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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Skillsoft Corp. (SKIL). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $129.0M, roughly 1.0× Skillsoft Corp.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -32.0%, a 60.1% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -6.0%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs -3.2%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Skillsoft is an American educational technology company that produces learning management system software and content.
FCF vs SKIL — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $129.0M |
| Net Profit | $37.5M | $-41.3M |
| Gross Margin | — | 72.7% |
| Operating Margin | — | -26.6% |
| Net Margin | 28.1% | -32.0% |
| Revenue YoY | 13.0% | -6.0% |
| Net Profit YoY | 14.8% | -74.9% |
| EPS (diluted) | $0.37 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $129.0M | ||
| Q3 25 | $136.0M | $128.8M | ||
| Q2 25 | $131.0M | $124.2M | ||
| Q1 25 | $118.0M | $133.8M | ||
| Q4 24 | $120.4M | $137.2M | ||
| Q3 24 | $121.2M | $132.2M | ||
| Q2 24 | $120.2M | $127.8M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-41.3M | ||
| Q3 25 | $41.3M | $-23.8M | ||
| Q2 25 | $33.4M | $-38.0M | ||
| Q1 25 | $32.7M | $-31.1M | ||
| Q4 24 | $35.8M | $-23.6M | ||
| Q3 24 | $32.1M | $-39.6M | ||
| Q2 24 | $37.1M | $-27.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 72.7% | ||
| Q3 25 | — | 74.5% | ||
| Q2 25 | — | 74.0% | ||
| Q1 25 | — | 74.9% | ||
| Q4 24 | — | 75.0% | ||
| Q3 24 | — | 75.4% | ||
| Q2 24 | — | 73.0% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -26.6% | ||
| Q3 25 | 38.1% | -9.2% | ||
| Q2 25 | 32.1% | -14.6% | ||
| Q1 25 | 34.8% | -12.9% | ||
| Q4 24 | 37.1% | -6.7% | ||
| Q3 24 | 33.4% | -14.6% | ||
| Q2 24 | 38.7% | -18.6% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -32.0% | ||
| Q3 25 | 30.4% | -18.5% | ||
| Q2 25 | 25.5% | -30.6% | ||
| Q1 25 | 27.7% | -23.3% | ||
| Q4 24 | 29.8% | -17.2% | ||
| Q3 24 | 26.5% | -29.9% | ||
| Q2 24 | 30.9% | -21.6% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | — | ||
| Q3 25 | $0.39 | — | ||
| Q2 25 | $0.32 | — | ||
| Q1 25 | $0.32 | — | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $0.31 | — | ||
| Q2 24 | $0.36 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $74.6M |
| Total DebtLower is stronger | $154.9M | $570.2M |
| Stockholders' EquityBook value | $1.6B | $4.0M |
| Total Assets | $12.3B | $897.6M |
| Debt / EquityLower = less leverage | 0.10× | 142.97× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $74.6M | ||
| Q3 25 | — | $100.5M | ||
| Q2 25 | — | $127.8M | ||
| Q1 25 | — | $100.8M | ||
| Q4 24 | — | $97.9M | ||
| Q3 24 | — | $122.7M | ||
| Q2 24 | — | $142.0M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | $570.2M | ||
| Q3 25 | $262.1M | $571.2M | ||
| Q2 25 | $262.4M | $572.2M | ||
| Q1 25 | $262.7M | $573.3M | ||
| Q4 24 | $263.0M | $574.3M | ||
| Q3 24 | $136.3M | $575.4M | ||
| Q2 24 | $136.6M | $576.4M |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $4.0M | ||
| Q3 25 | $1.5B | $42.5M | ||
| Q2 25 | $1.5B | $62.6M | ||
| Q1 25 | $1.4B | $93.8M | ||
| Q4 24 | $1.4B | $120.5M | ||
| Q3 24 | $1.4B | $141.4M | ||
| Q2 24 | $1.4B | $182.1M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $897.6M | ||
| Q3 25 | $12.3B | $969.4M | ||
| Q2 25 | $12.2B | $1.0B | ||
| Q1 25 | $11.8B | $1.1B | ||
| Q4 24 | $11.6B | $1.1B | ||
| Q3 24 | $12.0B | $1.1B | ||
| Q2 24 | $11.6B | $1.2B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | 142.97× | ||
| Q3 25 | 0.17× | 13.45× | ||
| Q2 25 | 0.17× | 9.13× | ||
| Q1 25 | 0.18× | 6.11× | ||
| Q4 24 | 0.19× | 4.77× | ||
| Q3 24 | 0.10× | 4.07× | ||
| Q2 24 | 0.10× | 3.16× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $-18.9M |
| Free Cash FlowOCF − Capex | — | $-19.3M |
| FCF MarginFCF / Revenue | — | -15.0% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $10.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $-18.9M | ||
| Q3 25 | $49.5M | $-17.8M | ||
| Q2 25 | $30.4M | $31.3M | ||
| Q1 25 | $55.9M | $17.8M | ||
| Q4 24 | $129.5M | $8.7M | ||
| Q3 24 | $53.6M | $-11.4M | ||
| Q2 24 | $22.7M | $14.9M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $-19.3M | ||
| Q3 25 | — | $-18.5M | ||
| Q2 25 | — | $30.8M | ||
| Q1 25 | — | $17.0M | ||
| Q4 24 | $113.9M | $8.3M | ||
| Q3 24 | — | $-11.7M | ||
| Q2 24 | — | $14.8M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | -15.0% | ||
| Q3 25 | — | -14.3% | ||
| Q2 25 | — | 24.8% | ||
| Q1 25 | — | 12.7% | ||
| Q4 24 | 94.6% | 6.0% | ||
| Q3 24 | — | -8.8% | ||
| Q2 24 | — | 11.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.4% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | 12.9% | 0.3% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | — | ||
| Q2 25 | 0.91× | — | ||
| Q1 25 | 1.71× | — | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | — | ||
| Q2 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCF
Segment breakdown not available.
SKIL
| SAAS And Subscription Services | $93.5M | 73% |
| Virtual Ondemand And Classroom And Individualized Coaching | $28.2M | 22% |
| Professional Services | $7.3M | 6% |
