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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and Shutterstock, Inc. (SSTK). Click either name above to swap in a different company.
Shutterstock, Inc. is the larger business by last-quarter revenue ($220.2M vs $133.7M, roughly 1.6× FIRST COMMONWEALTH FINANCIAL CORP). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -7.3%, a 35.4% gap on every dollar of revenue. On growth, FIRST COMMONWEALTH FINANCIAL CORP posted the faster year-over-year revenue change (13.0% vs -12.0%). Over the past eight quarters, FIRST COMMONWEALTH FINANCIAL CORP's revenue compounded faster (5.5% CAGR vs 1.4%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
Shutterstock, Inc. is an American provider of stock photography, stock footage, stock music, and editing tools; it is headquartered in New York. Founded in 2002 by programmer and photographer Jon Oringer, Shutterstock maintains a library of around 200 million royalty-free stock photos, vector graphics, and illustrations, with around 10 million video clips and music tracks available for licensing. Originally a subscription site only, Shutterstock expanded beyond subscriptions into à la carte p...
FCF vs SSTK — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $220.2M |
| Net Profit | $37.5M | $-16.0M |
| Gross Margin | — | 55.8% |
| Operating Margin | — | -1.1% |
| Net Margin | 28.1% | -7.3% |
| Revenue YoY | 13.0% | -12.0% |
| Net Profit YoY | 14.8% | -1021.0% |
| EPS (diluted) | $0.37 | $-0.47 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | — | ||
| Q4 25 | $137.9M | $220.2M | ||
| Q3 25 | $136.0M | $260.1M | ||
| Q2 25 | $131.0M | $267.0M | ||
| Q1 25 | $118.0M | $242.6M | ||
| Q4 24 | $120.4M | $250.3M | ||
| Q3 24 | $121.2M | $250.6M | ||
| Q2 24 | $120.2M | $220.1M |
| Q1 26 | $37.5M | — | ||
| Q4 25 | $44.9M | $-16.0M | ||
| Q3 25 | $41.3M | $13.4M | ||
| Q2 25 | $33.4M | $29.4M | ||
| Q1 25 | $32.7M | $18.7M | ||
| Q4 24 | $35.8M | $-1.4M | ||
| Q3 24 | $32.1M | $17.6M | ||
| Q2 24 | $37.1M | $3.6M |
| Q1 26 | — | — | ||
| Q4 25 | — | 55.8% | ||
| Q3 25 | — | 60.6% | ||
| Q2 25 | — | 60.3% | ||
| Q1 25 | — | 58.4% | ||
| Q4 24 | — | 55.1% | ||
| Q3 24 | — | 58.3% | ||
| Q2 24 | — | 58.5% |
| Q1 26 | — | — | ||
| Q4 25 | 40.9% | -1.1% | ||
| Q3 25 | 38.1% | 12.5% | ||
| Q2 25 | 32.1% | 13.0% | ||
| Q1 25 | 34.8% | 4.2% | ||
| Q4 24 | 37.1% | 5.3% | ||
| Q3 24 | 33.4% | 7.2% | ||
| Q2 24 | 38.7% | 9.4% |
| Q1 26 | 28.1% | — | ||
| Q4 25 | 32.5% | -7.3% | ||
| Q3 25 | 30.4% | 5.1% | ||
| Q2 25 | 25.5% | 11.0% | ||
| Q1 25 | 27.7% | 7.7% | ||
| Q4 24 | 29.8% | -0.6% | ||
| Q3 24 | 26.5% | 7.0% | ||
| Q2 24 | 30.9% | 1.6% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.47 | ||
| Q3 25 | $0.39 | $0.37 | ||
| Q2 25 | $0.32 | $0.82 | ||
| Q1 25 | $0.32 | $0.53 | ||
| Q4 24 | $0.35 | $-0.04 | ||
| Q3 24 | $0.31 | $0.50 | ||
| Q2 24 | $0.36 | $0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $178.2M |
| Total DebtLower is stronger | $154.9M | — |
| Stockholders' EquityBook value | $1.6B | $581.0M |
| Total Assets | $12.3B | $1.4B |
| Debt / EquityLower = less leverage | 0.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $178.2M | ||
| Q3 25 | — | $165.5M | ||
| Q2 25 | — | $116.4M | ||
| Q1 25 | — | $112.2M | ||
| Q4 24 | — | $111.3M | ||
| Q3 24 | — | $131.4M | ||
| Q2 24 | — | $74.9M |
| Q1 26 | $154.9M | — | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | — | ||
| Q4 25 | $1.6B | $581.0M | ||
| Q3 25 | $1.5B | $594.4M | ||
| Q2 25 | $1.5B | $586.2M | ||
| Q1 25 | $1.4B | $547.2M | ||
| Q4 24 | $1.4B | $518.4M | ||
| Q3 24 | $1.4B | $522.9M | ||
| Q2 24 | $1.4B | $520.4M |
| Q1 26 | $12.3B | — | ||
| Q4 25 | $12.3B | $1.4B | ||
| Q3 25 | $12.3B | $1.4B | ||
| Q2 25 | $12.2B | $1.4B | ||
| Q1 25 | $11.8B | $1.3B | ||
| Q4 24 | $11.6B | $1.3B | ||
| Q3 24 | $12.0B | $1.3B | ||
| Q2 24 | $11.6B | $1.0B |
| Q1 26 | 0.10× | — | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $36.2M |
| Free Cash FlowOCF − Capex | — | $25.9M |
| FCF MarginFCF / Revenue | — | 11.8% |
| Capex IntensityCapex / Revenue | — | 4.7% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $123.8M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $187.5M | $36.2M | ||
| Q3 25 | $49.5M | $78.4M | ||
| Q2 25 | $30.4M | $26.8M | ||
| Q1 25 | $55.9M | $25.2M | ||
| Q4 24 | $129.5M | $8.0M | ||
| Q3 24 | $53.6M | $-11.6M | ||
| Q2 24 | $22.7M | $28.0M |
| Q1 26 | — | — | ||
| Q4 25 | $171.5M | $25.9M | ||
| Q3 25 | — | $68.0M | ||
| Q2 25 | — | $15.5M | ||
| Q1 25 | — | $14.4M | ||
| Q4 24 | $113.9M | $-952.0K | ||
| Q3 24 | — | $-26.3M | ||
| Q2 24 | — | $18.9M |
| Q1 26 | — | — | ||
| Q4 25 | 124.3% | 11.8% | ||
| Q3 25 | — | 26.1% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | 94.6% | -0.4% | ||
| Q3 24 | — | -10.5% | ||
| Q2 24 | — | 8.6% |
| Q1 26 | — | — | ||
| Q4 25 | 11.7% | 4.7% | ||
| Q3 25 | — | 4.0% | ||
| Q2 25 | — | 4.2% | ||
| Q1 25 | — | 4.5% | ||
| Q4 24 | 12.9% | 3.6% | ||
| Q3 24 | — | 5.9% | ||
| Q2 24 | — | 4.1% |
| Q1 26 | — | — | ||
| Q4 25 | 4.18× | — | ||
| Q3 25 | 1.20× | 5.86× | ||
| Q2 25 | 0.91× | 0.91× | ||
| Q1 25 | 1.71× | 1.35× | ||
| Q4 24 | 3.61× | — | ||
| Q3 24 | 1.67× | -0.66× | ||
| Q2 24 | 0.61× | 7.71× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
