | ||
| Q3 25 | $0.39 | $0.42 | ||
| Q2 25 | $0.32 | $0.12 | ||
| Q1 25 | $0.32 | $-0.10 | ||
| Q4 24 | $0.35 | $0.17 | ||
| Q3 24 | $0.31 | $0.03 | ||
| Q2 24 | $0.36 | $-0.11 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $403.4M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $962.3M |
| Total Assets | $12.3B | $1.3B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $962.3M | ||
| Q3 25 | $1.5B | $943.8M | ||
| Q2 25 | $1.5B | $947.8M | ||
| Q1 25 | $1.4B | $948.9M | ||
| Q4 24 | $1.4B | $957.7M | ||
| Q3 24 | $1.4B | $932.1M | ||
| Q2 24 | $1.4B | $951.9M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $1.3B | ||
| Q3 25 | $12.3B | $1.2B | ||
| Q2 25 | $12.2B | $1.2B | ||
| Q1 25 | $11.8B | $1.3B | ||
| Q4 24 | $11.6B | $1.3B | ||
| Q3 24 | $12.0B | $1.2B | ||
| Q2 24 | $11.6B | $1.2B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
