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Side-by-side financial comparison of FIRST COMMONWEALTH FINANCIAL CORP (FCF) and ThredUp Inc. (TDUP). Click either name above to swap in a different company.
FIRST COMMONWEALTH FINANCIAL CORP is the larger business by last-quarter revenue ($133.7M vs $79.7M, roughly 1.7× ThredUp Inc.). FIRST COMMONWEALTH FINANCIAL CORP runs the higher net margin — 28.1% vs -7.0%, a 35.1% gap on every dollar of revenue. On growth, ThredUp Inc. posted the faster year-over-year revenue change (18.5% vs 13.0%). Over the past eight quarters, ThredUp Inc.'s revenue compounded faster (9.3% CAGR vs 5.5%).
First Commonwealth Financial Corp is a Pennsylvania-based regional financial services holding company. It offers consumer and commercial banking products, loans, wealth management, and insurance services for individuals, small and mid-sized enterprises across central and western Pennsylvania and Ohio.
ThredUp Inc. is an American company that operates an online resale platform specializing in the sale of second-hand clothing, footwear, and accessories. Founded in 2009 and headquartered in Oakland, California, it has established itself as one of the leading resale fashion marketplaces.
FCF vs TDUP — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $133.7M | $79.7M |
| Net Profit | $37.5M | $-5.6M |
| Gross Margin | — | 79.6% |
| Operating Margin | — | 12.0% |
| Net Margin | 28.1% | -7.0% |
| Revenue YoY | 13.0% | 18.5% |
| Net Profit YoY | 14.8% | 72.4% |
| EPS (diluted) | $0.37 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $133.7M | $79.7M | ||
| Q4 25 | $137.9M | $79.7M | ||
| Q3 25 | $136.0M | $82.2M | ||
| Q2 25 | $131.0M | $77.7M | ||
| Q1 25 | $118.0M | $71.3M | ||
| Q4 24 | $120.4M | $67.3M | ||
| Q3 24 | $121.2M | $61.5M | ||
| Q2 24 | $120.2M | $66.7M |
| Q1 26 | $37.5M | $-5.6M | ||
| Q4 25 | $44.9M | $-5.6M | ||
| Q3 25 | $41.3M | $-4.2M | ||
| Q2 25 | $33.4M | $-5.2M | ||
| Q1 25 | $32.7M | $-5.2M | ||
| Q4 24 | $35.8M | $-21.7M | ||
| Q3 24 | $32.1M | $-24.8M | ||
| Q2 24 | $37.1M | $-14.0M |
| Q1 26 | — | 79.6% | ||
| Q4 25 | — | 79.6% | ||
| Q3 25 | — | 79.4% | ||
| Q2 25 | — | 79.5% | ||
| Q1 25 | — | 79.1% | ||
| Q4 24 | — | 80.4% | ||
| Q3 24 | — | 79.3% | ||
| Q2 24 | — | 78.8% |
| Q1 26 | — | 12.0% | ||
| Q4 25 | 40.9% | -8.4% | ||
| Q3 25 | 38.1% | -5.3% | ||
| Q2 25 | 32.1% | -6.8% | ||
| Q1 25 | 34.8% | -7.6% | ||
| Q4 24 | 37.1% | -12.1% | ||
| Q3 24 | 33.4% | -17.0% | ||
| Q2 24 | 38.7% | -14.4% |
| Q1 26 | 28.1% | -7.0% | ||
| Q4 25 | 32.5% | -7.0% | ||
| Q3 25 | 30.4% | -5.2% | ||
| Q2 25 | 25.5% | -6.7% | ||
| Q1 25 | 27.7% | -7.3% | ||
| Q4 24 | 29.8% | -32.3% | ||
| Q3 24 | 26.5% | -40.3% | ||
| Q2 24 | 30.9% | -20.9% |
| Q1 26 | $0.37 | — | ||
| Q4 25 | $0.44 | $-0.06 | ||
| Q3 25 | $0.39 | $-0.03 | ||
| Q2 25 | $0.32 | $-0.04 | ||
| Q1 25 | $0.32 | $-0.04 | ||
| Q4 24 | $0.35 | $-0.19 | ||
| Q3 24 | $0.31 | $-0.22 | ||
| Q2 24 | $0.36 | $-0.13 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $38.6M |
| Total DebtLower is stronger | $154.9M | $18.2M |
| Stockholders' EquityBook value | $1.6B | $59.2M |
| Total Assets | $12.3B | $167.2M |
| Debt / EquityLower = less leverage | 0.10× | 0.31× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $38.6M | ||
| Q4 25 | — | $38.6M | ||
| Q3 25 | — | $46.2M | ||
| Q2 25 | — | $41.0M | ||
| Q1 25 | — | $41.1M | ||
| Q4 24 | — | $31.9M | ||
| Q3 24 | — | $43.7M | ||
| Q2 24 | — | $44.8M |
| Q1 26 | $154.9M | $18.2M | ||
| Q4 25 | $261.7M | — | ||
| Q3 25 | $262.1M | — | ||
| Q2 25 | $262.4M | — | ||
| Q1 25 | $262.7M | — | ||
| Q4 24 | $263.0M | — | ||
| Q3 24 | $136.3M | — | ||
| Q2 24 | $136.6M | — |
| Q1 26 | $1.6B | $59.2M | ||
| Q4 25 | $1.6B | $59.2M | ||
| Q3 25 | $1.5B | $59.1M | ||
| Q2 25 | $1.5B | $60.2M | ||
| Q1 25 | $1.4B | $56.1M | ||
| Q4 24 | $1.4B | $56.3M | ||
| Q3 24 | $1.4B | $69.3M | ||
| Q2 24 | $1.4B | $86.5M |
| Q1 26 | $12.3B | $167.2M | ||
| Q4 25 | $12.3B | $167.2M | ||
| Q3 25 | $12.3B | $172.5M | ||
| Q2 25 | $12.2B | $173.6M | ||
| Q1 25 | $11.8B | $172.5M | ||
| Q4 24 | $11.6B | $171.2M | ||
| Q3 24 | $12.0B | $214.9M | ||
| Q2 24 | $11.6B | $231.2M |
| Q1 26 | 0.10× | 0.31× | ||
| Q4 25 | 0.17× | — | ||
| Q3 25 | 0.17× | — | ||
| Q2 25 | 0.17× | — | ||
| Q1 25 | 0.18× | — | ||
| Q4 24 | 0.19× | — | ||
| Q3 24 | 0.10× | — | ||
| Q2 24 | 0.10× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
